how to plan your retirement
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Starting a pension from your super
When you retire there’s more than one way to withdraw income from your super; we explain your options.
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How to find a super financial adviser
There are times in life when the right financial advice could prove invaluable, but it’s important to know what you are looking for and where to find it. Here’s how.
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How to plan for your retirement
It can be difficult knowing where to start when you are ready to think seriously about retirement, but working through these easy steps will help.
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How to navigate the different stages of retirement
Retirement planning should be about more than money. The physical, mental and emotional challenges of life after work are equally as important as you plan how to spend your days.
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Selecting a retirement income calculator
Most super funds provide tools to help you estimate your annual retirement income and how long it should last. But how reliable are they? It pays to know what to look out for.
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Location the missing ingredient in retirement planning
When you start planning your retirement, where you live can be just as important as your super balance and have an even bigger impact on your quality of life.
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What is the retirement age in Australia?
When (and if) you retire is up to you, but there are rules around when you can access your super and the Age Pension.
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Planning to retire at 65? What you need to consider
While the Age Pension age has crept up to 67, the average age of retirement in Australia is closer to 65. Filling the income gap with super will require careful planning.
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Planning to retire at 60? What you need to consider
Once you turn 60 it is easier to access your super provided certain conditions are met.
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Planning to retire before turning 60? What you need to consider
If you want to retire early you will need sources of income other than super now that the super preservation age has increased to age 60.
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How to use Industry Super Funds’ Transition to Retirement (TTR) calculator
Take a few minutes to find out if you can boost your retirement balance without compromising on your income, reduce your work hours, or generate additional income with a transition to retirement strategy.
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How to budget for retirement
Trying to predict the income you will need for retirement can be daunting. While published benchmarks are a handy rule of thumb, there’s no substitute for a personalised budget. See how a budgeting tool can set you on the right track.
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How to use the Moneysmart Retirement Planner
There can be a bit of a learning curve with MoneySmart’s Retirement Planner, and it may appear intimidating at first glance, so we created a short video to help you get an understanding of how the tool works.
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How to plan your spending through the 3 stages of retirement
Research shows your spending in retirement depends not just on how much you have in your nest egg, but also on the phases you go through as you age.
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