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Home / retirement income

retirement income

PremiumHow the Home Equity Access Scheme works (formerly Pension Loans Scheme)

How the Home Equity Access Scheme works (formerly Pension Loans Scheme)

July 1, 2022

The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.

How much super do I need to retire?

How much super do I need to retire?

May 11, 2022

The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.

PremiumSuper pensions vs lump sums: How they differ and why it matters

Super pensions vs lump sums: How they differ and why it matters

April 3, 2022

Retirees can withdraw their super as a pension or lump sum, but does it really matter which? For some of our readers, it certainly could.

PremiumRetirement cost-of-living: Tips to help improve your budget

Retirement cost-of-living: Tips to help improve your budget

April 3, 2022

Inflation is affecting more and more daily essentials but bank interest rates remain stubbornly low, so it may be time to revisit your retirement income plans.

PremiumReverse mortgages: What are they and how do they work?

Reverse mortgages: What are they and how do they work?

March 30, 2022

If you’re finding it difficult to make ends meet in retirement, one way to free up some extra cash could be to take out a reverse mortgage.

Premium‘Today’s dollars’: The impact of inflation on retirement income

‘Today’s dollars’: The impact of inflation on retirement income

March 23, 2022

With inflation and the cost of living on the rise and expected to get worse, it’s worth pausing to consider the impact of inflation on your retirement income planning.

PremiumIn retirement case study: Boosting retirement income with downsizer contributions

In retirement case study: Boosting retirement income with downsizer contributions

February 25, 2022

Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.

PremiumRules of thumb: Do these popular retirement planning hacks measure up?

Rules of thumb: Do these popular retirement planning hacks measure up?

December 20, 2021

One of the first questions people raise when they’re thinking about retirement is whether they can afford it. Some simple rules of thumb aim to act as a guide.

How accurate are ‘retirement estimates’? 7 assumptions you need to understand

How accurate are ‘retirement estimates’? 7 assumptions you need to understand

December 3, 2021

We’d all like a crystal ball showing our nest egg at retirement. Failing that, a good place to start could be the retirement estimate on your annual statement.

PremiumHow inflation affects your retirement income forecast

How inflation affects your retirement income forecast

November 2, 2021

While markets are talking up interest rate rises, retirees should be more worried about the potential impact of rising inflation on their retirement income.

PremiumShould you develop a retirement income strategy document for your SMSF?

Should you develop a retirement income strategy document for your SMSF?

October 8, 2021

Even though SMSFs have been quietly dropped from the government’s proposed Retirement Income Covenant, that doesn’t mean trustees should ignore it.

PremiumWhich super funds offer income for life?

Which super funds offer income for life?

July 4, 2021

It’s been a long time coming, but more super funds are responding to calls for reliable retirement income that lasts as long as you do.

PremiumTarget retirement income: The 66–80% rule of thumb

Target retirement income: The 66–80% rule of thumb

May 7, 2021

Want to know how much income you will need to live well in retirement? This rough estimate may help.

PremiumDividends shaken but not stirred

Dividends shaken but not stirred

March 31, 2021

Corporate Australia is emerging from COVID in good shape and dividends are making a comeback. So what dividend yields are on offer and where do dividends fit into your income strategy?

Premium10 common ‘myth-conceptions’ about retirement income

10 common ‘myth-conceptions’ about retirement income

February 10, 2021

Even the experts acknowledge that our retirement income system is complex, so it’s important to clear up some common misunderstanding.

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