Rise in costs for retirees, APRA releases latest super statistics, Returns not the main driver for SMSF trustees, Financing ageing in place for older Australians, Financial advice boosts wealth and health
Set out below are all SuperGuide articles that relate to How super works.
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Superannuation has two broad phases – the accumulation and retirement phases, but it’s important to note that they aren’t distinct. Someone can have some of their super in accumulation and some in retirement.
This article broadly explains how superannuation is taxed, including when you make contributions, as your super grows, and when you access your super.
Take this 10-question quiz to test your knowledge on the superannuation responsibilities for employers.
It’s quite a challenge to succinctly summarise the 233,117 words of the Retirement Income Review, and the report itself will be dwarfed by the coverage it receives in the coming weeks, months and years.
Tracey Spicer talks to industry experts, including Stephen Koukoulas, Andrew Boal and Brendan Coates about their takes on the Retirement Income Review.
The wisdom of increasing compulsory super next July is not the only reason the Retirement Income Review was eagerly anticipated, but it certainly added fuel to the fire.
Most retired Australians are at least as well off in retirement as they were while working, but not all. The huge exception is retirees who do not own their own homes.
It would be a waste if the Friday’s mammoth Retirement Income Review was remembered only for its finding that increases in employers compulsory superannuation contributions come at the expense of wages.
The government’s much-anticipated Retirement Income Review has found that increases in employer’s compulsory superannuation contributions are financed by reductions in workers’ wage growth.
Interest rate cuts will hurt retirees, Ground-breaking research on future advice, Missed or unpaid super, More workers support ESG factors, 2020 Shonky Awards results.
Determining termination and super payments when employee’s leave can be confusing, learn how you can successfully navigate this process.
Employers generally don’t pay super for contractors, but it’s tricky to work out how they differ from employees. Here’s some rules to help you understand the difference.
Salary sacrifice arrangements need to meet the rules if you want them to be deemed effective, which is essential if to avoid problems with the ATO.
Many self-employed people forget about super but making contributions can have lots of benefits. It’s also important to ensure you make contributions if you employ any staff during the year.