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Key observations from the Retirement Income Review

It’s quite a challenge to succinctly summarise the 233,117 words of the Retirement Income Review, and the report itself will be dwarfed by the coverage it receives in the coming weeks, months and years.

The report is “a fact base of the current retirement income system in the context of an ageing society. Its objective is to improve understanding of the system’s operations and the outcomes it is delivering for Australians.”

Somewhat reassuringly, the shortest possible summary is that the system is “effective, sound and broadly sustainable. But it can be improved.”

The report was commissioned by the federal government and the key aim is to inform and frame policymaking around income for Australians through their retirement. We wouldn’t necessarily encourage SuperGuide readers read the whole report, and over the coming months we will draw out the most useful facts to help you better plan or manage your retirement.

Frustratingly there are no recommendations, but there are some suggestions throughout. For the time being, here are the key observations from the report, which are well worth a read.

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