Posts
-
Super balance strategies and considerations for couples
Couples who adopt a combined approach to superannuation savings can often be much better off in retirement.
-
Small business 15-year exemption explained
If you’re 55+ or disabled and selling your small business, you could be eligible to avoid tax on the capital gain and make a large super contribution.
-
Using small business CGT exemptions to boost your super
Small business CGT concessions could allow you to make a substantial super contribution from the sale of your business.
-
How do tax-deductible superannuation contributions work?
Find out whether claiming a tax deduction for personal contributions could be the right strategy for you.
-
How to boost your spouse’s super balance (including calculator)
Couples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities.
-
How a transition to retirement (TTR) pension works
If you’re over 60 and not ready to retire but want extra cash to top up your super, a transition to retirement (TTR) pension could help.
-
Downsizer super contributions: Rules and eligibility
Downsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions.
-
5 strategies to help fix your total super balance problem
If a high super balance is limiting your ability to get more into the tax effective super environment, there are ways to reduce your balance and maximise contributions at the same time.
-
The benefits of contributing extra to super earlier in life
Even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting.
-
How much super do I need to retire on $100,000 a year?
How much super do you need to retire on $100,000 a year? Depending on your age and investment approach, expect $1.4 million to $1.9 million.
-
Total super balance vs Transfer balance cap explained
The acronyms may be similar, but these two terms are not the same. We clear up the confusion and explain how they affect what you can do with your super.
-
Should you start a super pension when you are eligible, or wait?
Hundreds of thousands of Australians who are eligible to transfer their super into a tax-free pension account have not taken the opportunity. Are you one of them?
-
Super death benefits and tax explained
Understand the rules so your beneficiaries don’t lose too much of your super to tax.
-
How the government co-contribution scheme works (including calculator)
An extra payment from the government can be a great way to boost your super if you have some money to spare.
-
What is the maximum super contribution base?
High-income earners face a cap on the amount of income on which their employer must make SG contributions.
-
Making superannuation contributions: Super for beginners guide
It’s worth learning the main types of super contributions and what each one offers you.
-
In your 50s or younger? The super rules that apply to you
Get to grips with the key super rules for people under 60.
-
Superannuation Guarantee (SG) contributions rate and rules
Most people don’t look closely at their Superannuation Guarantee contributions – but it pays to know the current rate and how it’s worked out.
