2017/2018 returns, Top 10 super funds, Updated performance reckoners, 10/30/60 rule
Highlights of our JULY 2018 INVESTMENT SPECIAL include:
- TOP 10 PERFORMING SUPER FUNDS FOR 2017/2018 YEAR, AND FOR PAST 10 YEARS. The top 10 performing super funds of the year are… see the link below to find out. In our suite of related articles, we report on the 2017/2018 super fund returns, the top-performing asset classes for the year, 26-year returns, how to understand your risk profile, and the importance of investment returns in retirement.
- UPDATED INVESTMENT PERFORMANCE RECKONERS. You can check out the latest investment returns for 13 asset classes, and for the 5 main investment options, for investment timeframes spanning 1, 3, 5, 7, 10 or 15 years.
- COMPARING YOUR SUPER FUND’S PERFORMANCE. Check out how to assess your fund in 4 steps, discover what your super fund invests in, how to switch investment options, and more.
- INVESTMENT RETURNS AFTER RETIREMENT: UNDERSTANDING THE 10/30/60 RULE. Around 90 cents of every one dollar in retirement income comes from the earnings you achieve on your super investments. Even more surprisingly, around 60 cents in every dollar of retirement income comes from the investment earnings you make in retirement. See article below to find out more.
TOP-PERFORMING SUPER FUNDS FOR 2017/2018 YEAR
Super funds gain 9.4% for 2017/2018 financial year
The median superannuation growth investment option gained 9.2% in value for the 12 months to 30 June 2018, and the median growth investment option had a 1.2% return for the month of June 2018, according to ratings agency, Chant West. Read more
Top 10 performing super funds for 2017/2018 financial year (and previous years)
This article lists the top 10 performing growth super funds for the 12 months to 30 June 2018, and also lists the top 10 growth super funds for each of the previous 7 financial years going back to the 2010/2011 year. Read more
Top 10 performing super funds over 10 years (to 30 June 2018)
This article lists the top 10 performing growth super funds over 10 years to 30 June 2018, and the top 10 funds for each 10-year period going back a further 7 financial years. Read more
Investment performance: 26 years of SG delivers 7.5% a year
Since Superannuation Guarantee was introduced more than 26 years ago, the average long-term median return generated on a ‘balanced’ super fund account has been 7.5% a year. Read more
Industry funds outperform retail funds for 2017/2018 year, and longer term
This article compares the investment performance of industry super funds and retail super funds for the 2017/2018 financial year, and over 5 years and 10 years to 30 June 2018. Read more
UPDATED INVESTMENT PERFORMANCE RECKONERS
Monthly Superannuation Returns Performance Reckoner (for 5 investment options)
You can find out the median monthly investment return of the 5 main investment options available in Australian super funds (from January 2014 through to the latest monthly results). Read more
Superannuation Investment Performance Reckoner: Discover annual returns for 5 investment options
The SuperGuide Investment Performance Reckoner is split into 2 Reckoners. You can discover the investment returns over 1, 3, 5, 7 and 10-year periods for the past 9 financial years, including the latest financial year. You can also discover the calendar year returns over 1, 3, 5, 7 and 10-year periods for the past 8 calendar years. Read more
Asset Class Performance Reckoner: Discover investment returns for 13 asset classes
If you choose your own investment option, or you run your own super fund, then you decide on the mix of asset classes for your super savings, including whether you have exposure to international assets. The SuperGuide Asset Class Performance Reckoner is easy to use. First, you can choose from the financial year Reckoner or the calendar year Reckoner. Second, just click on the filter boxes, and choose what asset classes you are interested in (you have up to 13 to choose from). Read more
COMPARING YOUR SUPER FUND’S PERFORMANCE
Investment performance: Assess your super fund in 4 steps
Although superannuation funds, on average, delivered strong returns for the 2017/2018 year, some Australians may be questioning how well their own super fund is performing and wondering what this performance means for their retirement plans. Read more
Investment returns: Does your super fund use a crediting rate or unit pricing?
Understanding why your super balance goes up and down is more than just checking fees, super contributions and insurance premiums. It’s also knowing how – and when – your super fund calculates and applies investment earnings to your super savings. Read more
Portfolio disclosure: What’s your super fund investing in?
With trillions of dollars tied up in Australia’s super funds, you’d think it would be pretty easy to find out where all that money is invested. But that’s not the case. Read more
Superannuation: 10 great benefits you may not know about
Besides being a great way to save for retirement, superannuation offers lots of little-known benefits for super fund members. Read more
Listed or unlisted investments? Why it matters for your super fund’s performance
A large superannuation fund’s investment strategy is usually built around the goal of creating a strong but smooth stream of investment returns over time. Read more
Investment returns after retirement: Understanding the 10/30/60 Rule
Around 60 cents in every dollar of retirement income comes from the investment earnings you make in retirement. Read more
SWITCHING INVESTMENT OPTIONS
Want investments that help you sleep? Understand your risk profile
Successful investing means being comfortable with the level of risk that accompanies the investment you choose. Read more
Buy/sell spread costs: Why these charges may shrink your super
Mention a buy/sell spread and even the most interested super fund member will look a little confused. These super charges are one of the least understood costs of being a member of a super fund. Read more
Super control: how to switch your super account’s investment option
If you are unhappy with your super account’s investment return you may consider switching super funds. Depending on the reasons for your dissatisfaction, a simple way to boost your savings could be to move some, or all, of your existing super account balance into another investment option within your current super fund. Read more
Super pensions: choosing an investment option in retirement
Most people think all the hard work is over once they hit retirement, but decisions still need to be made about how to invest your hard-earned super savings. Read more
ENCORE: SUPER INVESTMENT FOR BEGINNERS
Superannuation investing: How does it all work?
Set out in this beginner’s guide to super investing, is a brief outline of how investing works, and how your super fund invests. Read more