Posts
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Is $700,000 in super enough to retire on?
If you’re thinking of aiming for a retirement super balance of $700,000, have you thought about how much income this might provide? Whether you are a couple or single, we run the numbers for you.
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Is $500,000 in super enough to retire on?
We’ve run the numbers to find out what kind of retirement half a million dollars could provide.
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How myGov can help you keep track of your super
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year.
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Choosing a super fund: Does size really matter?
Size can be an advantage when it comes to economies of scale and investment clout, but big is not always better.
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Mind over matter: The psychology of retirement planning
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future.
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5 strategies to help fix your total super balance problem
If a high super balance is limiting your ability to get more into the tax effective super environment, there are ways to reduce your balance and maximise contributions at the same time.
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Which asset classes are popular with SMSFs?
Control and flexibility are popular reasons for starting an SMSF, and a close look at where trustees are investing shows they are making good use of these attributes.
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SMSF property loan paid off? What next?
After maximum loan terms were placed on LRBAs, many SMSFs are nearing the end of their loan and wondering about their options.
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Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Whether you are single or in a couple, when retirement beckons there are many ways to top up your super and maybe even reduce your tax bill at the same time.
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Federal Budget March 2025 overview
Jim Chalmers delivered his fourth Federal Budget on 25th March 2025, and once again “cost-of-living measures” took centre stage.
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How to apply for the Home Equity Access Scheme (HEAS)
Tapping into the equity in your home is a great way to free up additional retirement income, but accessing the government’s HEAS scheme takes time and patience.
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Pension fund performance to December 2024
Pension fund returns exceeded minimum withdrawal rates for most retirees in 2024, providing a buffer against volatile times ahead.
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How much super do I need to retire?
The good news is you probably don’t need anywhere near the $1 million often touted to retire in the style to which you have become accustomed. Here’s how to set your savings target.
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How to buy a commercial property and lease it through your SMSF
Many restrictions that apply to the purchase of property via an SMSF don’t apply to commercial property. Here’s how it’s done.
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SMSF property investment rules
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply.
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A retiree’s dilemma: Pay off the mortgage or preserve super?
If you retire with a mortgage, choosing whether to clear it with your super or continue making payments can have significant impact on your retirement income and security.
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SMSF returns are competitive with large funds
While lagging the performance of large super funds some years, SMSFs have outperformed them over the longer term.
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Common ‘myth-conceptions’ about retirement income
Given the complexity of super and how it interacts with the Age Pension, it’s not surprising that misunderstandings abound. So let’s bust a few myths.
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