How much super do I need?

You can work out how much super you need to finance a comfortable life in retirement, or even finance a luxurious life in retirement.

Use Trish Power's six-step retirement plan to work out your own target, or check out real-life inspired case studies and different retirement targets.

You can also calculate how many years you need to plan for in retirement, or more specifically your average life expectancy.

Below are some of our key How much super do I need? articles:


Set out below are all SuperGuide articles explaining How much super do I need?.

Investment performance: 22 years of SG delivers 7% a year

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Since Superannuation Guarantee was introduced 22 years ago, the long-term return generated on the typical ‘balanced’ super fund account has been 7.2% a year, according to rating company, SuperRatings. Most Australian workers have their super money invested in a balanced investment option, which … [Read more...]

Superannuation rates and thresholds for 2014/2015 year

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Note: This article lists the latest superannuation rates and thresholds for the 2014/2015 year, and for earlier financial years. One of the most searched-for superannuation thresholds is the contributions cap for the latest financial year. For the 2014/2015 year, the general concessional … [Read more...]

Age Pension: Assets test thresholds rise 1 July 2014

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The LOWER and UPPER asset thresholds for the Age Pension assets test lift again on 1 July 2014, which means more Australians may now be eligible for a FULL Age Pension, or more Australians will now be eligible for a PART Age Pension. A single person can own more than $760,000 in assets (excluding … [Read more...]

Age Pension: More Australians entitled to payments from July 2014

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In March, July and September of each year, the Federal Government changes the rules for claiming the Age Pension… for the better! The Age Pension income test and the Age Pension assets test are adjusted three times a year in line with increases in the Consumer Price Index. From 1 July 2014, the … [Read more...]

Age Pension: Income test thresholds rise 1 July 2014

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The LOWER and UPPER income thresholds for the Age Pension income test lift again on 1 July 2014, which means more Australians are now eligible for a FULL Age Pension, and more Australians will now be eligible for a PART Age Pension. A single person can earn just under $48,000 a year, and still … [Read more...]

Superannuation Guarantee: 10 facts about your SG entitlements

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If you work as an employee, and you satisfy certain minimum requirements, your employer must pay Superannuation Guarantee (SG) contributions on your behalf, to a super fund. Here is a list of 10 of the most important SG facts that you need to know: Your employer must make super contributions, … [Read more...]

Superannuation Guarantee increases to 9.5% for 2014/2015 year

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From 1 July 2014, the Superannuation Guarantee rate increases to 9.5% (from the 9.25% that applies for the 2013/2014 year). Superannuation Guarantee (SG) is the official term for compulsory superannuation contributions made by employers on behalf of their employees. An employer, regardless of … [Read more...]

The super challenge: At what age should I retire? (updated)

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Selecting a retirement age, even if you plan to continue some form of work during retirement, can be a difficult decision. In some cases, individuals don’t get a choice about when to retire due to health issues, or due to redundancy in later years and then difficulty finding another job. Although … [Read more...]

2014 Federal Budget: What the Age Pension changes means for you

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The Federal Treasurer has made it clear: the Age Pension age is increasing to 70 years from 2035. Federal Treasurer Joe Hockey confirmed this significant change to the Age Pension rules in the 2014 Federal Budget on 13 May 2014. I am guessing that many of you reading this article are worried … [Read more...]