Lifefocus Superannuation Fund

Lifefocus Superannuation Fund   Super GuideThis is a SuperGuide Super Funds Guide profile of Lifefocus Superannuation Fund, including information about investment performance, performance ranking, asset allocation, and fund member analysis.

This SuperGuide Super Funds Guide profile is independent information and is not an advertisement for Lifefocus Superannuation Fund. The data contained in this profile is sourced from the superannuation regulator, the Australian Prudential Regulation Authority.

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Snapshot of Lifefocus Superannuation Fund

  • Lifefocus Superannuation Fund is a Public offer fund and Retail fund (you can find out the 5 types of super funds by clicking here).
  • For the 2013 financial year (1 July 2012 to 30 June 2013), Lifefocus Superannuation Fund delivered a rate of return of 6.6%, which ranked it 193 of the 210 funds that provided investment performance data.
  • In terms of net assets, Lifefocus Superannuation Fund ranks 140 out of 287 funds, with net assets (as at 30 June 2013) of approximately $266516000.
  • In terms of fund members, Lifefocus Superannuation Fund ranks 144 largest of 271 funds, with 4142 members.
  • Lifefocus Superannuation Fund has 480 investment options.

Continue reading to find out more about Lifefocus Superannuation Fund.

Note: N/A and * means this information is not available.

How well did Lifefocus Superannuation Fund perform?

In the table below you can discover the investment performance of Lifefocus Superannuation Fund over a 10-year period, a 5-year period, and the specific annual rate of return for each year from 2004 through to 2013.

The table also provides the ranking of Lifefocus Superannuation Fund for each of these timeframes across all super funds. For general information on the top 25 performers over these same 5-year and 10-year periods see SuperGuide article Top 25 performing super funds over long term.

Average annual rate of return over 10 years
2004 – 2013 0.5% Ranked 152 of 153 funds
Average annual rate of return over 5 years
2009 – 2013 -4.5% Ranked 186 of 187 funds
Rate of return for one year to 30 June
2013 6.6% Ranked 193 of 210 funds
2012 -1.1% Ranked 149 of 193 funds
2011 3% Ranked 184 of 190 funds
2010 -11.4% Ranked 189 of 189 funds
2009 -17.3% Ranked 185 of 188 funds
2008 -11.8% Ranked 162 of 185 funds
2007 8.7% Ranked 173 of 181 funds
2006 11.7% Ranked 143 of 175 funds
2005 10.4% Ranked 120 of 156 funds
2004 11.4% Ranked 100 of 152 funds

Where did Lifefocus Superannuation Fund invest its members’ super money?

In the table below you can discover the asset allocation for the default investment option for Lifefocus Superannuation Fund. The table explains what percentage of fund assets are in the 8 different asset categories, and how that allocation compares to the average allocation across all super funds.

Asset class Fund percentage All funds average percentage
Australian equities 0% 25.5%
International equities 0% 17.4%
Listed property 0% 3.3%
Unlisted property 0% 4.3%
Australian Fixed Interest 0% 14.3%
International Fixed Interest 0% 4.7%
Cash 100% 21.4%
Other 0% 9.1%

Lifefocus Superannuation Fund offers its members 480 investment options.

Who runs Lifefocus Superannuation Fund?

In the table below, you can find the name of the company that runs Lifefocus Superannuation Fund and other administration details including, whether the super fund is open to the public (public offer) or not open to general public (non-public offer), how the super fund is structured and the super fund’s Australian Business Number.

Fund trustee CCSL Limited
Public offer status Public offer
Benefit structure Accumulation
Fund year-end 41455
Fund ABN 94579217553
Fund wind-up date (if applicable)

Lifefocus Superannuation Fund fund member profile

  • Lifefocus Superannuation Fund has 4142 members, which ranks it at number 144 largest of 289 funds.
  • Lifefocus Superannuation Fund has 1434 pension members, which ranks it at number 65 largest of 153 funds.

In the table below you can discover how many superannuation accounts that Lifefocus Superannuation Fund looks after, the age and gender profile of Lifefocus Superannuation Fund fund membership and how that compares across all super funds.

Number of member accounts Fund percentage Average percentage across all funds
Age below age 35
Females 174 4.2% 18%
Males 180 4.35% 21%
Age 35-49
Females 286 6.9% 15%
Males 374 9.03% 19%
Age 50-59
Females 299 7.22% 7%
Males 446 10.77% 8%
Age 60-65
Females 341 8.23% 2%
Males 394 9.51% 3%
Age over 66
Females 715 17.26% 2%
Males 933 22.53% 2%

Further information on Lifefocus Superannuation Fund

In the table below you can discover further information about Lifefocus Superannuation Fund, in particular, the annual statements for the year ended 30 June 2012, which includes operating expenses of the fund, taxes, insurance and super contributions for the year.

Net assets at beginning of period ($’000) 254063 (134 largest of 287 funds)
Net assets at end of period ($’000) 266516 (140 largest of 287 funds)
Net operating performance after tax ($’000) 12453
Total assets at end of period ($’000) 267794
Total liabilities at end of period ($’000) 1278
Employer contributions ($’000) 3506
Personal member contributions ($’000) 5869
Other contributions ($’000) 202
Total contributions ($’000) 9577
Contributions tax and surcharge ($’000) 587
Inward rollovers ($’000) 34903
Outward rollovers ($’000) 30433
Net rollovers ($’000) 4470
Repatriation to employer sponsor ($’000) 0
Lump sum benefit payments ($’000) 3640
Pension benefit payments ($’000) 13587
Total benefit payments ($’000) 17227
Net contribution flows ($’000) -3180
Total proceeds on insurance policies ($’000) 15
Net cost of member benefit insurance ($’000) 516
Insurance policy proceeds – net cost of insurance ($’000) -501
Interest ($’000) 868
Dividends ($’000) 6
Rent ($’000) 0
Trust Distributions ($’000) 15585
Doubtful debts/bad debt expense ($’000) 0
Investment income/dist after doubtful debt expense 16459
Other investment income ($’000) 62
Investment income/dist after doubtful debt expense + Other investment income ($’000) 16521
Total foreign exchange gains/losses (realised and unrealised) ($’000) 0
Total unrealised gains/losses on investments ($’000) 6975
Total realised gains/losses on investments ($’000) -5406
Total gains/losses on investments ($’000) 1569
Total Investment Income ($’000) 18090
Investment management fees ($’000) 0
Custodian fees ($’000) 1830
Property maintenance costs ($’000) 0
Asset consultant fees ($’000) 0
Other investment expenses ($’000) 0
Total investment expenses ($’000) 1830
Net investment income ($’000) 16260
Interest expense ($’000) 0
Management fees ($’000) 1902
Administration fees ($’000) 1025
Actuary fees ($’000) 0
Director/trustee fees and expenses ($’000) 94
Total fees paid to audit firm ($’000) 0
Other operating expenses ($’000) 0
Total operating expenses ($’000) 3021
Other income ($’000) 4
Fees and commissions ($’000) 0
Other income + Fees and commissions ($’000) 4
Reconciling item ($’000) 0
Net earnings ($’000) 13243
Tax expense on earnings ($’000) -3478
Net earnings after tax ($’000) 16721
Cash flow adjusted net assets ($’000) 251929

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