The cover is much harder to claim if you’re unemployed, casual or part-time, because of the ‘activities of daily living’ test.
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We look at whether you can rid your super of fossil fuels, and how a renewable energy portfolio might affect your nest egg.
People working casually, part-time or in ‘hazardous’ jobs may be paying for junk total and permanent disability insurance.
Many Australians are still stuck in insurance processing hell.