To help you get your head around whether or not the First Home Super Saver (FHSS) Scheme is for you, check out our 10-point guide.
Capital gains and super: Using super contributions to reduce your CGT bill
Making super contributions not only helps with saving for your retirement; it can also be a useful tool for minimising your tax bill in the right situation.
Super tips and strategies if you are in your 20s
When you’re in your 20s, retirement can seem a long way off, but there are some important things you can do. Here are our 10 top tips to ensure your savings stay on the right track.
Super tips and strategies if you are in your 30s or 40s
You’ve barely reached mid-career and retirement can still seem a long way off. But there are some important things you need to check when it comes to your super, so here are 10 top tips to help ensure your retirement plans are on track.
Super tips and strategies if you are in your 60s or 70s
In your 60s and 70s, super is still very important. There are important decisions to make and you need to keep a close eye on how your super investments are performing. Here are some tips on what to keep an eye on.
How the Division 293 tax works: Super surcharge for high earners
High income earners need to watch they don’t incur an extra 15% tax on their super contributions under the Division 293 rules. Here’s a simple guide to everything you need to know.
What super contributions are best for me?
Working out the best mix of super contributions to grow your nest egg can be confusing. Here are some simple case studies to help show you the impact for Aussies of different ages, incomes and work situations.
What is a re-contribution strategy and how can I use it with my super?
Re-contribution strategies are all about how to withdraw money from your super account and re-contributing it to save tax. Here’s a simple explanation and 10 points to consider before taking the plunge.
A super guide to understanding the bring-forward rule
The bring-forward rule represents an important opportunity to put more money into your super account in a particular year if you receive an inheritance or are getting close to retirement. Here’s a simple guide to how it works.
How carry-forward (catch-up) super contributions work
If you feel like you’ve missed the boat when it comes to building your retirement savings, it could be time to use an often-overlooked contribution opportunity.
Contribution splitting: How to boost your spouse’s super
Topping up your spouse’s super account can be an easy way to build the nest egg you have to share during your retirement. Here are two easy ways to boost your spouse’s super balance.
How a government co-contribution can help boost your super savings
Free money from the government is pretty rare. But one of the simplest ways is by investing a few extra dollars into your super account to score a co-contribution payment.
Why it can be a good idea to put as much into super as possible
Super is a bit like porridge. You know it’s good for you and will sustain you for longer, but the pancakes look so much more enticing. Until you jump on the scales.
Salary sacrifice and super: How does it work?
From 1 January 2020, your salary sacrificed super contributions can’t be used by your employer to reduce their SG payment obligations, regardless of the amount you elect to salary sacrifice.
Making downsizer super contributions: 10 things you need to know
For some retirees, selling the family home can also be a great way to release built-up equity and make an extra contribution to their super account.