SMSFs (Self-managed super funds)

The SMSFs section is for Australians running self-managed super funds (SMSFs), covering the current issues facing SMSF trustees, setting up a SMSF, how to run a SMSF, investing your DIY superannuation money, getting SMSF advice, and special SMSF rules such as investing in property.

This section also includes a special section called SMSF basics.


Below are some of our key SMSF articles:

Set out below are all SuperGuide articles explaining SMSFs (Self-managed super funds).

Another great return! Super funds gain 12.8% for 2014 financial year   Super Guide

The median superannuation growth fund gained 12.8% in value for the 12 months to June 2014, according to rating company Chant West.

Asset classes: Naming the investment winners for the 2014 financial year   Super Guide

Australian and international shares delivered the biggest returns for the 2014 financial year (1 July 2013 to 30 June 2014).

Temporary concessional contributions cap expanded to 50 somethings from July 2014   Super Guide

In July 2013, the federal government introduced a temporary concessional contributions cap of $35,000 for over-60s which has been expanded to 50-somethings from July 2014.

Higher concessional contributions cap applies to over 50s from July 2014   Super Guide

Q: Do you need to be 60 at July 1 or could you turn 60 any time in 2013/2014 to take advantage of the new $35,000 cap?

Superannuation Guarantee: 10 facts about your SG entitlements   Super Guide

If you work as an employee, and you satisfy certain minimum requirements, your employer must pay Superannuation Guarantee (SG) contributions on your behalf, to a super fund.

Concessional contributions caps: 10 facts you should know   Super Guide

We receive many questions about the concessional contributions caps. Throughout 2014, SuperGuide, as always, will regularly update readers on any proposed changes to the contributions caps (and other super changes), and the implications of such changes on super strategies.

New penalties for SMSF trustees from July 2014   Super Guide

From July 2014, SMSF trustees can be subject to a suite of penalties, if they fail to properly adhere to the super rules.

Age Pension Bonus: Hurry! Last chance to register   Super Guide

Hurry, hurry! Deadline approaching! If you’re still working and you were aged 65 or over (or 63.5 or over if you’re a female) before 20 September 2009, then you need to read this article, and the Q and As following this article.

Upper limit on SG contributions (for 2014/2015 and previous years)   Super Guide

This article explains the maximum superannuation contribution base for the 2014/2015 year, 2013/2014 year and previous years.

SMSF trustee declaration: a quick guide   Super Guide

When setting up your SMSF, you must sign a SMSF trustee declaration that confirms you understand the responsibilities and duties involved in running a SMSF.