SMSFs (Self-managed super funds)

The SMSFs section is for Australians running self-managed super funds (SMSFs), covering the current issues facing SMSF trustees, setting up a SMSF, how to run a SMSF, investing your DIY superannuation money, getting financial advice, and special SMSF rules such as investing in property.

This section also includes a special section called SMSF basics.

Below are some of our key SMSF articles:

Set out below are all SuperGuide articles explaining SMSFs (Self-managed super funds).

Top 10 performing super funds for 2014/2015 year, and for past 10 years

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The investment performance result for the 2014/2015 financial year (1 July 2014 to 30 June 2015), for the median growth superannuation fund, has delivered the sixth straight positive annual return, according to rating company, Chant West. The strong investment performance for the financial year … [Read more...]

Super funds gain 9.8% for 2014/2015 financial year

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The median superannuation growth fund gained 9.8% in value for the 12 months to June 2015, according to rating company, Chant West. In terms of long-term performance this means the median growth super fund has delivered six consecutive years of positive investment returns. Performance tables are set … [Read more...]

300,000 retired Australians to lose some or all Age Pension entitlements

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UPDATE: The changes to the Age Pension assets test have now passed both houses of parliament. The successful passage through parliament was due to the Greens supporting the changes. The ALP opposed the changes, which were announced by the Australian Liberal government in the May 2015 Federal Budget, … [Read more...]

Super pensions: Starting a TRIP takes planning

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Quoting author Mark Twain, “Age is an issue of mind over matter. If you don’t mind, it doesn’t matter”. Humour aside, apparently the term ‘pension’ can trigger a negative reaction for some baby boomers. Many baby boomers don’t even like the relatively inclusive term of ‘seniors’ because this term … [Read more...]

Age Pension assets test changes: Comments from readers

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UPDATE: The changes to the Age Pension assets test have now passed both houses of parliament. The successful passage through parliament was due to the Greens supporting the changes. The ALP opposed the changes, which were announced by the Australian Liberal government in the May 2015 Federal Budget, … [Read more...]

TRIPs: 10 interesting facts about transition-to-retirement pensions

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Note: The general concessional contributions cap remains at $30,000 (for the 2015/2016 year, and also applies for the 2014/2015 year). The special $35,000 cap for over-50s continues to apply for the 2015/2016 year (or more specifically, to anyone who is aged 49 years or over on 30 June 2015). If … [Read more...]