How much super do I need?

You can work out how much super you need to finance a comfortable life in retirement, or even finance a luxurious life in retirement.

Use Trish Power's six-step retirement plan to work out your own target, or check out real-life inspired case studies and different retirement targets.

You can also calculate how many years you need to plan for in retirement, or more specifically your average life expectancy.

Below are some of our key How much super do I need? articles:


Set out below are all SuperGuide articles explaining How much super do I need?.

Superannuation rates and thresholds for 2014/2015 year   Super Guide

For the 2013/2014 year, the concessional contributions caps for over-60s has jumped to $35,000, while the concessional cap for everyone else remains at $25,000.

Age Pension: Assets test thresholds rise 1 July 2014   Super Guide

An eligible individual must satisfy the Age Pension income test, and the Age Pension assets test to receive a full, or part, Age Pension.

Age Pension: More Australians entitled to payments from July 2014   Super Guide

In March, July and September of each year, the Federal Government changes the rules for claiming the Age Pension… for the better!

Age Pension: Income test thresholds rise 1 July 2014   Super Guide

The upper income thresholds for the Age Pension income test lift again on 1 July 2014, which means more Australians are now eligible for the PART Age Pension.

Superannuation Guarantee: 10 facts about your SG entitlements   Super Guide

If you work as an employee, and you satisfy certain minimum requirements, your employer must pay Superannuation Guarantee (SG) contributions on your behalf, to a super fund.

Superannuation Guarantee increases to 9.5% for 2014/2015 year   Super Guide

From 1 July 2014, the Superannuation Guarantee rate increases to 9.5% (from the 9.25% that applies for the 2013/2014 year).

The super challenge: At what age should I retire? (updated)   Super Guide

Selecting a retirement age, even if you plan to continue some form of work during retirement, can be a difficult decision. In some cases, individuals don’t get a choice about when to retire due to health issues, or due to redundancy in later years and then difficulty finding another job.

2014 Federal Budget: What the Age Pension changes means for you   Super Guide

The Federal Treasurer has made it clear: the Age Pension age is increasing to 70 years from 2035. Federal Treasurer Joe Hockey confirmed this significant change to the Age Pension rules in the 2014 Federal Budget on 13 May 2014.

Age Pension age increasing to 70 years (updated table)   Super Guide

In May 2014, the federal treasurer Joe Hockey announced that the Age Pension age will increase to age 70 by year 2035, and confirmed this fact in the 2014 Federal Budget.

Start planning! New income test rules mean less Age Pension   Super Guide

Changes to the deeming rules will potentially have financially devastating effects on the Age Pension entitlements of future retirees.