What is the sole purpose test, and how does it work?
For all its complexity, super boils down to one simple goal. Lose sight of that goal, and the ATO will come knocking.
Articles by Barbara Drury
How do I transfer a UK pension to an Australian super fund?
It can make sense to bring your UK pension funds home to Australia, but the process is far from straightforward. We explain how it’s done.
How does SAPTO work? (Senior Australians and Pensioners Tax Offset)
SAPTO can help retirees reduce their tax bill but working out whether you are eligible and for how much is far from straightforward.
Guide to the Low Income Tax Offset (LITO)
Low-income earners may be eligible to reduce their tax bill by as much as $700, without lifting a finger. Check our guide to who’s eligible and for how much.
What on earth is an in specie transfer?
If you have ever wondered whether you can move shares or commercial property held in your own name into super, yes you can.
SMSF reporting and record-keeping requirements
SMSFs have many attractions but keeping up with the admin is not one of them. Here’s what you need to know to stay on the right side of the law.
How to find your lost super
A government push to reunite people with their lost super is gaining traction, but there is still plenty of money left on the table.
What type of people have SMSFs?
While self-managed super funds have gone mainstream, the people who run them have some unique characteristics.
Consider these two risks before you start a super pension
Market volatility and economic uncertainty can wreak havoc with retirement plans, so it’s important to develop strategies to manage the risks.
The big picture: Focus on super’s long-term returns
They say a picture is worth a thousand words, so we’ve created a visual representation of super’s value in the long run.
How superannuation is taxed: Super for beginners guide
Super is arguably the most tax-effective retirement savings vehicle in the land, so it’s worth getting acquainted with the rules.
How to curb the itch to switch
Staying the course and seeking advice were winning strategies during last year’s market meltdown.
ETFs: How do I use them and what do they cost?
It’s 20 years since ETFs first appeared on the local scene and their popularity with SMSF investors is soaring. We explain why.
Independent financial advice: Why it’s important and how to find it
Recent legislation requiring advisers who are not independent to advise clients of the fact is a welcome move. But does it go far enough?
Multigenerational SMSFs: Benefits and pitfalls
Now that six-member SMSFs are allowed, the question remains; should family members join forces or go their separate ways?
