Our community is being economically hit ‘to save the oldies’ – especially with existing health conditions. Should we older people be grateful? How and why could we contribute?
Advance care plans: Why everyone should have one
Old age isn’t the only time you may need to rely on someone you trust to make decisions concerning your medical treatment. As highlighted by the rapid onset of COVID-19, people of any age can become critically unwell. Ensure your decisions are adhered to with an advance care directive.
Video: What are some key factors that help us in later life?
In this video interview David Williams from My Longevity talks about some of the insights he found when researching what benefits us in later life.
Worried about your post-virus finances? 10 tips to help stretch your retirement dollars
With sharemarkets swooning, interest rates being cut and super balances dropping, many retirees are starting to worry about their finances. Here’s our 10 suggestions to stretch your retirement income.
Australians are living longer but what does it mean?
With life expectancy projected to continue to rise, along with the cost of living, older Australians face both opportunities and challenges as they head into their ‘third act’ of life.
What strategies can I consider to reduce tax on my super pension?
One of the benefits of retirement is that you can start to withdraw your superannuation tax-free. That doesn’t mean it’s a rule-free zone.
What is the Medicare Safety Net?
The Medicare Safety Net is a Department of Human Services benefit that provides a higher subsidy for the cost of out-of-hospital doctor’s visits than the standard Medicare rebate.
How much can I afford to spend in retirement?
An Institute of Actuaries working group has devised a simple rule of thumb for spending in retirement, based on your age and assets.
Deeming rates for the Age Pension income test
On 22 March 2020 the Federal government announced that from 1 May 2020 the deeming rates would be lowered to 0.25% (lower rate) and 2.25% (upper rate).
Age Pension calculator: How much could you be eligible for?
Our Age Pension calculator gives you an indication of potential Age Pension entitlements. The Age Pension rates are those that apply from 20 March 2020 to 19 September 2020.
How to handle the global market contagion
The Coronavirus pandemic is taking the world into unchartered waters, both in terms of public health and personal wealth.
How do SMSF retirees invest?
There’s plenty of information out there on how to create an investment strategy in retirement. But have you ever wondered how retirees actually invest?
How to create an investment portfolio in retirement
Retirement involves a series of adjustments, to your lifestyle and spending patterns but also to the way you invest.
Australian Age Pension rates (March 2020 to September 2020)
Age Pension rates increased on 20 March 2020. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
Age Pension income test rules (March 2020 to July 2020)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.