retirement planning for beginners
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Saving for retirement outside super
Super is the most tax-effective way to save for retirement, but there are good reasons to hold some investments outside it too.
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Retirement planning for couples
Super can’t be held in joint names, but it does provide opportunities for couples to maximise their combined tax-free retirement income and streamline estate planning.
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Rethinking the role of your home in retirement
Home ownership provides a sense of security and wellbeing in retirement, but it could also be a potential source of income.
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Epic Retirement Tick: Which pension funds pass the test?
The Epic Retirement Tick rates funds on 18 measures, not just fees and performance. See which six funds passed, and which didn’t.
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Why financial literacy is vital for a good retirement
In an increasingly complex world, understanding finance and financial products can make a wealth of difference to your future health and happiness.
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My retirement planning diary (Part 6): Light at the end of the tunnel
In the final instalment of my retirement diary, I review my progress and set the date.
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My retirement planning diary (Part 5): The psychology of retirement
With so much focus on having enough savings to retire, it’s easy to forget what it’s all for – living!
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My retirement planning diary (Part 4): Crunching the numbers
Now that I have a retirement income target in mind, it’s time to buckle up and test drive some retirement income calculators to see if my target is achievable.
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My retirement planning diary (Part 3): How much am I likely to spend in retirement?
It’s easy to obsess about your super balance in the run-up to retirement, but how much you have is meaningless unless you know what you need.
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Case study: When can I afford to retire?
It’s a common question, and in this case study we follow one couple as they calculate the financial impact of retiring early or delaying by a few years.
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My retirement planning diary (Part 2): My super fund-amentals
After deciding I would retire this year, volatile global markets have forced me to review my plans. In part 2 of this series, I review my super investments and my approach to risk.
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My retirement planning diary (Part 1): Donald you shrunk my retirement!
After deciding I would retire this year, the current market turmoil has put a Trump-sized hole in my plans. If you’re in the same boat, come along for the ride as I review my situation over the coming months.
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Retiree reflections: What surprised me most when I retired
Before retirement, the focus is often on preparing our finances. After retirement, our changing priorities can come as a surprise, and often in a good way.
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What the new Retirement Income Covenant means for you
From 1 July, super funds are required to provide a retirement income strategy to members, but you may need to search for it.
