super contributions strategies
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Super balance strategies and considerations for couples
UpdatedCouples who adopt a combined approach to superannuation savings can often be much better off in retirement.
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Small business 15-year exemption explained
UpdatedIf you’re 55+ or disabled and selling your small business, you could be eligible to avoid tax on the capital gain and make a large super contribution.
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Using small business CGT exemptions to boost your super
UpdatedSmall business CGT concessions could allow you to make a substantial super contribution from the sale of your business.
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The benefits of contributing extra to super earlier in life
UpdatedEven small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting.
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How to boost your spouse’s super balance
UpdatedCouples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities.
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Government co-contribution: How it works
UpdatedAn extra payment from the government can be a great way to boost your super if you have some money to spare.
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Case study: Combining downsizer and non-concessional contributions
UpdatedPeople wanting to give their super a substantial boost later in life can get more bang for their buck by combining these two popular strategies.
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Contribution cap increases: Issues to consider
UpdatedWith contribution caps set to increase, people need to weigh up their options before topping up their super before and/or after 30 June.
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First Home Super Saver (FHSS) scheme: How it works
UpdatedLet low taxes and a generous interest rate do the heavy lifting while you save for your first home in super.
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Webinar: Super contributions workshop
UpdatedHow does the 3 year bring forward rule actually work? What are the tax benefits around the unused concessional contribution rules? When is the best time to make large contributions to super?
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Super or mortgage: Where should I put my extra savings?
UpdatedShould you put extra money into super or your mortgage? We compare the numbers with real examples to help you decide.
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Project your final super balance with Moneysmart’s Superannuation calculator
UpdatedWatch our video demonstration of ASIC’s MoneySmart Superannuation calculator to see how it can help you predict your final balance and compare super funds.
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Choose the right mix of contributions with Moneysmart’s Super contributions optimiser
UpdatedThe Moneysmart Super contributions optimiser will help you get the most out of your super contributions, maximising tax savings and government contributions. Our video tutorial walks you through how to use this valuable tool and understand the results, so you can supercharge your savings.
