Salary sacrifice and super: How does it work?
Forgoing some of your salary into your super through a salary sacrifice arrangement can have valuable tax benefits and help boost your retirement nest egg.
super contributions strategies
Contribution splitting: How to boost your spouse’s super
Splitting your super with your spouse or partner can be a great way to boost your joint retirement savings and possibly save yourself some tax as well.
A super guide to the bring-forward rule
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules.
How the First Home Super Saver Scheme (FHSSS) works
The government’s First Home Super Saver Scheme (FHSSS) can be a handy tool when you are looking to save for your first home. But it’s not for everyone.
Downsizer super contributions: What you need to know
Downsizing and putting the proceeds into super can be a great way to boost your retirement savings without having to meet many of the rules affecting other super contributions.
How the Division 293 tax works: Super surcharge for high earners
High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules.
How a government co-contribution can help boost your super savings
A free co-contribution payment made by the government into your super account can be a great way to boost your super account if you have some money to spare.
Case study: Combining downsizer and non-concessional contributions
New rules from 1 July will potentially allow older Australians to bring forward the sale of their home and get two bites of the super contributions cherry.
Why it can pay to put as much as possible into super
When it comes to super, small extra contributions made early in life can result in a bigger pay-off than larger contributions left till the last moment.
Managing capital gains to reduce tax and boost your super
Capital gains are an investment goal, but they leave you with a tax liability, so it’s worth checking some of the strategies for cutting your CGT bill.
10 year magic window: The new contributions landscape
Meg Heffron talks about some of the contributions changes happening from July 2022, and where there may be opportunities for SMSF trustees.
New contribution strategies for retirees
From 1 July this year, the window for making last minute contributions opens up all the way to age 75. These case studies show how.
Super recontribution strategy: How it works
Re-contribution strategies can reduce the tax on your super benefit and may eliminate tax for non-tax dependant beneficiaries like your adult children.
Tips to make the most of the new super rules
From 1 July 2022, changes to the super rules create new opportunities for older Australians to top up their retirement savings.
Strategies for boosting your super in the gig economy
While working in the gig economy can be more flexible, it can also be a recipe for a much smaller retirement savings pot if you don’t take steps to fix it.
