How much super do I need?

You can work out how much super you need to finance a comfortable life in retirement, or even finance a luxurious life in retirement.

Use Trish Power’s six-step retirement plan to work out your own target, or check out real-life inspired case studies and different retirement targets.

You can also calculate how many years you need to plan for in retirement, or more specifically your average life expectancy.

Below are some of our key How much super do I need? articles:


Set out below are all SuperGuide articles explaining How much super do I need?.

Age Pension: Deemed income falls from 1 July 2015 with higher thresholds

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Note: This article explains the latest deeming rates and the deeming thresholds for the Age Pension income test. If you are seeking information about the latest Age Pension payment rates see SuperGuide article ‘Age Pension: March 2015 rates now apply’. If you are seeking information on the changes … [Read more...]

Age Pension: March 2015 rates now apply

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Note: This article explains the latest Age Pension rates, applicable until 19 September 2015. The Age Pension rates are indexed twice-yearly, with the next adjustment taking effect from 20 September 2015. If you are seeking information on the changes to the Age Pension assets test rules announced in … [Read more...]

Age Pension: Assets test thresholds from 1 July 2015

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Note: This article explains the latest Age Pension assets thresholds, applicable from 1 July 2015 until 19 September 2015. If you are seeking information on the latest Age Pension rates see SuperGuide article Age Pension: March 2015 rates now apply. If you are seeking information on the  changes to … [Read more...]

Age Pension: More Australians entitled to payments from 1 July 2015

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In March, July and September of each year, the federal government changes the rules for claiming the Age Pension… for the better! Currently, the Age Pension income test and the Age Pension income test are adjusted three times a year in line with increases in the Consumer Price Index. Effective … [Read more...]

Age Pension: Income test thresholds from 1 July 2015

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Note: This article explains the latest Age Pension income test thresholds, applicable from 1 July 2015 until 19 September 2015. If you are seeking information on the latest Age Pension rates see SuperGuide article Age Pension: March 2015 rates now apply. If you are seeking information on the  … [Read more...]

Superannuation Guarantee remains at 9.5% for 2015/2016 year

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The Superannuation Guarantee rate remains at 9.5% for the 2015/2016 financial year, and stalls at this rate for another 6 years. The Superannuation Guarantee rate first increased to 9.5% from 1 July 2014 (the 2014/2015 year). Based on revised laws, the SG rate will remain at 9.5% for another 6 … [Read more...]

Superannuation Guarantee: 10 facts about your SG entitlements

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Note: Since 1 July 2014, the Superannuation Guarantee rate increased to 9.5% (from the 9.25% that applied for the 2013/2014 year). The SG rate now remains at 9.5% for another 6 years, increasing to 10% from July 2021, and eventually to 12% from July 2025. If you work as an employee, and you … [Read more...]

Superannuation rates and thresholds for 2015/2016 year (and 2014/2015 year)

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Note: This article lists the latest superannuation rates and thresholds for the 2015/2016 year, and for the 2014/2015 year, and also for earlier financial years. One of the most searched-for superannuation thresholds is the concessional contributions cap for the latest financial year. For the … [Read more...]

Super rich tax? Looting SMSF accounts to fix the budget

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Note: This article is in response to recent claims that superannuation tax concessions are directed towards the ‘super rich’. If you are concerned about being unfairly targeted by the current tax reform process, ensure you make a submission before Monday 1 June 2015. The relevant links to the tax … [Read more...]