Federal Election and Federal Budget, Super contributions case studies, Cheapest super and pension funds, Top sustainable funds, DIY SMSF
Highlights of the April 2019 edition of the SuperGuide Premium newsletter include:
- FEDERAL ELECTION AND FEDERAL BUDGET: The election campaigning is now in full swing and superannuation has already been making headlines. We have prepared overviews of the Coalition’s and the ALP’s super and retirement-related policies, as well as a summary of the government’s Federal Budget announcements and the opposition’s Budget Reply speech.
- SUPER CONTRIBUTIONS CASE STUDIES: It can be difficult to know what super contributions might work best for you, so Janine Mace provides a handy overview of how they work, plus 5 case studies to illustrate how they can help boost your super savings.
- CHEAPEST SUPER AND PENSION FUNDS: Low fees can boost returns – check if your fund is one of the cheapest.
- TOP SUSTAINABLE FUNDS: The jury is out on whether investing responsibly can provide better returns, but ESG funds are important for many investors who want to plan for their future in more ways than one. Discover what the top performing sustainable funds are over the last 10 years.
- ACCESSING YOUR SUPER: Find out all the possible ways you can access your super, whether you are transitioning to retirement, reaching age 60, or wanting to access your super early.
- DIY SMSF: We often get questions about how to manage your SMSF without an accountant. This month we show you how to prepare your financial statements for an auditor, and how to fill in your tax return.
- FRANKED DIVIDENDS: Franked dividends and franking credits are likely to be a significant issue in the forthcoming election. Ali Cain gives a refresher on how the franked dividends rules currently operate.
- ESSENTIAL INVESTING CONCEPTS: In three short articles we review some of the basic concepts on investing, covering the magic of compounding, the rule of 72 and what is meant by “today’s dollars”.
2019 FEDERAL ELECTION AND FEDERAL BUDGET
Sorry, no posts matched your criteria.
2019 Federal Budget overview: Super, tax and related announcements
On 2 April 2019, Josh Frydenberg announced his first Federal Budget as Treasurer. There were only a handful of policies that directly relate to superannuation, but also tax cuts and a one-off energy payment for older Australians.
FEATURES
Working out the best mix of super contributions
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
Super funds with the lowest fees
Discover the cheapest super funds overall, funds with the lowest fees for each investment category, as well the most expensive super funds.
Top-performing sustainable super funds (to December 2025)
Standout long-term performers show sustainable doesn’t mean sluggish.
How do tax-deductible superannuation contributions work?
Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.
What are the different types of super funds?
Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer.
When can I access my super? All conditions of release explained
While super is designed to provide income in retirement, there are circumstances when you may be eligible to withdraw some or all of your savings.
What is the cost of living in retirement in Australia?
One of the challenges of retirement planning is working out how much income you will need to live the good life. Here are some tips to get you started.
SMSFs
How to prepare for an SMSF auditor and fill in your SMSF tax return
Even if you outsource most of the boring SMSF admin, there are two annual tasks trustees can’t avoid.
Franking credits and dividend income in your SMSF
While interest rates have lifted off their historic lows, franked dividends from shares are still a happy hunting ground for income-seeking investors.
SMSF property investment rules
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply.
SMSF compliance: What are trustees’ responsibilities?
SMSFs provide members with a high degree of control and flexibility, but there are strict rules attached.
Which asset classes are popular with SMSFs?
Control and flexibility are popular reasons for starting an SMSF, and a close look at where trustees are investing shows they are making good use of these attributes.
STARTING A PENSION
How to start a super pension and what to consider first
When you retire there’s more than one way to withdraw income from your super; we explain your options.
How to start a pension in your SMSF
There are decisions to make and steps to take before a fund member can start withdrawing retirement income from their super. Here’s what trustees need to know.
ESSENTIAL INVESTING CONCEPTS
The power of compound interest
Even modest regular savings can grow into substantial nest egg, thanks to the combined effects of compound interest and time. Here’s how it works.
Sorry, no posts matched your criteria.
LATEST SUPER PERFORMANCE
Super fund performance: Monthly returns to February 2026
Super funds continued their positive run in February, but war in the Middle East and rising oil prices have played havoc with global markets in recent weeks.
Lifecycle super funds: What they are and how they perform
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for.