retirement income
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Q&A: What is the tax treatment on lump sum withdrawals when 65 and not retired?
Q: For an over 65, not retired, still working and paying income tax, what is the tax treatment on any lump sum withdrawals from super (where super is still in the accumulation phase) having been built up from employer and salary sacrifice contributions and taxed at 15% on way in.
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Women and super (Part 3): Making the most of super and other assets after retirement
Don’t mistake retirement for the end of the line. There are still ways to boost your income and support your lifestyle once you retire – even if your final super balance was disappointing.
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What is an investment-linked annuity?
It’s been a long time coming, but super funds are beginning to offer more flexible pension products offering income for life.
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Tax returns in retirement: Do I need to lodge one?
Just because you’re retired doesn’t mean you can avoid dealing with the ATO. If you have an SMSF, or income other than a tax-free super pension, you still need to lodge a tax return.
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Case study: Boosting retirement income with downsizer contributions
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
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Retirement income: When is the optimal time to purchase a deferred annuity?
Deferred annuities offer retirement income for life, but you need to weigh the costs and benefits of different deferral periods.
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What the new Retirement Income Covenant means for you
From 1 July, super funds are required to provide a retirement income strategy to members, but you may need to search for it.
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Should you develop a retirement income strategy for your SMSF?
The new retirement income covenant effective from 1 July doesn’t apply to SMSFs, but that doesn’t mean trustees can’t learn from it.
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Key observations from the Retirement Income Review
It’s quite a challenge to succinctly summarise the 233,117 words of the Retirement Income Review, and the report itself will be dwarfed by the coverage it receives in the coming weeks, months and years.
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How can you plan your income needs in retirement?
How to plan your income in retirement can be one of the most confusing aspects of retirement planning. In this video members of the Profession of Independent Financial Advisers provide some insights into how they approach it.
