super contributions strategies
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Case study: Super recontribution strategy to reduce death benefits tax
Taking money out of super and recontributing it straight back sounds pointless, until you see what it does to the tax your children pay.
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Managing capital gains tax in your SMSF
It’s possible to reduce or even eliminate the amount of tax your fund pays on asset sales with these simple strategies.
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Small business retirement exemption explained
Small business owners have an opportunity to use some of the sale proceeds from their business to boost their super without breaching contribution caps.
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How is my Total Superannuation Balance (TSB) calculated?
Your total super balance determines whether you can use a range of valuable super measures. Learn how it works and what you could be eligible for.
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Division 293 super tax explained (including calculator)
Find out if you owe Division 293 tax on your super contributions, with current thresholds, worked examples and a calculator.
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Tips to boost your super when retirement is a long way off
Focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
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Working out the best mix of super contributions
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
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Investing an inheritance into super: What you need to know
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
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Reducing tax on capital gains with super contributions
If you’ve made a capital gain this year, the tax office is knocking at the door. A personal tax-deductible super contribution could keep them at bay.
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Super recontribution strategy: How it works (including calculator)
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly.
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Salary sacrifice and super: How does it work?
By directing some of your pre-tax income to super, you could boost your retirement savings and reduce tax.
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Super balance strategies and considerations for couples
Couples who adopt a combined approach to superannuation savings can often be much better off in retirement.
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Using small business CGT exemptions to boost your super
Small business CGT concessions could allow you to make a substantial super contribution from the sale of your business.
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Small business 15-year exemption explained
If you’re 55+ or disabled and selling your small business, you could be eligible to avoid tax on the capital gain and make a large super contribution.
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The benefits of contributing extra to super earlier in life
Even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting.
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Downsizer super contributions: Rules and eligibility
Downsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions.
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How to boost your spouse’s super balance (including calculator)
Couples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities.
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How carry-forward (catch-up) super contributions work
If you haven’t used all your concessional contributions cap in recent years you can play catch-up and get a handy tax concession to sweeten the deal.
