• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

SuperGuide

Superannuation and retirement planning information

  • Join SuperGuide Premium
  • Account
  • Log In
  • Join SuperGuide Premium
  • Account
  • Log In
  • How super works
    • Super for beginners
    • Super rules
    • Employers guide to super
    • Super contributions
    • Super and tax
    • Accessing super
    • Super news
    • Women and super
    • Super tips and strategies
    • How-to guides
    • Super quizzes
    • Superannuation Q&As
    • Superannuation glossary
  • Super funds
    • Best performing super funds
    • Super fund rankings
    • Best performing pension funds
    • Pension fund rankings
    • Super fund average returns
    • Super investing strategies
    • Comparing super funds
    • Choosing a super fund
    • Choosing an investment option
    • Super fund fees
    • Insurance and super
    • Super fund profiles
  • SMSFs
    • SMSFs for beginners
    • SMSF administration
    • SMSF checklists
    • SMSF compliance
    • SMSF investing
    • SMSF pensions
    • SMSF strategies
    • SMSF Q&As
  • Plan your retirement
    • Retirement planning for beginners
    • When should I retire?
    • How long will I live?
    • How much super do I need?
    • Will I get the Age Pension?
    • How much will I spend in retirement?
    • Financial advice
    • Retiring overseas
    • Preparing for retirement
    • Retirement planning strategies
    • Retirement calculators and reckoners
  • In retirement
    • Income in retirement
    • Super lump sums
    • Super pensions
    • Age Pension
    • Working in retirement
    • Life in retirement
    • Senior concessions and services
    • Aged care
    • Estate planning
    • Super death benefits

Home / Super funds / Super fund fees

Super fund fees

Super fund fees and charges can have a significant impact on your retirement savings over time. Each super fund can set their own different fees and charges, and according to a recent Productivity Commission Report, “an increase in fees of just 0.5% can cost a typical full-time worker about 12% of their balance (or $100,000) by the time they reach retirement”.

Common fees that super funds charge include:

  • account management fees,
  • investment fees (including buying, selling and switching charges),
  • withdrawal or exit fees,
  • financial advice fees,
  • and premiums for life, total and permanent disablement, and income protection insurance.

Self-managed super funds also incur a range of fees and charges, including both set-up and wind-up costs, as well as ongoing costs to fulfil legal compliance obligations. Many of these fees and charges are tax-deductible from the fund’s earnings.

Learn more about the key aspects of super fees and charges in the following SuperGuide articles:

Super fund fees: Do lower fees mean better net returns?

February 19, 2021

Super and pension funds with the lowest fees

February 16, 2021

Super funds with the lowest fees for life and TPD insurance

January 20, 2021

Super funds with the lowest fees for income protection insurance

January 20, 2021

What does it cost to run an SMSF?

December 2, 2020

10 key super fund fees: What are they and why am I paying them?

November 20, 2019

Super fees and returns calculator

October 2, 2019

What are average super fund fees?

July 8, 2019

Set out below are all SuperGuide articles that relate to Super fund fees.

Advertisement
SuperGuide Premium is ad-free

Super fund fees: Do lower fees mean better net returns?

February 19, 2021 by Barbara Drury Leave a Comment

Fees are important, but they are not the only thing driving superannuation’s investment returns.

Super and pension funds with the lowest fees

February 16, 2021 by Barbara Drury Leave a Comment

Super fund fees are in the government’s sights, and funds are beginning to take notice.

What are the buy/sell spreads charged by my super fund?

January 1, 2020 by Janine Mace 1 Comment

Buy/sell spread fees are something we’re all likely to see a lot more of thanks to ASIC’s new disclosure rules for annual fund member statements. So just what are these mysterious charges and how do they work?

What are unit pricing and crediting rates and why do they matter?

December 1, 2019 by Janine Mace Leave a Comment

Understanding your super balance and comparing the performance of your super fund with other funds involves more than just checking fees, super contributions and insurance premiums. It’s also knowing how – and when – your super fund calculates and applies investment earnings to the balance of your super account.

10 key super fund fees: What are they and why am I paying them?

November 20, 2019 by Janine Mace Leave a Comment

Nobody likes paying fees, particularly when you can’t see what you’re paying for. So when it comes to your super fund, it’s worth learning a bit more about the fees you’re paying and why.

Advertisement

Super fees and returns calculator

October 2, 2019 by Barbara Drury 1 Comment

Wouldn’t it be great if you could see the real impact of fees on your super account? With this in mind, we have created the SuperGuide Super Fees and Return Calculator that enables you to project a future super balance based on your current super balance, salary, age and desired retirement age.

What are average super fund fees?

July 8, 2019 by Robert Barnes Leave a Comment

An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different types of super funds available.

Primary Sidebar

How super works
Super for beginners
Super rules
Employers guide to super
Super contributions
Super and tax
Accessing super
Super news
Women and super
Super tips and strategies
How-to guides
Super quizzes
Superannuation Q&As
Superannuation glossary
Super funds
Best performing super funds
Super fund rankings
Best performing pension funds
Pension fund rankings
Super fund average returns
Super investing strategies
Comparing super funds
Choosing a super fund
Choosing an investment option
Super fund fees
Insurance and super
Super fund profiles
SMSFs
SMSFs for beginners
SMSF administration
SMSF checklists
SMSF compliance
SMSF investing
SMSF pensions
SMSF strategies
SMSF Q&As
Plan your retirement
Retirement planning for beginners
When should I retire?
How long will I live?
How much super do I need?
Will I get the Age Pension?
How much will I spend in retirement?
Financial advice
Retiring overseas
Preparing for retirement
Retirement planning strategies
Retirement calculators and reckoners
In retirement
Income in retirement
Super lump sums
Super pensions
Age Pension
Working in retirement
Life in retirement
Senior concessions and services
Aged care
Estate planning
Super death benefits
Advertisement
Compare super funds

Footer

Important: Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs.

You should consider whether any information on SuperGuide is appropriate to you before acting on it.

If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Learn more

About SuperGuide

SuperGuide is Australia’s leading superannuation and retirement planning website. Learn more

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629

  • Contact us
  • Advertise on SuperGuide
  • Careers

Before using this website

  • New to SuperGuide?
  • Terms and Conditions of Use
  • Financial Services Guide
  • Privacy Policy and Privacy Collection
  • Copyright Policy
  • Editorial Policy and Complaints
  • Disclaimer

  • SuperGuide Premium
  • Subscriber feedback
  • Sitemap