SuperGuide
Superannuation and retirement planning information
ASIC issues warning to SMSFs on crypto, Superannuation needs to be part of draft National Plan to End Violence against Women and Children 2022-2032, Size and frequency of voluntary super contributions rises, Cbus Super increases investment options for members, Super assets to triple as number of funds dwindle, Investment funds rise across the board, Proxy advice changes criticised by industry.
Most things in life benefit from some planning. Resolving to do these simple actions will help your SMSF run smoothly and could even boost its performance.
As SMSFs are now able to have six members instead of four, here’s a refresher on the process involved in increasing your fund’s membership.
Stopping part or all of a pension can be a useful strategy for SMSFs in certain situations. We explain how and why.
It might seem complex to begin with, but if you follow these steps, you should be able to establish your own retirement income stream.
Pension Loans Scheme rebranded, rate reduced, 12% Superannuation Guarantee guaranteed, Super fund merger news, Australians want to work for longer, Younger Australians not confident about their retirement, Switching decisions don’t pay off for superannuants, Super funds and Nukes.
The fear of floods and heavy rain has overtaken that of fires this summer, but Australia will always be prone to natural disaster, which makes home and contents insurance – at the right level – essential.
With demand for ethical investments on the rise, more super funds and investment managers are answering the call.
At the start of each year we put together a calendar to help you keep on top of your SMSF to-do list for the next 12 months.
Cut-off age for bring-forward rule confirmed, Poor performing super funds still have sticky membership, SMSFs fail to beat the market, Superannuation portfolio holdings disclosure regulations finalised, new director IDs, Retiree living costs rise, calls for fairer PLS rate, APRA turns up the heat on high fees, billions in unpaid super, and Australia’s pension system up with the best.
If you’re new to SMSFs then you may also be new to minute-taking. If so, we request a minute of your time to guide you through the process.
Small business owners often regard their business as their retirement ‘nest egg’, but did you know you can contribute some of the sale proceeds to super and save tax at the same time?
Like everything to do with SMSFs, there are rules and processes to follow when the time comes to call it a day.
SMSF trustees need to understand the potential impact currency movements can have on their international equity portfolios.
All SMSFs will need to be wound up one day, so it pays to be aware of the costs from the outset.
