What are the buy/sell spreads charged by my super fund?
Could you be overlooking some of the costs in your super? Find out how buy/sell spreads can take a bite of the pie.
Posts
What are unit pricing and crediting rates and why do they matter?
Ever wondered how your super fluctuates over time? Understanding unit prices and crediting rates is the key to unlocking how your fund calculates returns.
What are the penalties for SMSF non-compliance?
SMSFs offer a high degree of flexibility and control over your retirement savings, but there are legal guardrails and hefty penalties for trustees who breach them.
The role of cash and bonds in your portfolio and what’s available
High interest rates are loathed by borrowers but they are money in the bank for people seeking reliable income with a high degree of safety from their investments.
Should retirees use their super to become debt free?
There are pros and cons to using some of your super to repay your mortgage when you retire. This is what you need to consider.
Tips to boost your super when retirement is a long way off
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
How long you can expect to live and what it means for your super
While none of us knows exactly how long we will live, you can narrow the possibilities with these life expectancy projections based on Australian numbers.
How to measure the financial impact of delaying retirement
If you are weighing up whether you can afford to retire sooner rather than later, it’s worth calculating some different scenarios before you pull the plug on your working life. We show you how.
How sequencing risk affects your retirement
Sequencing risk can ruin even the most carefully planned retirement. Losses and low returns just as you move into retirement mean you will have much less to spend.
Can I get free financial advice?
If you could do with some help with your finances but can’t afford a professional adviser, all is not lost. Free financial advice and digital tools are out there if you know where to look.
Case study: Should a wealth retiree start a super pension or draw on non-super investments first?
Retirees with substantial investments both in and out of super often wonder whether they should start a super pension or draw income from investments outside super first. We look at the pros and cons of both options.
2024 year in review, 2025 year in preview
For the second year running, investors had a surprisingly good year in 2024 thanks to moderating inflation, economic growth holding its head above water, falling interest rates (just not in Australia) and buoyant share markets.
What is the Medicare Safety Net and am I eligible?
The government subsidises some of the out-of-pocket medical costs for eligible retirees and families, so it pays to know what’s available.
Where are we now? Pending and recent superannuation changes
While some super reforms are on the way, other proposed changes may struggle to get across the line before the upcoming federal election.
What laws do SMSFs need to adhere to?
Even if you outsource many of your fund’s administrative tasks, SMSF trustees still need to stay on top of super laws to avoid potentially large fines.
How to maximise your Age Pension
If you receive a part-Age Pension or none at all due to the level of your assets or income, these 12 strategies may help you increase your pension entitlements.
5 new year’s resolutions for your SMSF
After another wild year on investment markets, the summer break is a good time to review your SMSF and resolve to make it fit for whatever 2025 may bring.
Victorian Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many Victorians forget to grab one of the best deals on offer – their Victoria Seniors Card.
