Posts
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SMSF trust deeds: Rules, guidelines and updates
Your SMSF trust deed is your fund’s most important legal document, so it pays to get it right from the outset and to carry out regular health checks.
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What to know before taking a lump sum from super
Cashing a chunk of your super tax-free is tempting, but make sure you look before you leap. Learn the tax rules, age limits and what to consider before withdrawing.
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Employer’s guide to Superannuation Guarantee (SG) contributions
How to ensure you pay accurate Superannuation Guarantee (SG) contributions, on time and for the right people.
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Small business retirement exemption explained
Small business owners have an opportunity to use some of the sale proceeds from their business to boost their super without breaching contribution caps.
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What Payday Super means for you
Your employer is now required to pay your super at the same time as your wages.
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Key superannuation rates and thresholds for 2026-27
A new financial year brings updated thresholds for a range of super measures. Take a look at the new numbers to check for opportunities.
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Concessional super contributions guide (2026–27)
Want to get more from your super? Start by understanding concessional contributions, the biggest and most tax-effective source of super savings.
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Non-concessional super contributions guide (2026–27)
Making a personal contribution into your super can be a great way to boost your retirement nest egg and enjoy the benefits of the super system.
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Transfer balance cap (TBC) for super pensions: How it works
The transfer balance cap limits the amount of your super savings you can invest in a tax-free pension for retirement.
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How is my Total Superannuation Balance (TSB) calculated?
Your total super balance determines whether you can use a range of valuable super measures. Learn how it works and what you could be eligible for.
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Division 296 super tax explained (including calculator)
The tax on super balances over $3 million is now law. Find out what it means and calculate your liability with our Division 296 calculator.
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Income tax calculator (2026–27 and previous years)
Enter your taxable income and the calculator will show your total tax, marginal tax rate and your effective tax rate.
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Australian income tax brackets and rates (2026-27 and previous years)
See every Australian income tax bracket and rate for 2026-27. Clear tables, plain-English explanation, and previous years for comparison.
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Division 293 super tax explained (including calculator)
Find out if you owe Division 293 tax on your super contributions, with current thresholds, worked examples and a calculator.
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Retirement planning for couples
Super can’t be held in joint names, but it does provide opportunities for couples to maximise their combined tax-free retirement income and streamline estate planning.
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Super fund choice, stapled funds and employer obligations
Know your deadlines and processes when arranging super for new employees because penalties may apply for getting it wrong.
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Accessing your super before 60: How much tax will you pay?
If you’re eligible and thinking about tapping into your super before you turn 60, it’s worth checking the tax implications first.
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Accessing your super after 60: Is it really tax free?
Once you turn 60 and start withdrawing your super, the tax advantages of the super system come into play. But what does it mean for your tax return?
