How the Home Equity Access Scheme works (formerly Pension Loans Scheme)
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.
retirement income
How much super do I need to retire?
The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.
Super pensions vs lump sums: How they differ and why it matters
Retirees can withdraw their super as a pension or lump sum, but does it really matter which? For some of our readers, it certainly could.
Retirement cost-of-living: Tips to help improve your budget
Inflation is affecting more and more daily essentials but bank interest rates remain stubbornly low, so it may be time to revisit your retirement income plans.
Reverse mortgages: What are they and how do they work?
If you’re finding it difficult to make ends meet in retirement, one way to free up some extra cash could be to take out a reverse mortgage.
‘Today’s dollars’: The impact of inflation on retirement income
With inflation and the cost of living on the rise and expected to get worse, it’s worth pausing to consider the impact of inflation on your retirement income planning.
In retirement case study: Boosting retirement income with downsizer contributions
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
Rules of thumb: Do these popular retirement planning hacks measure up?
One of the first questions people raise when they’re thinking about retirement is whether they can afford it. Some simple rules of thumb aim to act as a guide.
How accurate are ‘retirement estimates’? 7 assumptions you need to understand
We’d all like a crystal ball showing our nest egg at retirement. Failing that, a good place to start could be the retirement estimate on your annual statement.
How inflation affects your retirement income forecast
While markets are talking up interest rate rises, retirees should be more worried about the potential impact of rising inflation on their retirement income.
Should you develop a retirement income strategy document for your SMSF?
Even though SMSFs have been quietly dropped from the government’s proposed Retirement Income Covenant, that doesn’t mean trustees should ignore it.
Which super funds offer income for life?
It’s been a long time coming, but more super funds are responding to calls for reliable retirement income that lasts as long as you do.
Target retirement income: The 66–80% rule of thumb
Want to know how much income you will need to live well in retirement? This rough estimate may help.
Dividends shaken but not stirred
Corporate Australia is emerging from COVID in good shape and dividends are making a comeback. So what dividend yields are on offer and where do dividends fit into your income strategy?
10 common ‘myth-conceptions’ about retirement income
Even the experts acknowledge that our retirement income system is complex, so it’s important to clear up some common misunderstanding.
