retirement planning strategies
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Where to find retirement income in addition to super
While a healthy super balance is comforting, in practice your retirement income is likely to come from a variety of sources.
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How to get your super in shape for retirement
As retirement nears, setting your super on the right path is more important than ever.
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Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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How to get ready for retirement if you own a business
You’ve worked hard to build your business, but when retirement beckons it’s time to fold your business plan into your personal retirement planning.
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Keeping Centrelink up to date: A guide to Age Pension reporting obligations
Once you’re on the Age Pension, knowing what to report to Centrelink – and what’s handled automatically – can mean the difference between receiving the right amount and accumulating a debt. Justin Bott from Services Australia walks through the 14-day reporting rule, common mistakes, and the simple habits that keep your payments on track.
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What to know before applying for the Age Pension
There are more myths about the Age Pension than almost any other government payment. In this video, Justin Bott from Services Australia explains what you can actually earn while receiving the pension, how the Work Bonus works, what the gifting rules really say, and what to do before you apply
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Retirement planning is about more than money
A healthy super balance helps, but living life to the full in retirement also requires a sense of purpose and meaning.
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Q&A: Can property sale proceeds go into super after retirement?
Retirees with substantial investments both in and out of super often wonder whether they should start a super pension or draw income from investments outside super first. We look at the pros and cons of both options.
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How lifetime income products can help reduce the ‘taper trap’ for retirees
By purchasing a lifetime income product, many retirees on a part Age Pension, or those who just miss out, could increase their pension and overall retirement income.
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10 retirement mistakes you don’t want to make
There are lots of decisions to make as you prepare for retirement, and potentially large sums of money involved, so it’s important to avoid costly mistakes.
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Case study: High earners near retirement aim for six-figure income and tax-free inheritance
Watch how John and Helen adjusted their retirement plan to secure a six-figure income, extend their savings, and leave a tax-free inheritance.
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What age should I retire?
There are no hard and fast rules around when you can retire, but there are practical issues to consider and money is just one of them.
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Designing a fulfilling retirement: Insights from coach Dr Jon Glass
What does it take to retire well – beyond just having enough money? Retirement coach Dr Jon Glass shares powerful insights on purpose, identity, structure and self-awareness, and why designing a fulfilling retirement starts long before your final day of work.
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Mind over matter: The psychology of retirement planning
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future.
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Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Whether you are single or in a couple, when retirement beckons there are many ways to top up your super and maybe even reduce your tax bill at the same time.
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A retiree’s dilemma: Pay off the mortgage or preserve super?
If you retire with a mortgage, choosing whether to clear it with your super or continue making payments can have significant impact on your retirement income and security.
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Case study: Self-employed single seeking a comfortable and secure retirement income for life
Watch to see how free tools empower Justine to get her retirement savings on track and reduce her tax bill.
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How to get more from your super in retirement
Leaving work doesn’t mean the end of opportunities to add to your super in your 60s and beyond.
