super contributions strategies
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How the government co-contribution scheme works (including calculator)
A free co-contribution payment made by the government into your super account can be a great way to boost your super account if you have some money to spare.
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A super guide to the bring-forward rule
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules.
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How the Division 293 tax works: Super surcharge for high earners
High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules.
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How carry-forward (catch-up) super contributions work
If you haven’t used all your concessional contributions cap in recent years you can play catch-up and get a handy tax concession to sweeten the deal. We explain how.
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Downsizer super contributions: Rules and eligibility
Eligible downsizer contributions can be a great way to boost your super without falling foul of many of the rules affecting other super contributions.
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How is my Total Superannuation Balance (TSB) calculated?
Your total super balance determines whether you can use a range of valuable super measures. Learn how it works and what you could be eligible for.
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Case study: Combining downsizer and non-concessional contributions
People wanting to give their super a substantial boost later in life can get more bang for their buck by combining these two popular strategies.
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Q&A: Can non-concessional contributions be made if the Transfer Balance Cap has been reached?
If you have previously reached your full transfer balance cap, but now you are well below the $1.9 million cap, can you undertake the bring forward rule and make a non-concessional contribution of $360,000?
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Managing capital gains tax in your SMSF
It’s possible to reduce or even eliminate the amount of tax your fund pays on asset sales with these simple strategies.
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Salary sacrifice and super: How does it work?
By directing some of your pre-tax income to super, you not only boost your retirement savings but save tax at the same time.
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Tips to boost your super in retirement
Leaving work doesn’t mean the end of opportunities to add to your super in your 60s and beyond.
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Super or mortgage: Where should I put my extra savings?
It’s a common question with no simple answer; you will need to do your own sums. We show you how.
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Tips to boost your super when retirement is a long way off
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
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How to boost your spouse’s super balance (including calculator)
Couples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities.
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How to make the most of your super contributions
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
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Recontribution strategy case study: How super tax components impact estate planning
Learn how to reduce or even eliminate the tax your adult children or other non-dependents pay when they receive your super death benefits.
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How the First Home Super Saver (FHSS) scheme works
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super. To encourage take-up of the scheme, changes have been made that simplify the process.
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What you need to know about investing an inheritance into super
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
