super contributions strategies
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Reducing tax on capital gains with super contributions
UpdatedIf you’ve made a capital gain this year, the tax office is knocking at the door. A personal tax-deductible super contribution could keep them at bay.
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Carry-forward super contributions explained (2026–27)
UpdatedHave unused concessional cap from the past five years? How carry-forward (catch-up) contributions work, who’s eligible and how to find your unused amount.
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Downsizer super contributions: Rules and eligibility
UpdatedDownsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions.
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Bring-forward rule: How to make large super contributions
UpdatedUsing the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know.
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Super recontribution strategy: Rules, tax and examples
UpdatedFind out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly.
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How the spouse contribution tax offset works (including calculator)
UpdatedContributing to a low-income spouse’s super could cut your own tax bill by up to $540. Find out who qualifies, how the offset is calculated and how to claim it.
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Division 293 tax calculator
UpdatedEstimate whether Division 293 tax applies to your concessional super contributions in 2026–27, and how much extra tax you could pay.
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Recontribution strategy calculator
UpdatedSee how withdrawing and recontributing super could boost your tax-free component and cut the death benefit tax paid by adult children and other non-dependants.
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Case study: Super recontribution strategy to reduce death benefits tax
UpdatedTaking money out of super and recontributing it straight back sounds pointless, until you see what it does to the tax your children pay.
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Managing capital gains tax in your SMSF
UpdatedIt’s possible to reduce or even eliminate the amount of tax your fund pays on asset sales with these simple strategies.
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Super contributions eligibility checker
UpdatedNot sure what type of super contributions you’re eligible for? Find out fast and start making the most of your opportunities.
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Small business retirement exemption explained
UpdatedSmall business owners have an opportunity to use some of the sale proceeds from their business to boost their super without breaching contribution caps.
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Total superannuation balance (TSB): How it’s calculated
UpdatedYour total super balance determines whether you can use a range of valuable super measures. Learn how it works and what you could be eligible for.
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Division 293 super tax explained
UpdatedIncome plus super contributions over $250,000? You may pay an extra 15% on some contributions. Find out how Division 293 tax works and what it could cost you.
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Tips to boost your super when retirement is a long way off
UpdatedFocusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
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Working out the best mix of super contributions
UpdatedChoosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
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Investing an inheritance into super: What you need to know
UpdatedLearn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
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Salary sacrifice and super: How it works
UpdatedBy directing some of your pre-tax income to super, you could boost your retirement savings and reduce tax.
