How much super do I need?

Set out below are all SuperGuide articles explaining How much super do I need?.

Age Pension: More Australians entitled to payments since July 2016

In March, July and September of each year, the federal government changes the rules for claiming the Age Pension… for the better! Currently, the Age Pension income test and the Age Pension assets test are adjusted three times a year in line with increases in the Consumer Price Index.Effective … [Read more...]

Age Pension income test: Deeming rates and deeming thresholds

Note: This article explains the latest deeming rates and the deeming thresholds for the Age Pension income test. If you are seeking information about the latest increases in the thresholds for the Age Pension income test and Age Pension assets test see SuperGuide article Age Pension: More … [Read more...]

Age Pension: March 2016 rates now apply (until September 2016)

Note: This article explains the latest Age Pension rates, applicable until 19 September 2016. The Age Pension rates are indexed twice-yearly, with the next adjustment taking effect from 20 September 2016. If you are seeking information on the changes to the Age Pension assets test rules taking … [Read more...]

Age Pension: Assets test thresholds applicable since July 2016

Note: This article explains the latest Age Pension assets thresholds, applicable from 1 July 2016. If you are seeking information on the latest Age Pension rates, see SuperGuide article Age Pension: March 2016 rates now apply (until September 2016). If you’re looking for information on the Age … [Read more...]

Age Pension: Income test thresholds applicable since July 2016

Note: This article explains the latest Age Pension income test thresholds, applicable from 1 July 2016. If you are seeking information on the latest Age Pension rates see SuperGuide article Age Pension: March 2016 rates now apply (until September 2016). If you’re looking for information on the Age … [Read more...]

Investment returns after retirement matter: Understanding the 10/30/60 Rule

When Reserve Bank governor Glenn Stevens said ultra-low global interest rates were causing problems for people’s retirement planning, he wasn’t exaggerating. But few realise quite how big the problem is – especially for those already in retirement.Record low global interest rates and low … [Read more...]

The super challenge: At what age should I retire?

Selecting a retirement age, even if you plan to continue some form of work during retirement, can be a difficult decision. In some cases, individuals don’t get a choice about when to retire due to health issues, or due to redundancy in later years and then difficulty finding another job.Although … [Read more...]

Superannuation rates and thresholds for 2016/2017 year (and earlier years)

SUPER ALERT! On 3 May 2016, the federal government announced an IMMEDIATE cut to the non-concessional contributions cap, including a cessation of the bring-forward rule. Australians are now subject to a lifetime non-concessional cap of $500,000, rather than the annual cap of $180,000 (and the … [Read more...]