Case study: Boosting retirement income with downsizer contributions
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
Set out below are the latest guides that relate to case studies.
Case studies: Super death benefit nominations
To ensure your super ends up in the right hands when you die, these examples highlight how even the best laid plans can sometimes have unintended consequences.
Means test treatment of lifetime annuities
Changes to the means testing of lifetime annuities have changed potential Age Pension entitlements for retirees who purchased their annuity before or after 1 July 2019.
What SMSF trustees need to know about exempt current pension income (ECPI)
It’s worth getting your head around the ECPI rules, as they can provide tax benefits if your SMSF is paying a pension.
Case study: Recontribution of death benefits?
When an older person inherits their spouse’s super, decisions need to be made about the best way to hold the funds. New super rules offer increased choices.
Retirement planning case study: Couple aged 47 and 48
If you’re in your late 40s and want to continue your affluent lifestyle in retirement, it’s time to crunch the numbers and boost your super if necessary.
Retirement planning case study: Single woman aged 52
Even if you are already in your 50s on a low to medium income, it’s not too late to achieve your retirement income goals.
The arm’s length rule for SMSFs
Self-managed super funds are generally a family affair, but “mates rates” for fund transactions or business dealings are strictly off limits.
How much can I afford to spend in retirement?
It’s a common question, but the answer to your optimum pension drawdown may be as simple as spend your age.
Case study: Transferring shares into your SMSF (an in-specie transfer)
Moving assets into the lower-tax super environment can be a rewarding strategy. This is how it’s done.
Bring-forward vs carry-forward contributions: What’s the difference?
These case studies show you how to bring forward future super contributions and carry forward unused contributions from the past.
The lowdown on COVID-19 relief for SMSF borrowings
Answers to common questions from SMSF trustees about repayment relief for their LRBA loans.
What are unit pricing and crediting rates and why do they matter?
Understanding your super balance and comparing the performance of your super fund with other funds involves more than just checking fees, super contributions and insurance premiums. It’s also knowing how – and when – your super fund calculates and applies investment earnings to the balance of your super account.
