Articles by
Barbara Drury
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Accessing super: Reaching age 65
Once you turn 65 the last barriers to dipping into you super come down, even if you’re not ready to retire.
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How to read a super fund PDS
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement.
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Latest Choice super heatmap shows progress but fees remain high
Super funds that allow member choice improved their performance overall in the year to June 2022 but high fees persist, especially for Choice funds closed to new members.
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How to compare super funds in 7 easy steps
Comparing super funds may not seem very exciting, but getting into a quality fund that meets your needs could be one of the best things you do for your retirement.
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What government services are available for older Australians?
With the cost of living on the rise, it’s worth making the most of the government discounts and services for older Australians in your state or territory.
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Financial advice: We want it, but cost is an issue
With the cost of living on the rise, Australians are concerned about their finances but can’t find the advice they need at a cost they are willing to pay.
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Is an SMSF right for you?
SMSFs have many fine qualities, but they’re not for everyone. Before you leap in, it’s important to weigh up the costs and benefits for your personal situation.
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What are the different types of super funds?
Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer.
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2022 year in review, 2023 year in preview
After a year dominated by rising inflation and interest rates, war in Ukraine and negative returns, investors will be hoping for a soft landing in the year ahead.
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Latest MySuper heatmap highlights best and worst performers
APRA’s blowtorch, in the form of its MySuper Heatmap, appears to be working, with fewer funds underperforming or exiting the industry in 2022.
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How much super do you need to set up an SMSF?
It’s a debate that never entirely goes away, but there’s a growing body of research that indicates you may not need as much to start your own super fund as previously thought.
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What are unrestricted and restricted non-preserved super benefits?
Your pot of retirement savings in super may actually be divided into several smaller pots, some of which can be withdrawn sooner than others.
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How to find your lost super
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had.
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What are the Age Pension residency rules?
The Age Pension is highly prized, but your eligibility and the amount you receive will depend on your residency status among other things.
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The arm’s length rule for SMSFs
Self-managed super funds are generally a family affair, but “mates rates” for fund transactions or business dealings are strictly off limits.
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How do I transfer a UK pension to an Australian super fund?
It can make sense to bring your UK pension funds home to Australia, but the process is far from straightforward. We explain how it’s done.
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How to prepare for an SMSF auditor and fill in your SMSF tax return
Even if you outsource most of the boring SMSF admin, there are two annual tasks trustees can’t avoid.
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2021-22 Year in Review: Volatility reigns
Investors climbed a wall of worries in the closing months of the financial year, from rising inflation and interest rates to fears of recession.
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