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Superannuation and retirement planning information

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Home / super contributions strategies

Super tips and strategies if you are in your 20s

October 6, 2020 by Janine Mace Leave a Comment

When you’re in your 20s, retirement can seem a long way off, but there are some important things you can do. Here are our 10 top tips to ensure your savings stay on the right track.

Super tips and strategies if you are in your 30s or 40s

October 6, 2020 by Janine Mace Leave a Comment

You’ve barely reached mid-career and retirement can still seem a long way off. But there are some important things you need to check when it comes to your super, so here are 10 top tips to help ensure your retirement plans are on track.

Super tips and strategies if you are in your 60s or 70s

October 6, 2020 by Janine Mace Leave a Comment

In your 60s and 70s, super is still very important. There are important decisions to make and you need to keep a close eye on how your super investments are performing. Here are some tips on what to keep an eye on.

How the Division 293 tax works: Super surcharge for high earners

September 1, 2020 by Janine Mace Leave a Comment

High income earners need to watch they don’t incur an extra 15% tax on their super contributions under the Division 293 rules. Here’s a simple guide to everything you need to know.

What super contributions are best for me?

July 8, 2020 by Janine Mace Leave a Comment

Working out the best mix of super contributions to grow your nest egg can be confusing. Here are some simple case studies to help show you the impact for Aussies of different ages, incomes and work situations.

What is a re-contribution strategy and how can I use it with my super?

July 6, 2020 by Janine Mace Leave a Comment

Re-contribution strategies are all about how to withdraw money from your super account and re-contributing it to save tax. Here’s a simple explanation and 10 points to consider before taking the plunge.

A super guide to understanding the bring-forward rule

July 1, 2020 by Janine Mace 1 Comment

The bring-forward rule represents an important opportunity to put more money into your super account in a particular year if you receive an inheritance or are getting close to retirement. Here’s a simple guide to how it works.

How carry-forward (catch-up) super contributions work

July 1, 2020 by Janine Mace 1 Comment

If you feel like you’ve missed the boat when it comes to building your retirement savings, it could be time to use an often-overlooked contribution opportunity.

Contribution splitting: How to boost your spouse’s super

July 1, 2020 by Janine Mace Leave a Comment

Topping up your spouse’s super account can be an easy way to build the nest egg you have to share during your retirement. Here are two easy ways to boost your spouse’s super balance.

How a government co-contribution can help boost your super savings

June 19, 2020 by SuperGuide Leave a Comment

Free money from the government is pretty rare. But one of the simplest ways is by investing a few extra dollars into your super account to score a co-contribution payment.

Why it can be a good idea to put as much into super as possible

June 1, 2020 by Barbara Drury Leave a Comment

Super is a bit like porridge. You know it’s good for you and will sustain you for longer, but the pancakes look so much more enticing. Until you jump on the scales.

How does the First Home Super Saver (FHSS) Scheme work?

January 14, 2020 by Janine Mace 1 Comment

To help you get your head around whether or not the First Home Super Saver (FHSS) Scheme is for you, check out our 10-point guide.

Salary sacrifice and super: How does it work?

January 13, 2020 by Janine Mace Leave a Comment

From 1 January 2020, your salary sacrificed super contributions can’t be used by your employer to reduce their SG payment obligations, regardless of the amount you elect to salary sacrifice.

Making downsizer super contributions: 10 things you need to know

December 16, 2019 by Janine Mace 6 Comments

For some retirees, selling the family home can also be a great way to release built-up equity and make an extra contribution to their super account.

The small business retirement exemption explained

November 1, 2019 by Penny Pryor Leave a Comment

If you’re selling a small business, you’ll need to know what the small business retirement exemption is, whether you’re eligible and how you claim it.

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How super works
Super for beginners
Super rules
Employers guide to super
Super contributions
Super and tax
Accessing super
Super news
Women and super
Super tips and strategies
How-to guides
Super quizzes
Superannuation Q&As
Superannuation glossary
Super funds
Best performing super funds
Super fund rankings
Best performing pension funds
Pension fund rankings
Super fund average returns
Super investing strategies
Comparing super funds
Choosing a super fund
Choosing an investment option
Super fund fees
Insurance and super
Super fund profiles
SMSFs
SMSFs for beginners
SMSF administration
SMSF checklists
SMSF compliance
SMSF investing
SMSF pensions
SMSF strategies
SMSF Q&As
Plan your retirement
Retirement planning for beginners
When should I retire?
How long will I live?
How much super do I need?
Will I get the Age Pension?
How much will I spend in retirement?
Financial advice
Retiring overseas
Preparing for retirement
Retirement planning strategies
Retirement calculators and reckoners
In retirement
Income in retirement
Super lump sums
Super pensions
Age Pension
Working in retirement
Life in retirement
Senior concessions and services
Aged care
Estate planning
Super death benefits
Compare super funds

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