Federal Election, Super tips and strategies, Super funds of the year, DIY SMSFs, How much super do I need?
Highlights of the May 2019 edition of the SuperGuide Premium newsletter include:
- FEDERAL ELECTION: The Coalition election win should mean much less disruption to the super and tax rules in the short-term. As we near the end of the financial year though it pays to be across what the government has pledged in the Federal Budget and during the election. In a separate article we provide a refresher on the current super rules and the changes that are legislated for 1 July 2019. Daniel Brammall also reminds us that we need to see the promised recommendations from the Royal Commission come into effect.
- EOFY TIPS AND SUPER STRATEGIES: Janine Mace provides 10 useful super housekeeping tips for the end of the financial year. Don’t leave your contributions until it’s too late! In a separate article Janine has also developed a bumper pack of super tips and strategies whatever stage of life you’re at.
- SUPER FUNDS OF THE YEAR: Last night Chant West announced their super fund of the year. Find out who won, as well as the winners picked from the other major super research houses back to 2013.
- REAL DIY SMSF: While SMSFs are intrinsically self-managed, many trustees choose to outsource much of the administration and investing. Penny Pryor explores how it’s possible to go the other way and operate a truly DIY super fund, and how much it can impact your fund’s bottom line.
- BOARD DIVERSITY = BETTER RETURNS: Recent research has found that companies that have more female representation at board level produce higher returns. Alexandra Cain investigates what this means for super investors.
- HOW MUCH SUPER DO I NEED TO RETIRE? Barbara Drury looks at what you need to consider when considering when you might retire and how much super you may need. We have also updated our series of articles (and reckoners) with the latest figures, including how much super you need to retire on $60,000, $80,000 or $100,000 a year, and what retirement income $500,000, $750,000, $1 million, $1.6 million and $2 million in super can give you.
FEDERAL ELECTION AND THE 2019 SUPER RULES
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Superannuation rule changes from July 2026 (and previous years)
Every new super rule change explained: Payday Super, higher contribution caps, the transfer balance cap and Division 296 tax.
In your 50s or younger? The super rules that apply to you
Get to grips with the key super rules for people under 60.
SUPER TIPS AND STRATEGIES
EOFY super checklist: 8 smart moves before 30 June
As 30 June approaches, it’s time to make the most of your annual super contribution limits.
How to get your super in shape for retirement
As retirement nears, setting your super on the right path is more important than ever.
FEATURES
Super funds of the year awards: Best super funds for 2026
Find out which funds are delivering the best returns, products and services for their members.
Members benefit from more superannuation board diversity
More women and people of diverse backgrounds on superannuation fund boards should translate to better outcomes for members.
Understanding risk and your super investment options
Performance matters when you’re building a healthy super balance for your retirement, but so does the level of risk you are comfortable with along the way.
How to invest your superannuation: Super for beginners guide
Just because we may be compelled to have superannuation, is no reason to leave it to its fate. In fact, playing a role in how your super is invested is one of the key ways we can influence its outcome. Here we break down the key concepts to help you gain confidence with the investing side of super.
Selecting your super fund: Can I make the choice?
Most Australians can choose which super fund they want their employer’s super contributions paid into, but there are exceptions. We explain who is, and is not, free to choose and how to go about it.
What are defined benefit super funds?
Defined benefit super funds are often considered irrelevant dinosaurs, but understanding how they work is essential if you’re entitled to one.
SMSFs
Real DIY super: How to keep SMSF costs super low
With the cost of living front of mind, you could potentially save a lot of money by doing more of your SMSF tasks yourself, but you need to know what you’re doing.
Currency hedging for SMSFs: What trustees need to know
Choosing between hedged and unhedged international shares can significantly affect your SMSF returns. It’s more important than it sounds.
SMSF property tax deduction mistakes to avoid
Property investment is popular with SMSFs, so it’s important to know what your fund can and can’t claim as investment property tax deductions if you want to stay on the right side of the ATO.
HOW MUCH SUPER DO I NEED TO RETIRE?
What age should I retire?
There are no hard and fast rules around when you can retire, but there are practical issues to consider and money is just one of them.
How much super do I need to retire?
Forget advice saying you need $1 million in super to retire. The amount you will need
depends on your personal circumstances and preferences, and may be less than you think.
See also the following articles on how much retirement income particular super balances can generate…
- Is $2 million in super enough to retire on?
- Is $1.6 million in super enough to retire on?
- Is $1 million in super enough to retire on?
- Is $750,000 in super enough to retire on?
- Is $500,000 in super enough to retire on
- Super to income Reckoner
… and how much super you need to generate a particular income in retirement.
LATEST SUPER FUND RETURNS
Super fund performance: Monthly returns to July 2026
The median Growth fund returned 0.3% in July 2026, a modest start to the new financial year after a 9.5% gain in 2025–26. See the latest monthly returns for all five risk categories.
Lifecycle super funds: What they are and how they perform
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for.
