1 Super Essentials
4 Steps
- Think about how comfortable you feel taking financial risks and investing.
- Work out your risk profile to help identify the best allocation of investment assets for your risk tolerance.
- Identify which risk profile is suited your current investment option.
- Think about whether your current investment option (such as high growth, balanced, conservative or cash) reflects your current risk profile. Generally, younger fund members should have a higher allocation to growth assets, while members closer to retirement should lean towards a more defensive mix.