You may be able to earn more income than you think without losing your Age Pension entitlements. We show you how.
Set out below are all SuperGuide articles that relate to Case studies.
If you have already retired, or are close to it, from 1 July 2021 you may be able to boost the amount in your tax-free super pension account.
Answers to common questions from SMSF trustees about repayment relief for their LRBA loans.
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
Chris (47) earns $180,000 per year and has $430,000 in super. Lisa (48) earns $80,000 per year and has $220,000 in super. They have one daughter at university and are close to paying off their mortgage. They want to know if they are on track to retire when Chris turns 60.
Dan (60) is a freelance web designer who earns $76,000 a year. He hasn’t always put money aside for super, so his balance is a relatively low $120,000.
Deb is worried that she won’t have enough savings to live comfortably in retirement and, at age 52, wonders if she’s left it too late to catch up.
If your super account is not as big as you would like when you retire, one solution could be to look to your home as a way to generate some extra money – and that doesn’t necessarily mean you need to become an Airbnb host.
When you retire, how you put your investment portfolio together is more important than ever if you want your retirement savings to last as long as you do.
An Institute of Actuaries working group has devised a simple rule of thumb for spending in retirement, based on your age and assets.
Self-managed superannuation funds offer members some useful advantages when it comes to paying pensions. One such benefit refers to the treatment of income earned on assets that are supporting a pension, called exempt current pension income or ECPI.
While climate change is front of mind for many Australians during a summer of catastrophic bushfires, it is just one of many environmental, social and governance issues driving a growing investor demand for sustainable investments.
The concept of ‘arm’s length’ is familiar to businesses the world over. To ensure business transactions are conducted at commercial market values buyers and sellers must act independently, without colluding and without one party influencing the other. So how does this concept apply to your SMSF?
What’s your risk profile and why is it key to one of the most important decisions you can make when it comes to boosting your super account?
Understanding your super balance and comparing the performance of your super fund with other funds involves more than just checking fees, super contributions and insurance premiums. It’s also knowing how – and when – your super fund calculates and applies investment earnings to the balance of your super account.