super contributions strategies
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Salary sacrifice and super: How does it work?
By directing some of your pre-tax income to super, you not only boost your retirement savings but save tax at the same time.
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How to get more from your super in retirement
Leaving work doesn’t mean the end of opportunities to add to your super in your 60s and beyond.
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Super or mortgage: Where should I put my extra savings?
It’s a common question with no simple answer; you will need to do your own sums. We show you how.
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Tips to boost your super when retirement is a long way off
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
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Working out the best mix of super contributions
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
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Case study: Using a super recontribution strategy to reduce death benefits tax
Learn how to reduce or even eliminate the tax your adult children or other non-dependents pay when they receive your super death benefits.
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Investing an inheritance into super: What you need to know
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
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The benefits of contributing extra to super earlier in life
If your super balance is underwhelming, even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting.
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What do the 2024 tax cuts mean for your super contributions?
Changes to tax rates could mean you need to rethink your contributions to super for the new financial year.
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Contribution cap increases: Issues to consider
With contribution caps set to increase on 1 July, people need to weigh up their options before making additional super contributions before and/or after June 30.
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Project your final super balance with Moneysmart’s Superannuation calculator
Watch our video demonstration of ASIC’s MoneySmart Superannuation calculator to see how it can help you predict your final balance and compare super funds.
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Choose the right mix of contributions with Moneysmart’s Super contributions optimiser
The Moneysmart Super contributions optimiser will help you get the most out of your super contributions, maximising tax savings and government contributions. Our video tutorial walks you through how to use this valuable tool and understand the results, so you can supercharge your savings.
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Single women and super: How 3 women beat the statistics
Older single women face increasing challenges to building a superannuation balance that can adequately support them in retirement.
