Getting money into super in the final dash to retirement is not always straightforward, so check you’re eligible before making any last minute contributions.
Set out below are all SuperGuide articles that relate to How super works.
Forgoing some of your salary into your super through a salary sacrifice arrangement can have valuable tax benefits and help boost your retirement nest egg.
Keeping up with the constant rule changes to super can be tricky, so here’s our annual list of what you need to know.
For most of us, our employer’s regular SG payments are the main source of contributions going into our super, so it pays to understand what they are.
Using the bring-forward rules is a great way to put a large contribution into your super account in the same year. Here’s what you need to know about the rules.
There are a series of hurdles you need to clear before you can access your super. The first is your age.
Rolling forward any unused amounts from your annual concessional contribution cap can be an easy way to get more money into super tax-effectively.
Re-contribution strategies can reduce the tax on your super benefit and may eliminate tax for non-tax dependant beneficiaries like your adult children.
If you can find spare cash to make a contribution into your super account, you could be eligible to receive the LISTO top-up of up to $500 from the government.
High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules.
Going over your annual limits for super contributions can cause problems and cost you money, so it’s important to know what to do if you have.
Splitting your super with your spouse or partner can be a great way to boost your joint retirement savings and possibly save yourself some tax as well.
Concessional contributions are taxed at concessional rates, so to make the most of them it’s important to understand how they work.
Non-concessional contributions are a great way to top up your super retirement savings. Here’s our simple guide to how they work.
High income earners face a quarterly cap on the amount of income on which their employer must make SG contributions. Here’s the limit for 2021/22 and previous years.