Choosing a super fund (fund choice)

Most Australians have the right to choose a super fund, rather than rely on the choice made by their employer. Choosing a super fund is an important decision. You can learn more about assessing your current fund, how to compare super funds, and what to do if you want to change super funds.

Fund choice is different from investment choice, which means a person has a say over where a fund invests his super money.

Set out below are all SuperGuide articles explaining Choosing a super fund (fund choice).

Investment performance: We’re the best super fund. No, we’re the best…

Note: Every 6 months, we update this article with the latest performance data on superannuation funds and pension funds, released by 3 rating agencies. This article contains the investment results for the best performing super funds up to 31 December 2015. For performance data relating to later … [Read more...]

Comparing super funds: Does bigger mean better returns?

Is bigger better when considering where to invest your super money? Do the larger super funds deliver higher longer-term returns than the smaller superannuation funds?The short, and non-contentious, answer of course is: it depends on the super fund, including the asset allocation of the … [Read more...]

MySuper: 116 super funds now available

Note: This article provides a complete list of official, authorised MySuper products. This list will be updated regularly if any additional MySuper products are authorised by the Australian Prudential Regulation Authority (APRA). This article was last updated on 9 March 2016. If you are looking for … [Read more...]

Gender gap on super boards: Large funds perform poorly

During February 2016, the Australian Prudential Regulation Authority (APRA) released comprehensive statistics on the 200 (or so) largest super funds in Australia.One of the more interesting discoveries from slicing and dicing the statistics, is that the largest 20 super funds control nearly … [Read more...]

Kingpins of super: 20 largest super funds

Note: Each year, the Australian Prudential Regulation Authority releases data on the largest 200 (or so) super funds in Australia. The latest report was released on 10 February 2016. This article lists the largest 20 super funds in Australia, changes in top 20 rankings, the total assets for each of … [Read more...]

MySuper: Now at a super fund near you

If you believe the federal government’s public relations campaign, MySuper can deliver you the equivalent of nirvana in superannuation – low fees, strong investment performance, financial security and a worry-free retirement.Pardon? You haven’t seen the government’s MySuper publicity campaign? I … [Read more...]

Fund choice: Can my employer insist I join the super fund they use?

Q: I am about to start a new position. I am 67 years old and have a SMSF. My new employer has said I must join the super fund they use and cannot use my SMSF as they have too many employees. It was my understanding I could have the Superannuation Guarantee paid to the super fund of my choice. Would … [Read more...]

Super stars! Top 30 super funds over 5 years

Note: This article lists the 30 top-performing super funds over 5 years to 31 December 2015. For the top-performing pension (retirement) funds, see SuperGuide article Super performers! Top 30 pension (retirement) funds over 5 years.The investment performance articles on the SuperGuide website … [Read more...]

Retirement performers! Top 30 pension funds over 5 years

Note: This article lists the 30 top-performing pension (retirement) funds over 5 years to 31 December 2015. For the top-performing super funds, see SuperGuide article Super stars! Top 30 super funds over 5 years.Discovering the best-performing super funds is always exciting reading (at least for … [Read more...]

SMSFs outperform large funds over 8 years, just

Note: The ATO publishes an annual report about SMSFs for each financial year. This article covers the latest SMSF performance data available from the ATO, as at January 2016. The ATO will provide updated performance data (for year ending 30 June 2015) in late 2016.A common argument put forward … [Read more...]