Financial advice

If you’re making significant financial decisions, or are serious about retirement planning, at some stage you’re likely to seek financial advice.

The key is to use an independent financial adviser who is not rewarded with commissions for selling you financial products. Any adviser you use for superannuation advice or retirement planning should charge a fee, rather than accept commissions.

Set out below are all SuperGuide articles explaining Financial advice.

Can you provide a list of financial adviser associations?

Q: I want to use a licensed adviser that is a member of a financial adviser association? Can you tell me what associations exist?We provide the list below with the proviso that more financial adviser associations may exist. We have sourced this information from a broader list of professional … [Read more...]

Seeking advice? Financial Advisers Register is a starting point

The task of selecting a financial adviser is often the step that stops Australians from seeking advice. How do you know a financial adviser is licensed and has the proper qualifications? The task has become slightly easier now that the financial regulator has compiled a list of all licensed … [Read more...]

Does Trish Power offer personal financial planning advice?

Q: I have met many financial planners including 3 independent ones, but they don’t seem to know much and all said different things. They don’t seem to show interest and care for my retirement. I am a 61 year-old female and have no super. I need to do something fast. I am just a piano teacher and … [Read more...]

Cheap financial advice available from super funds

Superannuation funds have been providing cheap (and in some cases, free) personal financial advice to super fund members with the blessing of the Australian Securities and Investments Commission (ASIC), since 2009.In early July 2009, ASIC announced that it’s okay to provide personal financial … [Read more...]

Free retirement planning assistance now available

Thinking about how you’re going to plan your retirement can be daunting and I suggest you do as much research as possible before you book an appointment with a financial adviser or accountant (if that is what you choose to do).If you’re like many Australians within 10 to 15 years of retirement, … [Read more...]

Investment performance: Benchmarking super fund returns

Q: What you do is very important, thank you. I am 62 years, retired and draw an account-based pension. What I need is to get sound independent advice about whether I am in the best fund for my needs and how my super fund compares. I am considering changing super funds, but I need to know whether the … [Read more...]

Financial advice: Only 71 independent financial advisers in Australia

Note: This article is updated regularly when new financial advisers join the independence club (latest update September 2015). A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an … [Read more...]

Life expectancy: Will you outlive your retirement savings?

Every five years, the latest data is released on average life expectancies, that is, how many years you’re expected to live, on average. The table contained within this article contains the most up-to-date information on expected lifetimes.Note: New life expectancy tables were released by the … [Read more...]

Should I retire? I’m 59, unemployed and have debt

Q: I’m 59 years of age and in March I lost my job. I have since been trying to find work but due to my age I’m finding it excessively hard. After much discussion with my wife we have decided that the best option would be for me to retire. As she is working and earns a decent wage, I am unable to … [Read more...]