Boost your super

Boost your super covers how much your employer must pay into your superannuation fund, how much you can contribute, the tax-free bonus the Government gives you, contribution strategies and everything you need to know about making personal superannuation contributions.

Boost your super also has special sections on Superannuation Guarantee (SG), Co-contributions and Salary Sacrifice


Below are some of our key Boost your super articles:

Set out below are all SuperGuide articles explaining Boost your super.

The short story on super contributions limits (2014/2015)

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You can make two types of superannuation contributions – concessional and non-concessional – and each type of contribution has a separate limit. Concessional contributions Before-tax contributions, such as compulsory Superannuation Guarantee contributions, salary sacrificed contributions and … [Read more...]

Australian income tax rates for the 2014/2015 year (and for 2013/2014 year)

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Note: For your convenience we have included the latest income tax rates, and also the income tax rates for the three previous financial years. The tax rates applicable for the 2014/2015 year and future years are set out in the tables below. We have also included the tax rates for the 2013/2014, … [Read more...]

For over-65s: Ten super tips when making contributions

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You can make voluntary superannuation contributions up to the age of 74 (that is, before you turn 75), and these can be concessional (before-tax) or non-concessional (after-tax) contributions. If you’re aged 65 or over, then you must satisfy a work test, if you intend to make super contributions. … [Read more...]

65 and over: making super contributions

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Q: From reading SuperGuide articles, I can see that for people between 50 and 74 years, the concessional contribution cap is $35,000 a year, and that for non-concessional contribution, the cap is $180,000. Is this $180,000 cap for NON-concessional contribution the same regardless of the age of the … [Read more...]

What are the super and retirement rules for over-65s?

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Q: My wife (age 63) and myself (age 65) have a small business. I was told by an organisation that at 65 or over I could put money into super, pay 15% tax on the way in and then draw it out when I wished and pay no tax. In fact I have been told to pay myself $30,000 or less and source the rest of my … [Read more...]

Life expectancy: Will you outlive your retirement savings?

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The Liberal government has previously flagged that it will be actively encouraging innovative retirement products to ensure Australians have options to “better manage the financial risks they face in retirement, such as market risk, inflation risk and the risk that they may outlive their retirement … [Read more...]

Super funds deliver 3.1% for February 2015

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The median superannuation growth fund gained a massive 3.1% for the month of February 2015, and 10.5% for the eight months to February 2015. For the 12 months to February 2015, growth super funds are sitting on a 12.5% return, according to rating company, Chant West. Performance tables to 28 … [Read more...]

Super funds deliver 7.2% over 7 months, and 2% for January 2015

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The median superannuation growth fund gained 2% for the month of January 2015, and 7.2% for the seven months to January 2015. For the 12 months to January 2015, growth super funds are sitting on a 11.5% return, according to rating company, Chant West. Performance tables to 31 January 2015, for … [Read more...]

SuperGuide checklist: 10 more ways to boost your super

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Note: This article is the second in a special two-part series that SuperGuide updates regularly, designed to help SuperGuide readers more easily access the hundreds of questions and articles that we have published on the SuperGuide website. This article, ’Super checklist: 10 more ways to boost your … [Read more...]

Asset classes: Naming the investment winners for the 2014 calendar year

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International shares and international property delivered the biggest returns for the 2014 calendar year (1 January 2014 to 31 December 2014), according to rating company, Chant West. In the table appearing later in the article, Chant West lists the investment performance of 11 asset classes, and … [Read more...]