Articles by
Garth McNally
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Q&A: What is asset segregation in pension phase?
Q: I would love to understand a little more about segregating assets on reaching pension phase. i.e. how it works in practice and reasons when such a strategy might be appropriate?
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Contribution cap increases: Issues to consider
With contribution caps set to increase on 1 July, people need to weigh up their options before making additional super contributions before and/or after June 30.
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Q&A: Can I combine multiple pension accounts?
Q: I know that you can easily combine multiple super funds that are in accumulation mode, but can you do it for accounts that are in pension mode?
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Webinar: Strategies to split or share your super balance with your spouse
This webinar shows how you can move part of your superannuation balance to your spouses account and effectively maintain equal member super balances.
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Q&A: What can we do with excess funds if we need less than the minimum pension amount?
Q: I am about to transfer all our accumulation funds into income funds for retirement income as we are now retiring. Our combined minimum drawdown at 4% will be more than what our living expenses will be, so I am exploring options to put the left over dollars.
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SMSFs: Investing in related trusts and companies
Using your SMSF to invest in a related trust or company can be a sound financial move, but strict rules apply so read on before you act.
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Can you rollover an SMSF pension to another fund?
For various reasons, SMSF members may want to roll an existing pension into a new super fund, but the process is not as simple as it could be.
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Q&A: Timing for commencing a pension and minimum pension requirements
Q: My wife and I wish to start a pension in our SMSF soon. Do we have to wait until July 2024 or can we start one now? How do we tell the minimum? Is it still based on our 30 June 2023 balance?
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Does my SMSF need to register for GST?
Most SMSFs don’t need to worry about GST, but it’s important to understand the rules in case your fund does need to register.
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Webinar: SuperGuide members Q&A: March 2024
In this webinar super expert Garth McNally will answer recent questions from SuperGuide members.
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Q&A: How do we structure our SMSF to collect rent as a pension if my wife is under preservation age?
How can we structure/split our fund between pension and accumulation phase so I can draw rent as pension for me?
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In-specie transfers out of an SMSF
There are many reasons you may want to transfer an asset out of your super fund into your own name, but there are processes you need to follow.
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What are the SMSF residency requirements?
Proposed legislation will relax the residency rules for SMSF members, but until then it pays to understand the current rules before heading overseas for an extended stay.
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What are the key differences between SMSFs and public offer funds?
SMSFs are a popular option for people who want more control of their retirement savings, but it’s important to understand how they compare to large super funds.
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Webinar: Super strategies for your SMSF
Are you making the most of having an SMSF? In this webinar we will cover strategies only available to SMSFs, including access to certain investments, effective tax and estate planning, as well as the benefits of investing as a couple or family.
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Q&A: Transfer balance account, minimum pension requirements and the 1 June rule
Q: If I start a Pension in my SMSF after 1 July 2023 with a Transfer Balance Cap (TBC) at $1.9 million and Transfer Balance Account (TBA) at $1.9 million (but do not take a Pension payment until after 1 June 2024,) does it means that I do not have to use any of my…
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SMSFs and estate planning: Issues to consider after the death of a SMSF member
In this article in our SMSF and Estate Planning series, we focus on key issues within your fund.
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Webinar: SuperGuide members Q&A: December 2023
In this webinar super expert Garth McNally will answer recent questions from SuperGuide members.
