Member direct vs SMSFs
Many large superannuation funds now offer a member direct option which can be a good training ground for anyone considering an SMSF.
Set out below are the latest articles that relate to super funds.
Members benefit from more superannuation board diversity
More women and people of diverse backgrounds on superannuation fund boards should translate to better outcomes for members.
Super funds of the year awards: Best super funds for 2022
In its first year as a public offer fund, UniSuper has won the top all-rounder gong awarded by both Chant West and SuperRatings.
Pension funds of the year 2022: What makes a winner?
Until now, the top pension fund award has been a two-horse race. But as more members retire, other funds are rising to the challenge.
How to read a super fund PDS
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement.
How to create an investment portfolio in retirement
By the time you retire you may think you know a thing or two about investing. But retirement raises new challenges, especially when it comes to structuring your income.
Why super funds diversify and what you can learn from it
Diversification is one of the key principles behind good investing and there’s a lot you can learn from how successful super funds invest their members’ money.
The power of compound interest
Even modest regular savings can grow into substantial nest egg, thanks to the combined effects of compound interest and time. Here’s how it works.
‘Today’s dollars’: The impact of inflation on retirement income
With inflation and the cost of living on the rise and expected to get worse, it’s worth pausing to consider the impact of inflation on your retirement income planning.
What is the Sharpe Ratio and why is it important for your super?
We all want to earn top notch returns from our super fund, but at what level of risk? This is how you find the sweet spot.
Super fund fees and charges you need to know about
Super fund fees are complex and vary widely between funds and even between members of the same fund, so it’s worth learning what you’re paying for.
Is it time to change your super investment option?
Your current investment option plays a big role in determining the investment return your super receives each year. Maybe it’s time to take a closer look.
Risk profiling and your investment choice
We all want a decent return on our investments, but it’s important to understand how much risk you can tolerate along the way.
Case study: How to reduce tax on your TPD payments from super
If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial.
How to benchmark your super fund
If you’re unhappy with your super fund’s performance, it’s getting easier to check how it stacks up against the best of the rest. We explain how.
