SuperGuide

Superannuation and retirement planning information

April 2025 SMSF newsletter

SMSF returns are competitive with large funds
While lagging the performance of large super funds some years, SMSFs have outperformed them over the longer term. Read more.
SMSF returns are competitive with large funds
While lagging the performance of large super funds some years, SMSFs have outperformed them over the longer term. Read more.
Which asset classes are popular with SMSFs?
Control and flexibility are popular reasons for starting an SMSF, and a close look at where trustees are investing shows they are making good use of these attributes. Read more.
Which asset classes are popular with SMSFs?
Control and flexibility are popular reasons for starting an SMSF, and a close look at where trustees are investing shows they are making good use of these attributes. Read more.
SMSF property investment rules
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply. Read more.
SMSF property investment rules
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply. Read more.
How to buy a commercial property and lease it through your SMSF
Many restrictions that apply to the purchase of property via an SMSF don’t apply to commercial property. Here’s how it’s done. Read more.
How to buy a commercial property and lease it through your SMSF
Many restrictions that apply to the purchase of property via an SMSF don’t apply to commercial property. Here’s how it’s done. Read more.
SMSF property loan paid off? What next?
After maximum loan terms were placed on LRBAs, many SMSFs are nearing the end of their loan and wondering about their options. Read more.
SMSF property loan paid off? What next?
After maximum loan terms were placed on LRBAs, many SMSFs are nearing the end of their loan and wondering about their options. Read more.

When can I access my super? All conditions of release explained

Thursday 17 April 2025 at 11:00 am AEDT

There are strict rules on when and how we can access our superannuation, referred to as the conditions of release. This webinar will take you through each of these conditions of release and highlight how you can use them to your advantage!

IN CASE YOU MISSED IT: Watch our previous webinar, SuperGuide members Q&A: March 2025.

Q: My partner and myself have an SMSF set up with a company structure which is a trustee for our Super Fund. We both work with private organisations and our super falls into our SMSF. How can one transfer / rollover shares in a company name, from an SMSF, with 2 directors, to an industry or retail super fund when the time comes to close the SMSF?

If this is possible, are there any DIY super funds that would allow this?

A: Generally, when an SMSF is wound up to be transferred to a public fund the shares and other assets within it need to be sold.

The cash is then transferred to the new fund, to be invested as you choose there.

If assets are sold after the SMSF members have commenced pensions, the sale of assets that are in the pension phase does not attract tax.

As an alternative, some retail super wrap products are able to accept the in-specie transfer of listed securities, eliminating the need to sell. You can speak to your adviser and/or wrap providers directly to investigate their policies.

April 28

Transfer balance account reporting: Where any transfer balance event has occurred between 1 January 2025 and 31 March 2025, you are required to report these events by lodging a transfer balance account report (TBAR) by this date.

Super guarantee: SMSF trustees should have received all super guarantee contributions for the period 1 January 2025 to 31 March 2025 for eligible fund members by this date

GST lodgement: Where your SMSF is registered for GST, your BAS is now due.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.