A super guide to the bring-forward rule
Using the bring-forward rules is a great way to put a large contribution into your super account in the same year. Here’s what you need to know about the rules.
The small business retirement exemption explained
Small business owners often regard their business as their retirement ‘nest egg’, but did you know you can contribute some of the sale proceeds to super and save tax at the same time?
Recontribution strategy case study: How superannuation tax components impact estate planning
By withdrawing and recontributing some of your super, you may be able to reduce the amount of tax paid by your beneficiaries. Here’s how it works.
Bring-forward vs carry-forward contributions: What’s the difference?
These case studies show you how to bring forward future super contributions and carry forward unused contributions from the past.
What super contributions are best for me?
Growing your retirement savings needs the right mix of super contributions. Here’s some case studies to get you thinking about what’s right for you.
The pros and cons of investing your inheritance into super
Deciding whether to put an inheritance into super can be tricky, so think carefully before you act.
Salary sacrifice and super: How does it work?
Forgoing some of your salary into your super through a salary sacrifice arrangement can have valuable tax benefits and help boost your retirement nest egg.
How carry-forward (catch-up) super contributions work
Rolling forward any unused amounts from your annual concessional contribution cap can be an easy way to get more money into super tax-effectively.
What is a recontribution strategy and how can I use it with my super?
Re-contribution strategies can reduce the tax on your super benefit and may eliminate tax for non-tax dependant beneficiaries like your adult children.
How the Division 293 tax works: Super surcharge for high earners
High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules.
Contribution splitting: How to boost your spouse’s super
Splitting your super with your spouse or partner can be a great way to boost your joint retirement savings and possibly save yourself some tax as well.
How a government co-contribution can help boost your super savings
Getting the government to top up your super account can be easy way to boost your retirement savings. Here’s an easy guide to the tips and traps.
How does the First Home Super Saver (FHSS) Scheme work?
The government’s First Home Super Saver (FHSS) Scheme can be a handy tool when you are saving for your first home. But it’s not for everyone.
Making downsizer super contributions: 10 things you need to know
If you downsize your home, putting some of the proceeds into your super can help feather your retirement nest.
Capital gains and super: Using super contributions to reduce your CGT bill
Making super contributions not only helps with saving for your retirement; it can also be a useful tool for minimising your tax bill in the right situation.
