How a government co-contribution can help boost your super savings
A free co-contribution payment made by the government into your super account can be a great way to boost your super account if you have some money to spare.
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A free co-contribution payment made by the government into your super account can be a great way to boost your super account if you have some money to spare.
Once you turn 60 and start withdrawing your super, the tax advantages of the super system come into play.
An increased Transfer Balance Cap creates opportunities to transfer more into the tax-free retirement phase and contribute more to super but beware the fine print!
Self-managing government-subsidised home care is an increasingly popular way to maximise the hours of care provided with hand-picked carers.
Proposed changes to the Pension Loans Scheme (now known as the Home Equity Access Scheme) could help more elderly Australians stay in their own home for longer.
New rules from 1 July will potentially allow older Australians to bring forward the sale of their home and get two bites of the super contributions cherry.
Two important changes to the transfer balance account rules come into effect from 1 July 2023, including updated SMSF reporting obligations and further indexation to the general transfer balance cap.
Since new rules came into force last July, people aged 67 to 75 have more opportunities to boost their super even if they are no longer working.
Sequencing risk can ruin even the most carefully planned retirement, with losses and low returns as you move into retirement reducing how much you can spend.
The ability to invest in real property is one of the attractions of SMSFs, but it’s tightly regulated.
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
Before withdrawing your super, it’s important to understand the proportioning rule and how it will impact the amount of tax you will pay on your super savings.
To ensure your super ends up in the right hands when you die, these examples highlight how even the best laid plans can sometimes have unintended consequences.
There are two ways you can use the sale proceeds from a business to boost your super, and the CGT retirement exemption is one of them.
The Low Income Super Tax Offset is a government rebate that can help boost your super and make saving for retirement a little easier.
Changes to the means testing of lifetime annuities have changed potential Age Pension entitlements for retirees who purchased their annuity before or after 1 July 2019.
It’s worth getting your head around the ECPI rules, as they can provide tax benefits if your SMSF is paying a pension.
When an older person inherits their spouse’s super, decisions need to be made about the best way to hold the funds. New super rules offer increased choices.
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Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.