Best performing super funds, super investing, investing in retirement, what makes super super?
Highlights of our JULY 2018 INVESTMENT SPECIAL include:
- BEST PERFORMING SUPER FUNDS: Last year was a good year for super fund returns. The top performing balanced super fund returned 12.5% – more than 1% higher than the next best. Find out which funds performed best over 1 year and 10 years.
- SUPER INVESTING: Now you know how much the top performers returned, now is a good time to assess your own fund, particularly the investment option you’ve chosen. We also lift the lid on some of the more advanced super investing topics such as unit pricing and crediting rates, buy/sell spreads, listed and unlisted investments and how much your super fund discloses it’s investments
- INVESTING IN RETIREMENT: What is the 10/30/40 rule, and why is it important for your investments in retirement?
- INVESTMENT RECKONERS: All our investment calculators have been updated with the latest investment data. Find out the monthly and annual super returns, plus the performance of all the key asset classes.
- WHAT MAKES SUPER SUPER? There are lots of additional benefits that super provides members beyond saving for retirement. Discover some perks that you might be missing out on.
TOP-PERFORMING SUPER FUNDS FOR 2017/2018 YEAR
In this article you can find super fund performance for 1, 3, 5, 7, 10 and 15 years, up to the latest financial year and across five different investment options. We’re grateful to Chant West for providing the statistics in this article.Read more
QSuper and UniSuper share the top spot for 2018/19, returning 9.9%, well ahead of the third placed MediaSuper with 8.8%. Unlike the previous year when industry funds took out all top 10 positions, retail fund IOOF (+8.2%) entered the list at number 7.Read more
The gold medal goes to AustralianSuper, the country’s largest super fund, with an average annual return of 9.8% per year for the last 10 years.Read more
APRA statistics released this week show retail funds have lost nearly $23 billion in value since December 2017, while over the same period industry funds grew by nearly $40 billion. This represents a change in value of assets of -6% for retail funds and +4% for industry funds.Read more
INVESTMENT PERFORMANCE RECKONERS
In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options. We’re grateful to Chant West for providing the statistics that power the reckoner.Read more
In the reckoners below you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options.Read more
SuperGuide’s Asset Sector Performance reckoner allows you to compare the investment performance of various asset classes over the short, medium and long term. The reckoner covers 12 asset classes over 1, 3 and 5 years and, where available, also over 7, 10 and 15 years.Read more
COMPARING YOUR SUPER FUND’S PERFORMANCE
If you believe your super fund is not performing as well as you had hoped, or as well as other super funds, what can you do? Here’s our 5-step guide to help you assess whether your super fund’s investment performance is staying with the pack – or lagging the field.Read more
Understanding your super balance and comparing the performance of your super fund with other funds involves more than just checking fees, super contributions and insurance premiums. It’s also knowing how – and when – your super fund calculates and applies investment earnings to the balance of your super account.Read more
The investment assets of many super funds are far from transparent – both publicly and for fund members. It’s a situation the government has tried to remedy over a number of years, but from 31 December 2020 all that’s changing.Read more
Besides being a great way to save for retirement, Australia’s super system offers some valuable – but little-known – benefits for super fund members. Here’s our list of the top 10 super benefits and how they can help improve your financial situation.Read more
When it comes to delivering a good investment return to their fund members, super funds mix a variety of investment assets and structures together. To understand what your super fund is doing on your behalf, it’s worth learning a little more about these investments – particularly whether they are listed or unlisted.Read more
With more and more retirees being forced to dip into their retirement capital to meet the rising costs of everyday expenses, it’s more important than ever to understand how to protect your retirement income.Read more
SWITCHING INVESTMENT OPTIONS
What’s your risk profile and why is it key to one of the most important decisions you can make when it comes to boosting your super account?Read more
Buy/sell spread fees are something we’re all likely to see a lot more of thanks to ASIC’s new disclosure rules for annual fund member statements. So just what are these mysterious charges and how do they work?Read more
If you’re unhappy with how your super savings have grown, it’s worth considering whether you’re in the right investment option in your super fund. To help you work through the process of making an investment option switch, check out our simple explainer.Read more
If you think all the hard work of creating a retirement income is over once you retire, unfortunately you’re mistaken. There are still lots of decisions to make – a key one being how you are going to invest your hard-earned super savings. To help you navigate the range of super pension products, we have created a simple guide to the main investment options.Read more
ENCORE: SUPER INVESTMENT FOR BEGINNERS
The way the super industry tends to invest your money can be compared to a team sport, which more often than not involves third parties to execute investment strategies on their behalf.Read more
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