retirement planning for beginners
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Super pension funds put to the test
A new consumer-friendly review of pension funds reveals which funds are ticking all the right boxes.
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Why financial literacy is vital for a good retirement
In an increasingly complex world, understanding finance and financial products can make a wealth of difference to your future health and happiness.
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My retirement diary (Part 6): Light at the end of the tunnel
In the final instalment of my retirement diary, I review my progress and set the date.
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My retirement diary (Part 5): The psychology of retirement
With so much focus on having enough savings to retire, it’s easy to forget what it’s all for – living!
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My retirement planning diary (Part 4): Crunching the numbers
Now that I have a retirement income target in mind, it’s time to buckle up and test drive some retirement income calculators to see if my target is achievable.
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My retirement planning diary (Part 3): How much am I likely to spend in retirement?
It’s easy to obsess about your super balance in the run-up to retirement, but how much you have is meaningless unless you know what you need.
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Case study: When can I afford to retire?
It’s a common question, and in this case study we follow one couple as they calculate the financial impact of retiring early or delaying by a few years.
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My retirement planning diary (Part 2): My super fund-amentals
After deciding I would retire this year, volatile global markets have forced me to review my plans. In part 2 of this series, I review my super investments and my approach to risk.
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My retirement planning diary (Part 1): Donald you shrunk my retirement!
After deciding I would retire this year, the current market turmoil has put a Trump-sized hole in my plans. If you’re in the same boat, come along for the ride as I review my situation over the coming months.
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Saving for retirement outside super
Super is undoubtedly the most tax effective vehicle for retirement savings, but there are plenty of reasons why you might hold investments outside super to augment your retirement income.
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Retirement planning for couples
Planning for retirement as a couple offers opportunities to maximise your retirement income from super along with tax and estate planning benefits, but there can also be added complexity.
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Retiree reflections: What surprised me most when I retired
Before retirement, the focus is often on preparing our finances. After retirement, our changing priorities can come as a surprise, and often in a good way.
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Re-thinking the role of your home in retirement
The family home is much more than a roof over your head in retirement. It’s also a potential source of income and aged care funding.
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What the new Retirement Income Covenant means for you
From 1 July, super funds are required to provide a retirement income strategy to members, but you may need to search for it.
