retirement income
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How to make your super last longer
Worried your money will run out? How to test whether your super will last the distance, and nine ways to stretch it further.
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What advice can I get from my super fund in retirement?
The need for financial advice doesn’t end when you retire, in fact, good, timely advice may be even more consequential.
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How to turn your super into retirement income
Choosing the best combination of retirement income sources for your circumstance can make a big difference to your overall retirement income.
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Retirement bonuses explained: Does your super fund pay one?
Some super funds pay a retirement bonus when you start a pension, adding thousands to your balance. Learn what it is, how it works and which funds offer it.
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What is an investment-linked lifetime income stream?
It’s been a long time coming, but super funds are beginning to offer more flexible pension products offering income for life.
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Case study: Boosting retirement income with downsizer contributions
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
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What to know before taking a lump sum from super
Cashing a chunk of your super tax-free is tempting, but make sure you look before you leap. Learn the tax rules, age limits and what to consider before withdrawing.
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How lump sums can reduce your transfer balance account
If you are considering taking more than the minimum amount from your super pension account, the way you do it counts.
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Retirement income rules of thumb: Do they measure up?
Working out how much income you will need in retirement is no easy task, but some simple short cuts may provide an estimate to start the planning process.
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How to strengthen your retirement finances beyond super
If the rising cost of living is eating into your retirement savings, it’s time to review your budget and look for potential sources of additional income.
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How to maximise your Age Pension
If you’re on a part-Age Pension, or just miss out on one, you may be able to increase your pension entitlements with some of these perfectly legitimate strategies.
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Which super funds offer income for life?
If you’re worried about running out of super, a lifetime pension may offer not only income for life but more Age Pension to boot.
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Reverse mortgages: What are they and how do they work?
Retirees who own their home but would like to top up their income for whatever reason are increasingly tapping into their home equity with a reverse mortgage.
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How inflation affects your retirement income
Of all the risks surrounding your retirement income, from market volatility to overspending, inflation can fly under the radar.
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Epic Retirement Tick: Which pension funds pass the test?
The Epic Retirement Tick rates funds on 18 measures, not just fees and performance. See which six funds passed, and which didn’t.
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How new ‘best practice principles’ could improve your retirement income
Treasury wants super funds to offer better lifetime income, tools and guidance for retirees. The principles are voluntary, but hard to ignore.
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Tax returns in retirement: Do I need to lodge one?
If you receive assessable income in retirement, you need to lodge a tax return. Even if you don’t, you may need to lodge a non-lodgment form. Confused? Read on.
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How long does my super need to last in retirement?
Most people think about retirement planning in terms of savings and income — but there’s one crucial question that doesn’t get enough attention: ‘How long will your retirement actually last?’
