retirement income
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Super pension funds put to the test
A new consumer-friendly review of pension funds reveals which funds are ticking all the right boxes.
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Tax returns in retirement: Do I need to lodge one?
If you receive assessable income in retirement, you need to lodge a tax return. Even if you don’t, you may need to lodge a non-lodgment form. Confused? Read on.
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What to know before taking a lump sum from super
Cashing a chunk of your super tax-free is tempting, but make sure you look before you leap.
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How long does my super need to last in retirement?
Most people think about retirement planning in terms of savings and income — but there’s one crucial question that doesn’t get enough attention: ‘How long will your retirement actually last?’
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How lump sums can reduce your transfer balance account
If you are considering taking more than the minimum amount from your super pension account, the way you do it counts.
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Converting super into retirement income: What are your options?Â
Choosing the best combination of retirement income sources for your circumstance can make a big difference to your overall retirement income.
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Common ‘myth-conceptions’ about retirement income
Given the complexity of super and how it interacts with the Age Pension, it’s not surprising that misunderstandings abound. So let’s bust a few myths.
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Retirement income rules of thumb: Do they measure up?
If you are getting serious about planning your retirement income needs and don’t know where to start, these handy estimates could help.
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How to maximise your Age Pension
If you receive a part-Age Pension or none at all due to the level of your assets or income, these 12 strategies may help you increase your pension entitlements.
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Which super funds offer income for life?
It’s been a long time coming, but more super funds are now, or soon will be, offering retirement products that reduce the risk of outliving your savings. Here’s what’s on offer.
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Webinar:Â Super decisions at retirement: Income stream, lump sum, accumulation or a mix?
Retirement brings some big decisions, and it’s difficult to know what’s right for you. In this webinar we look at all the options and their consequences, including tax and Centrelink implications, plus products that guarantee income for life.
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Case study: Combining new retirement products to maximise retirement income
This case study illustrates how product combinations that include an innovative retirement income product can deliver superior outcomes that align with a retiree’s unique retirement objectives, risk preferences and circumstances.
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Managing retirement income with a bucket strategy
Managing competing investment priorities in retirement is a challenge but a bucket strategy could tip the balance in your favour.
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Retirement cost of living: 10 tips to boost your finances
The cost-of-living crisis has left many retirees worried about their financial position, so now could be a good time to check if your retirement budget needs a tune-up.
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How inflation affects your retirement income
Worrying about your household budget is something we all do at times, but retirees can’t easily replenish their savings, so rising prices and inflation can represent a big challenge.
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How to use the TelstraSuper Lifetime Income Calculator
Confused about how a lifetime pension could fit into your retirement income plans? Help is at hand.
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Retirement bonuses explained: Does your super fund pay one?
Some super funds pay a retirement bonus when you start a pension, adding thousands to your balance. Learn what it is, how it works, and which funds offer it.
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Reverse mortgages: What are they and how do they work?
If you’re finding it difficult to make ends meet in retirement, one solution to free up some extra cash could be to take out a reverse mortgage.
