retirement planning strategies
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Managing retirement income with a bucket strategy
Managing competing investment priorities in retirement is a challenge but a bucket strategy could tip the balance in your favour.
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Q&A: Is there a loophole which allows a pension fund to go above the transfer balance cap?
Q: I am interested in the apparent loophole that allows a pension fund to go above the applicable cap. In my case $1.7 million. On the ATO website it states that if your Total Super Balance on 30 June, the previous year is less than $1.48 million then non-concessional contributions for the first year can…
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Q&A: How will the new $3m super threshold tax impact retirement planning?
A: There are lots of similar questions on this topic. First of all, I believe that SMSF liquidity and SMSF diversification will become even more important.
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How lifetime income products can help reduce the ‘taper trap’ for retirees
By using a combination of super account-based pension and lifetime income product, retirees may be able to boost their Age Pension.
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7 retirement mistakes you don’t want to make
From checking your eligibility for the Age Pension to understanding your life expectancy, avoiding these common mistakes could give your retirement income a big lift.
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How to get ready for retirement if you own a business
It can be easy to put off retirement planning when you are caught up in the demands of running your own business, but it pays to plan ahead if you want to make the most of all your hard work.
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What age should I retire?
It’s a common question and the short answer is that age is only one of many considerations when you are weighing up when to retire.
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Will overspending delay your retirement?
A focus on current and future spending patterns is just as important as setting a retirement savings goal. This is how to go about tracking your spending and banking the rewards.
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Key observations from the Retirement Income Review
It’s quite a challenge to succinctly summarise the 233,117 words of the Retirement Income Review, and the report itself will be dwarfed by the coverage it receives in the coming weeks, months and years.
