The Superannuation Guarantee (SG) contributions made by your employer into your super account are the foundation of a successful retirement. So it’s worth understanding the SG rules and how they work.
Set out below are all SuperGuide articles that relate to Super Guide for employers.
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While your employer is required to make regular Super Guarantee contributions on your behalf, higher income earners can miss out if they earn above the quarterly maximum super contribution base (MSCB) limit.
If you are wondering how recent rule changes have affected your super and retirement plans, here’s a quick guide to the key changes and when they commenced.
Concessional contributions are the most common type of super contribution, but many people don’t understand what they are or what is their annual limit, so here’s our simple guide.
If there’s one thing guaranteed to have employers pulling their hair out, it’s red tape. Unfortunately, your obligation to pay super to employees comes wrapped in red tape and slip-ups can be costly. So what are the rules?
If you are one of the estimated 10% of Australians who are self-employed as a sole trader or in a partnership, then superannuation is generally not compulsory.
From 1 January 2020, your salary sacrificed super contributions can’t be used by your employer to reduce their SG payment obligations, regardless of the amount you elect to salary sacrifice.
Single touch payroll (STP) reporting is a streamlined way for employers to provide the Australian Taxation Office (ATO) with payroll information, that is, pay as you go (PAYG) withholding and superannuation guarantee information.
MySuper funds act as a default account for people who don’t choose their own super fund when they start a new job. They are designed to be simple, low cost and easy to compare.