SMSF investment

The super laws demand that trustees formulate and implement an investment strategy, and consider any super fund investment in light of your fund's investment strategy.

You must also ensure that your super fund doesn't break any special super investment rules. Year in year out the three most popular investment classes for SMSF trustees are: direct shares, cash (and term deposits) and direct property.

Self-managed super funds also invest in listed and unlisted trusts, other managed investment schemes, debt securities, derivatives and instalment warrants, collectibles, overseas investments and other investments.

Set out below are all SuperGuide articles explaining SMSF investment.

Asset classes: Naming the investment winners for the 2015 calendar year

Australian property (both listed and unlisted), private equity and unlisted infrastructure were the stand-out performers for the 2015 calendar year (1 January 2015 to 31 December 2015), according to rating company, Chant West.In the table appearing later in the article, SuperGuide presents the … [Read more...]

SMSFs outperform large funds over 8 years, just

Note: The ATO publishes an annual report about SMSFs for each financial year. This article covers the latest SMSF performance data available from the ATO, as at January 2016. The ATO will provide updated performance data (for year ending 30 June 2015) in late 2016.A common argument put forward … [Read more...]

Oops! Top 10 SMSF boo-boos for 2015 financial year

Note: Every year, the ATO publishes the top compliance mistakes made by SMSF trustees. This article contains data up to 30 June 2015 (latest available as at January 2016). The next update, for compliance data up to 30 June 2016, will be available in late 2016.The ATO has published the top 10 … [Read more...]

SMSF confidential: the inside story on DIY super funds

Note: The ATO publishes an annual report about SMSFs for each financial year. This article covers the ATO’s 2013-2014 statistical review of SMSFs (released in December 2015). This report also contains data for the 2014-2015 year. The annual report for the 2014-2015 year will be available in late … [Read more...]

SMSF investment: Can I invest my super money in my own company

Q: Can I set up a self-managed super fund (SMSF) and invest the funds in a company of which I am the sole director? If yes, will the earnings of the super fund be tax free and would my drawings from the fund be tax free? I am 64 years old. Question one: Can you invest your super money in your own … [Read more...]

SMSF investment alert: Stricter rules for artwork and other collectibles

If you hold artwork, antiques, coins, or other collectibles within your self-managed super fund, then you need to be aware of new rules regarding storage and insurance that originally came into effect from July 2011, and will reach their full effect from July 2016.The impending date of July 2016 … [Read more...]

SMSF basics: Trish’s 10 commandments of DIY super

If you’re running a self-managed super fund (SMSF), then you’re obviously aware that being a SMSF trustee/member is a very different experience to belonging to a large super fund. In a large super fund, someone else looks after your superannuation benefits. As a SMSF trustee, you make all of the … [Read more...]

SMSF compliance: Is your fund due for a super service?

Read this article to discover the rules in place for SMSF trustees, and discover what you can do to ensure your SMSF operates within the super laws.A lot has changed for SMSF trustees in the past few years. The most recent significant change was the introduction of financial penalties, which are … [Read more...]

SMSF trustees face bigger penalties from 2015/2016 year

SMSF trustees can expect harsher fines from this financial year (2015/2016 year) onwards with administrative penalties of up to $10,800 per trustee (including corporate trustee) for a breach of the super rules.A SMSF trustee must run his or her super fund according to the superannuation rules. … [Read more...]

SMSF trustees unfairly targeted by super tax illiterates

Some leaders in the superannuation sector and in some economic think tanks are ignorant about SMSFs, including how the super tax rules work generally. Yet we have numerous pronouncements by various individuals and organisations about SMSFs not paying tax, or SMSF trustees not having the skills to … [Read more...]