Choosing a super fund

Most Australians have the right to choose a super fund, rather than rely on the choice made by their employer. Choosing a super fund is an important decision. You can learn more about assessing your current fund, how to compare super funds, and what to do if you want to change super funds.

Fund choice is different from investment choice, which means a person has a say over where a fund invests his super money.

Set out below are all SuperGuide articles explaining Choosing a super fund.

MySuper: 118 super funds now available   Super Guide

Since 1 July 2013, super funds have been able to offer a new superannuation product called MySuper. A MySuper product has a single diversified investment option, a minimum amount of life insurance cover, and standardised disclosure of fees.

Super for beginners, part 2: My first job   Super Guide

Question: I am 16 years of age. I still go to school but I have just started my first part-time job. Do I get any superannuation? And if I do, where does it go?

SMSF basics: Can I run two super funds? (2 questions)   Super Guide

Q: My wife is 58 and retired and she has her own SMSF, where she has rolled over her super funds from various employers. She plans to start her SMSF pension soon.

One way traffic! Moving super from NZ to Australia not happening   Super Guide

We have good news, and we also have some bad news, for New Zealanders who have settled permanently in Australia, and who want to transfer KiwiSaver accounts to Australian super funds.

APRA league tables: Top 25 performing super funds over 10 years, and 5 years   Super Guide

In January 2014 APRA published its fourth annual report into the investment performance of Australia’s super funds spanning the 10-year period, and 5-year period, to 30 June 2013.

SMSFs outperform large funds 4 years out of 6   Super Guide

A common argument put forward against individuals starting a self-managed super fund is that budding SMSF trustees could lose their hard-earned super savings through and inexperienced investing, and bad investment decisions.

Ten handy uses for the APRA200 performance list   Super Guide

The Australian Prudential Regulation Authority (APRA) has released its latest report on the performance of Australia’s largest 200 superannuation funds spanning the years 2004 through to 2012.

Exposing the performance history of Australia’s largest 200 super funds (updated)   Super Guide

The Australian Prudential Regulation Authority (APRA) has released its latest report on the performance of Australia’s largest 200 superannuation funds for the years 2004 to 2013.

Kingpins of super: 20 largest super funds   Super Guide

The 20 largest super funds in Australia control more than half (58%) of all super money held by the 320 or so larger super funds, and control nearly 40% of all super money held in Australia.

How much do your super fund trustees get paid?   Super Guide

One of Australia’s largest super funds, Cbus, was the first super fund to disclose trustee and executive pay, individually, in salary and other financial benefits. This practice has continued for a second year, and four other super funds have also led the way.