retirement planning strategies
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How long you can expect to live and what it means for your super
While none of us knows exactly how long we will live, you can narrow the possibilities with these life expectancy projections based on Australian numbers.
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How to measure the financial impact of delaying retirement
If you are weighing up whether you can afford to retire sooner rather than later, it’s worth calculating some different scenarios before you pull the plug on your working life. We show you how.
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Case study: Should a wealthy retiree start a super pension or draw on non-super investments first?
Retirees with substantial investments both in and out of super often wonder whether they should start a super pension or draw income from investments outside super first. We look at the pros and cons of both options.
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How to afford a comfortable retirement with less super
New lifetime income products mean you may not need $595,000 to retire comfortably, or $690,000 for couples, as the ASFA Retirement Standard suggests.
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Case study: Later-life divorcee using a transition to retirement strategy to rebuild super savings
This is a fascinating case study of a 60 year-old divorcee boosting a modest super balance through a transition-to-retirement strategy, carry-forward contributions and part-time work in retirement.
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Case study: Midlife average income couple dreaming of a travel-filled retirement
Today, we’ll check out the retirement planning journey of Tony and Anna. They haven’t focused on their superannuation in the past and they’re starting to wonder if they’re going to be able to reach their retirement goals.
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What to consider if you’re forced to retire early
Being forced into retirement earlier than planned is surprisingly common. Although it may upend your retirement plans, there are steps you can take to avoid it becoming a disaster.
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Managing retirement income with a bucket strategy
Managing competing investment priorities in retirement is a challenge but a bucket strategy could tip the balance in your favour.
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Will overspending delay your retirement?
A focus on current and future spending patterns is just as important as setting a retirement savings goal. This is how to go about tracking your spending and banking the rewards.
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Key observations from the Retirement Income Review
It’s quite a challenge to succinctly summarise the 233,117 words of the Retirement Income Review, and the report itself will be dwarfed by the coverage it receives in the coming weeks, months and years.
