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Home / Archives for Penny Pryor / Page 3

Articles by Penny Pryor

Penny has nearly two decades experience of writing, reporting and editing financial services publications for both institutional and retail readers. She has contributed to, and edited, the Money Section of the Sun Herald and The Sunday Age.

She has written for the Australian Financial Review and the Sydney Morning Herald, the Cooperative Research Centres Association publication KnowHow Magazine, JMoney, In The Black and Global Investor.

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Five common financial mistakes people make just before retirement

October 1, 2019 by Penny Pryor Leave a Comment

Preparing for retirement can be fraught, and keeping on top of your superannuation may not be front of mind. We take a look five of the common mistakes that pre-retirees make, and ways to avoid them.

How to invest in infrastructure through an SMSF

October 1, 2019 by Penny Pryor Leave a Comment

How to invest in infrastructure through a SMSF. We look at new ways of accessing this asset class.

Super scams: What are they and how do you avoid them?

October 1, 2019 by Penny Pryor Leave a Comment

By definition scamming is a fraudulent activity that aims to unlawfully take something from you, whether it be your identity, money, property, or to gain other benefits.

Is super better or worse than ever?

September 4, 2019 by Penny Pryor Leave a Comment

Super for Aussie workers has come a long way in the last 150 years. We look at the highs and lows of super since it was first put in place to see if it still stacks up.

Single women and super: How 3 women beat the statistics

August 10, 2019 by Penny Pryor Leave a Comment

If you’re single and a woman, then the super stats are stacked against you. But you can still come out winning in the super stakes if you do what these three smart women did…

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Member direct vs SMSFs

August 2, 2019 by Penny Pryor Leave a Comment

A significantly large proportion of industry funds and some retail funds offer member direct options that enable members to choose stocks from the ASX along with ETFs, LICs and trusts and term deposits.

What to do if a member wants to leave an SMSF

August 1, 2019 by Penny Pryor Leave a Comment

SMSFs offer members lots of benefits, including a great degree of control over investments and some tax advantages. Many members love them, however some also realise after a number of years that maybe an SMSF isn’t the right superannuation solution for them.

How to make your super more socially aware

July 12, 2019 by Penny Pryor Leave a Comment

Gone are the days when ethical investing existed on the periphery of investment management and the debate centred around whether or not environmental, social and governance (ESG) focussed funds could actually perform as well as mainstream funds.

Risk profiling and your investment choice

May 22, 2019 by Penny Pryor Leave a Comment

Investments exist on a risk spectrum. The higher the return, the higher the risk. So, your comfort with different levels of risk is crucial in determining what kind of assets you can, and should, invest in.

Total Superannuation Balance: When it applies and what is included

May 7, 2019 by Penny Pryor Leave a Comment

The concept of total superannuation balance, or TSB, was introduced on 1 July 2017 as a means to measure your total superannuation interests at any point in time. It is used to determine eligibility for a number of new superannuation measures – such as the ability to carry forward unused concessional contribution caps.

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Real DIY super: Ways that SMSFs can be ultra low-cost

May 2, 2019 by Penny Pryor Leave a Comment

Self-managed superannuation funds are often referred to as do it yourself funds or DIY Super. But how DIY can they really get? It it even possible to do everything yourself and if you were, how significant would the savings be?

SMSFs and property: A Super Guide

April 5, 2019 by Penny Pryor Leave a Comment

One of the unique characteristics of self-managed superannuation funds (SMSFs), which make them attractive to some investors, is their ability to invest in direct property.

SMSFs and capital gains tax (CGT)

April 5, 2019 by Penny Pryor Leave a Comment

Capital gains and their potential tax liabilities need to be an important part of investment decision making for an SMSF. Careful consideration and planning of when capital gains, and losses, may be realised can have a significant impact on an SMSF’s balance.

2019 Federal Budget Economic Outlook: Growth forecasts revised down

April 2, 2019 by Penny Pryor Leave a Comment

The Federal Budget may have been relatively unexciting from a superannuation point of view but there are some interesting insights to be gained from examining the Economic Outlook.

SMSFs: What are the lump sum withdrawal rules?

March 11, 2019 by Penny Pryor Leave a Comment

As you reach retirement, you will be considering what you want to do with your superannuation in your self-managed superannuation fund (SMSF). Basically, your fund can pay benefits in the form of a lump sum, an income stream, or a combination of both.

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How-to guides
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