Camille Schmidt from SuperRatings talks about some of the benefits of being insured through your super fund, what types of insurance you can get, how to think about your insurance needs, how to compare insurance options and why premiums have recently risen.
Set out below are all SuperGuide articles that relate to Insurance and super.
Super funds with the lowest fees for life and TPD insurance
Life insurance premiums inside superannuation are on the rise due to legislation making insurance opt-in for young members, inactive accounts and low balance accounts.
Super funds with the lowest fees for income protection insurance
The cost of Income Protection insurance has increased sharply, but some super funds are bucking the trend.
TPD insurance through super: A definitive guide
TPD cover is a valuable part of default insurance inside super. But there are big differences in what funds offer, so it’s important to understand the details.
Income protection insurance through super: A definitive guide
Income protection insurance through your super fund will help pay the bills if you can’t work temporarily. But it’s important to understand exactly how these policies work.
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Insurance inside super: A definitive guide
Insurance inside super can be confusing, but it’s an easy way to ensure you’re financially protected if something goes wrong. Check our 7 steps for taking control.
Life insurance through super: A definitive guide
Insurance cover through your super fund offers cost effective protection for your family if you die. Here’s a simple guide to death cover, with a checklist of issues you need to consider
Industry offers temporary fix for junk TPD insurance in superannuation
The cover is much harder to claim if you’re unemployed, casual or part-time, because of the ‘activities of daily living’ test.
3 reasons the TPD insurance in your super might be junk
People working casually, part-time or in ‘hazardous’ jobs may be paying for junk total and permanent disability insurance.
The agony of waiting: Group life insurers are pushing claimants to the brink
Many Australians are still stuck in insurance processing hell.