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Home / super contributions strategies

super contributions strategies

PremiumSalary sacrifice and super: How does it work?

Salary sacrifice and super: How does it work?

July 1, 2022

Forgoing some of your salary into your super through a salary sacrifice arrangement can have valuable tax benefits and help boost your retirement nest egg.

PremiumContribution splitting: How to boost your spouse’s super

Contribution splitting: How to boost your spouse’s super

July 1, 2022

Splitting your super with your spouse or partner can be a great way to boost your joint retirement savings and possibly save yourself some tax as well.

PremiumA super guide to the bring-forward rule

A super guide to the bring-forward rule

July 1, 2022

Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules.

PremiumHow the First Home Super Saver Scheme (FHSSS) works

How the First Home Super Saver Scheme (FHSSS) works

July 1, 2022

The government’s First Home Super Saver Scheme (FHSSS) can be a handy tool when you are looking to save for your first home. But it’s not for everyone.

PremiumDownsizer super contributions: What you need to know

Downsizer super contributions: What you need to know

July 1, 2022

Downsizing and putting the proceeds into super can be a great way to boost your retirement savings without having to meet many of the rules affecting other super contributions.

PremiumHow the Division 293 tax works: Super surcharge for high earners

How the Division 293 tax works: Super surcharge for high earners

July 1, 2022

High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules.

PremiumHow a government co-contribution can help boost your super savings

How a government co-contribution can help boost your super savings

July 1, 2022

A free co-contribution payment made by the government into your super account can be a great way to boost your super account if you have some money to spare.

Premium Case study: Combining downsizer and non-concessional contributions

Case study: Combining downsizer and non-concessional contributions

May 27, 2022

New rules from 1 July will potentially allow older Australians to bring forward the sale of their home and get two bites of the super contributions cherry.

PremiumWhy it can pay to put as much as possible into super

Why it can pay to put as much as possible into super

May 24, 2022

When it comes to super, small extra contributions made early in life can result in a bigger pay-off than larger contributions left till the last moment.

PremiumManaging capital gains to reduce tax and boost your super

Managing capital gains to reduce tax and boost your super

May 12, 2022

Capital gains are an investment goal, but they leave you with a tax liability, so it’s worth checking some of the strategies for cutting your CGT bill.

10 year magic window: The new contributions landscape

10 year magic window: The new contributions landscape

May 7, 2022

Meg Heffron talks about some of the contributions changes happening from July 2022, and where there may be opportunities for SMSF trustees.

PremiumNew contribution strategies for retirees

New contribution strategies for retirees

May 7, 2022

From 1 July this year, the window for making last minute contributions opens up all the way to age 75. These case studies show how.

PremiumSuper recontribution strategy: How it works

Super recontribution strategy: How it works

April 6, 2022

Re-contribution strategies can reduce the tax on your super benefit and may eliminate tax for non-tax dependant beneficiaries like your adult children.

PremiumTips to make the most of the new super rules

Tips to make the most of the new super rules

April 3, 2022

From 1 July 2022, changes to the super rules create new opportunities for older Australians to top up their retirement savings.

PremiumStrategies for boosting your super in the gig economy

Strategies for boosting your super in the gig economy

April 3, 2022

While working in the gig economy can be more flexible, it can also be a recipe for a much smaller retirement savings pot if you don’t take steps to fix it.

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