Staying the course and seeking advice were winning strategies during last year’s market meltdown.
Articles by Barbara Drury
ETFs: How do I use them and what do they cost?
It’s 20 years since ETFs first appeared on the local scene and their popularity with SMSF investors is soaring. We explain why.
Independent financial advice: Why it’s important and how to find it
Recent legislation requiring advisers who are not independent to advise clients of the fact is a welcome move. But does it go far enough?
Multigenerational SMSFs: Benefits and pitfalls
Now that six-member SMSFs are allowed, the question remains; should family members join forces or go their separate ways?
How do ETFs compare to LICs and managed funds?
Exchange traded funds have exploded in popularity in recent years, but LICs and managed funds still have a role to play.
Starting a pension from your super
When you retire there’s more than one way to withdraw income from your super; we explain your options.
How a transition-to-retirement pension works
If you are looking to wind back working hours or boost your super in the lead-up to retirement, a transition-to-retirement (TTR) pension may be the answer.
Choosing an SMSF service provider
Running your own self-managed super fund has many benefits. But unless you have a high degree of SMSF and investment knowledge, as well as plenty of time available to manage your fund, you’re likely to need some professional help. Here we look at the factors you’ll need to consider before you choose a provider.
Timing counts if you plan to retire this year and start a super pension
Financial barriers to retirement have eased a little since July 1, with increased super contributions caps, but retirees will have to wait for a relaxation of the work test.
Your Future, Your Super: What it means for you
After much haggling, the Government’s latest package of super reforms aimed at tackling high fees and low performance has passed through parliament.
2020–21 year in review: A dramatic recovery
After the coronavirus recession of early 2020, the strength of the economic recovery and investment returns defied all expectations, in a good way.
How do tax-deductible superannuation contributions work?
Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.
Which super funds offer income for life?
It’s been a long time coming, but more super funds are responding to calls for reliable retirement income that lasts as long as you do.
The Superannuation Standard Choice Form explained
If you want to exercise your right to choose a super fund, you must complete the Standard Choice Form that your employer gives you, and return it to your employer.
SMSFs reserves: What are the rules?
There are legitimate reasons for maintaining reserves in your SMSF, but the ATO is keen to point out that avoiding tax is not one of them.
