Super performance for 2019-20, Year in review, Super contributions strategies, Super and tax, Managing your SMSF through a recession, Wellbeing and brain health in retirement
Highlights of the July 2020 edition of the SuperGuide newsletter include:
- WHAT JUST HAPPENED? After a year punctuated by the worst pandemic in a century and the worst global recession in nearly as long, super fund returns finished the year… where they began. We chart super’s performance over the past month, year and over the long-term.
- PHEW! YOU MADE IT: It’s been a challenging year for SMSF trustees. We survey the year that was and how to steer your fund through a recession.
- BAND-AID SOLUTION FOR TPD INSURANCE IN SUPER: A temporary relaxation of tough eligibility tests for ill or injured people claiming on their TPD insurance in super is not good enough.
- DOES YOUR SUPER NEED A SHOT IN THE ARM? If your super looks a bit anaemic, making extra contributions is a smart move. Whether you are still working or recently retired, we outline your options.
- UNDERSTANDING SUPER CAN BE TAXING: If you find the taxation of super confusing, you’re not alone. We feel your pain, so we’ve put together a guide to help you make the most of the tax concessions on offer without breaking the rules.
- CHALLENGE YOUR BRAIN, FEEL THE GAIN: Retirement may be a chance to ease back but staying engaged and challenged is vitally important for brain health as we age. In this video interview, we explain how.
SUPER NEWS
ATO clamping down on false claims, AFCA’s 80,000 complaints, MySuper Heatmap delivers for members, Robo-advice lagging in Australia, Australians pay closer attention to super. Read more.
ATO clamping down on false claims, AFCA’s 80,000 complaints, MySuper Heatmap delivers for members, Robo-advice lagging in Australia, Australians pay closer attention to super. Read more.
SUPER FUND PERFORMANCE FOR 2019-20
The difference between holding your super savings in a leading fund compared to a lemon can make a big difference to your retirement outcome, so it pays to keep an eye on which funds perform well consistently over the long term as well as the past year. Read more.
The difference between holding your super savings in a leading fund compared to a lemon can make a big difference to your retirement outcome, so it pays to keep an eye on which funds perform well consistently over the long term as well as the past year. Read more.
Super funds went above and beyond in 2024, with the median Growth fund up 11.4% and even the most conservative investment options performing strongly. Read more.
Super funds went above and beyond in 2024, with the median Growth fund up 11.4% and even the most conservative investment options performing strongly. Read more.
Super funds overcame Trump’s tariff turmoil in April to finish in positive territory, reaffirming the importance of sitting tight and ignoring the short-term market “noise”. Read more.
Super funds overcame Trump’s tariff turmoil in April to finish in positive territory, reaffirming the importance of sitting tight and ignoring the short-term market “noise”. Read more.
SUPER CONTRIBUTION STRATEGIES
Growing your retirement savings needs the right mix of super contributions. Some case studies may help you start thinking about what’s right for you. Read more
Growing your retirement savings needs the right mix of super contributions. Some case studies may help you start thinking about what’s right for you. Read more
Even though the work test has been abolished for most super contributions, if you are over age 67 there is still one type of contribution that needs to pass the… Read more.
Even though the work test has been abolished for most super contributions, if you are over age 67 there is still one type of contribution that needs to pass the… Read more.
Modernised laws allow contributions up to age 75 and beyond. Discover smart options to get more cash into your super. Read more.
Modernised laws allow contributions up to age 75 and beyond. Discover smart options to get more cash into your super. Read more.
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules. Read more.
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules. Read more.
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly. Read more.
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly. Read more.
If you haven’t used all your concessional contributions cap in recent years you can use them to play catch-up and get a handy tax concession to sweeten the deal. We… Read more.
If you haven’t used all your concessional contributions cap in recent years you can use them to play catch-up and get a handy tax concession to sweeten the deal. We… Read more.
Couples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities. Read more.
Couples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities. Read more.
Going over your annual limits for super contributions can cause problems and cost you money, so it’s important to know what to do if you have. Read more.
Going over your annual limits for super contributions can cause problems and cost you money, so it’s important to know what to do if you have. Read more.
SUPER AND TAX
Super is a very tax-effective vehicle for your retirement savings, but no-one said the taxation of super was simple. Here’s a quick overview of what you pay and when. Read more.
Super is a very tax-effective vehicle for your retirement savings, but no-one said the taxation of super was simple. Here’s a quick overview of what you pay and when. Read more.
If you’re eligible and thinking about tapping into your super before you turn 60, it’s worth checking the tax implications first. In some cases, you may be better holding off for a while. Read more.
If you’re eligible and thinking about tapping into your super before you turn 60, it’s worth checking the tax implications first. In some cases, you may be better holding off for a while. Read more.
Once you turn 60 and start withdrawing your super, the tax advantages of the super system come into play. Read more.
Once you turn 60 and start withdrawing your super, the tax advantages of the super system come into play. Read more.
SMSFs
It was a year when it felt like an achievement just to make it to the other side. Read more.
It was a year when it felt like an achievement just to make it to the other side. Read more.
While fears of a looming recession may be receding, it’s still prudent for SMSF trustees to prepare for a period of slower economic growth. Read more.
While fears of a looming recession may be receding, it’s still prudent for SMSF trustees to prepare for a period of slower economic growth. Read more.
Understanding the transfer balance account rules, including timing and transaction reporting, is extremely important for SMSF trustees.. Read more.
Understanding the transfer balance account rules, including timing and transaction reporting, is extremely important for SMSF trustees.. Read more.
IN RETIREMENT
Tracey Spicer talks to world-renowned positive psychology and wellbeing expert Sue Langley about ways to think about wellbeing in retirement. Read more.
Tracey Spicer talks to world-renowned positive psychology and wellbeing expert Sue Langley about ways to think about wellbeing in retirement. Read more.
David Williams from My Longevity talks about the concept of Personal Capital and why it’s important retirees don’t overlook it. Read more.
David Williams from My Longevity talks about the concept of Personal Capital and why it’s important retirees don’t overlook it. Read more.