How much super do I need?

Set out below are all SuperGuide articles explaining How much super do I need?.

Superannuation Guarantee rate 9.5% for 2016/2017 year, and for 2017/2018 year

The Superannuation Guarantee rate remains at 9.5% for the 2016/2017 financial year, and again remains at 9.5% for the 2017/2018 financial year. The Superannuation Guarantee rate first increased to 9.5% from 1 July 2014 (the 2014/2015 year), and remained at 9.5% for the 2015/2016 year.Based on … [Read more...]

Superannuation Guarantee: 10 facts about your SG entitlements

Note: The Superannuation Guarantee rate for the 2016/2017 year is 9.5% (from 1 July 2016 to 30 June 2017). Effective since 1 July 2014, the SG rate increased to 9.5% (from the 9.25% that applied for the 2013/2014 year). The SG rate will now remain at 9.5% from 1 July 2014 through to 30 June 2021, … [Read more...]

Age Pension: More Australians entitled to payments since July 2016

In March, July and September of each year, the federal government changes the rules for claiming the Age Pension… for the better! Currently, the Age Pension income test and the Age Pension assets test are adjusted three times a year in line with increases in the Consumer Price Index.Effective … [Read more...]

Age Pension income test: Deeming rates and deeming thresholds

Note: This article explains the latest deeming rates and the deeming thresholds for the Age Pension income test. If you are seeking information about the latest increases in the thresholds for the Age Pension income test and Age Pension assets test see SuperGuide article Age Pension: More … [Read more...]

Age Pension: March 2016 rates now apply (until September 2016)

Note: This article explains the latest Age Pension rates, applicable until 19 September 2016. The Age Pension rates are indexed twice-yearly, with the next adjustment taking effect from 20 September 2016. If you are seeking information on the changes to the Age Pension assets test rules taking … [Read more...]

Age Pension: Assets test thresholds applicable since July 2016

Note: This article explains the latest Age Pension assets thresholds, applicable from 1 July 2016. If you are seeking information on the latest Age Pension rates, see SuperGuide article Age Pension: March 2016 rates now apply (until September 2016). If you’re looking for information on the Age … [Read more...]

Age Pension: Income test thresholds applicable since July 2016

Note: This article explains the latest Age Pension income test thresholds, applicable from 1 July 2016. If you are seeking information on the latest Age Pension rates see SuperGuide article Age Pension: March 2016 rates now apply (until September 2016). If you’re looking for information on the Age … [Read more...]

Investment returns after retirement matter: Understanding the 10/30/60 Rule

When Reserve Bank governor Glenn Stevens said ultra-low global interest rates were causing problems for people’s retirement planning, he wasn’t exaggerating. But few realise quite how big the problem is – especially for those already in retirement.Record low global interest rates and low … [Read more...]

The super challenge: At what age should I retire?

Selecting a retirement age, even if you plan to continue some form of work during retirement, can be a difficult decision. In some cases, individuals don’t get a choice about when to retire due to health issues, or due to redundancy in later years and then difficulty finding another job.Although … [Read more...]

IMPORTANT: SuperGuide does not provide financial advice. SuperGuide does not answer all questions posted in the comments section. SuperGuide may use your question or comment, or use questions from several readers, as the basis for an article topic that we publish on the SuperGuide website. We will not disclose names or personal information in these articles. Comments provided by readers that may include information relating to tax, superannuation or other rules cannot be relied upon as advice. SuperGuide does not verify the information provided within comments from readers. Readers need to seek independent advice about their personal circumstances.