There are legitimate reasons for maintaining reserves in your SMSF, but the ATO is keen to point out that avoiding tax is not one of them.
SMSFs: Investment property tax deduction mistakes to avoid
Property investment is popular with SMSFs, so it’s important to understand what your fund can and can’t claim as investment property tax deductions.
SMSF investment rules: Collectables and personal use assets
If you are a passionate collector or connoisseur, then you may be able to use that knowledge to boost your retirement savings.
SMSFs: Sustainable investing just got personal
The year 2020 has been a turning point for sustainable investing on so many levels. COVID has brought to the forefront of investors’ minds considerations such as how companies treat their staff, as well as numerous other environmental, social and governance (ESG) issues.
SMSFs and cryptocurrency investments
Now that some of the initial hype has gone out of cryptocurrencies, it’s a good time to take a clear-eyed view of their investment potential.
SMSFs switch to managed accounts
Managed accounts are increasingly taking the place of managed funds in self-managed super fund (SMSF) portfolios because they give advisers the ability to act swiftly when markets move, as well as offering tax advantages and improved transparency.
What are the SMSF borrowing rules?
Changes to LRBA rules may make it easier for SMSFs to borrow to buy property.
How to create an SMSF investment strategy (including example documents)
The ATO has updated its advice around what it wants to see in an investment strategy. Here’s what you need to know, along with what you need to do following a market correction.
How to achieve genuine diversification in an SMSF
Once again it has taken a major market correction to highlight the high (and sometimes extreme) levels of correlation between different asset classes.
Managing your SMSF through a recession
Many trustees have never had to run a self-managed super fund through a recession. So to survive this period, experts recommend avoiding selling when markets are at their nadir, focusing on fundamentals and looking for opportunities to acquire well-priced quality businesses.
2019/20 Year in Review
It was a year when it felt like an achievement just to make it to the other side.
Income alternatives to bank shares
Self-managed super fund (SMSF) investors were left reeling after three of the big four banks slashed dividends across the board, with ANZ and Westpac suspending theirs altogether and NAB cutting its by 64%. CBA has said it won’t make a final decision on its dividend until August when it reports its full year results.
Does a core and satellite strategy still work? Two perspectives…
A core and satellite asset allocation strategy is one of the most popular ways to invest. But does it still make sense when markets are falling?
Bank dividends are bare. Here’s why some shareholders hate it more than they should
In bad news for retirees and others who depend on dividend cheques (and dividend imputation rebate cheques from the Tax Office) bank dividends have largely evaporated. But it’s not as bad as many commentators suggest, and actually good for some investors.
Everything SMSF trustees need to know about rebalancing
Market volatility should prompt a look at asset allocations and the potential need to rebalance investments.