Age Pension Q&As: Buying or selling the family home and the Age Pension
Sheena Stow-Smith from PensionHelp answers reader questions about the impact on Age Pension entitlements of buying or selling the family home.
How the Home Equity Access Scheme works (formerly Pension Loans Scheme)
The Home Equity Access Scheme (previously known as the Pension Loans Scheme) facilitates a loan from the government against the equity in your home.
Using the Home Equity Access Scheme to fund aged care
Proposed changes to the Pension Loans Scheme (now known as the Home Equity Access Scheme) could help more elderly Australians stay in their own home for longer.
How does the First Home Super Saver (FHSS) Scheme work?
The government’s First Home Super Saver (FHSS) Scheme can be a handy tool when you are saving for your first home. But it’s not for everyone.
Making downsizer super contributions: 10 things you need to know
If you downsize your home, putting some of the proceeds into your super can help feather your retirement nest.
Housing affordability is a problem. Here’s why super-for-housing isn’t a solution
The idea that young Australians should be able to dip into their super to help buy their first home keeps going round and round. The most recent iteration put forward by the Coalition’s Tim Wilson and a clutch of other backbenchers has the catchy slogan Home First, Super Second.
Home ownership and super are far more entwined than you might think
When the government’s Retirement Income Review examined superannuation, the Age Pension and voluntary savings, home ownership had a surprisingly important role.
Reverse mortgages: What are they and how do they work?
If your super account is not as big as you would like when you retire, one solution could be to look to your home as a way to generate some extra money – and that doesn’t necessarily mean you need to become an Airbnb host.
Video: Home equity release for retirees
Tracey Spicer talks to Dr Sarah Sinclair from RMIT about home equity release products for retirees, such as reverse mortgages and the Pension Loans Scheme.
Your home: The foundation of retirement planning
The Great Australian Dream of home ownership is about more than a roof over your head, it has a big role to play in retirement planning.
What matters is the home: Review finds most retirees well off, some very badly off
Most retired Australians are at least as well off in retirement as they were while working, but not all. The huge exception is retirees who do not own their own homes.
Saving for retirement outside super
While we are strong believers that super is, well, super, we appreciate there is also a place for retirement savings held outside super. In this article, we explain when and why.
Location the missing ingredient in retirement planning
It’s often said that location is everything where property is concerned, but it also makes a big difference to how far your money stretches in retirement.
