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preparing for retirement

  • How a transition-to-retirement (TTR) pension works

    How a transition-to-retirement (TTR) pension works

    If you are looking to wind back working hours or boost your super in the lead-up to retirement, a transition-to-retirement (TTR) pension may be the answer.

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  • Planning to retire this year and start a super pension? Here’s what to consider

    Planning to retire this year and start a super pension? Here’s what to consider

    As retirement beckons, it’s worth checking the rules around making last minute super contributions and how much you can transfer into a tax-free pension account.

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  • Five common financial mistakes SMSF trustees make just before retirement

    Five common financial mistakes SMSF trustees make just before retirement

    There’s a lot to think about when you’re on the threshold of retirement, so it’s not surprising that mistakes are made and opportunities overlooked. Here’s what to watch out for.

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  • Converting super into retirement income: What are your options? 

    Converting super into retirement income: What are your options? 

    Choosing the best combination of retirement income sources for your circumstance can make a big difference to your overall retirement income.

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  • What to do if the market tanks and you’re retired, or close to it

    What to do if the market tanks and you’re retired, or close to it

    Volatile financial markets make it difficult to plan ahead, but in uncertain times having a plan and sticking to it can make a big difference to your retirement outcome.

  • What happens to my TTR when I turn 65?

    What happens to my TTR when I turn 65?

    When you turn 65 a number of things happen to your transition to retirement pension – mostly good but there are traps to avoid.

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  • How sequencing risk affects your retirement

    How sequencing risk affects your retirement

    Sequencing risk can ruin even the most carefully planned retirement. Losses and low returns just as you move into retirement mean you will have much less to spend.

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  • How to navigate the different stages of retirement

    How to navigate the different stages of retirement

    Retirement planning should be about more than money. The physical, mental and emotional challenges of life after work are equally as important as you plan how to spend your days.

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  • Changing pace: Retiring and thriving together

    Changing pace: Retiring and thriving together

    Along with planning and saving for retirement, it pays to prepare your relationship for the changes ahead.

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  • Retiring soon? Here are 5 questions you need to answer first

    Retiring soon? Here are 5 questions you need to answer first

    There’s a lot to think about in the run-up to retirement, from where your income will come from to where you’ll live, but answering these questions should help you prepare.

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  • The sprint finish: How to boost your super before retirement

    The sprint finish: How to boost your super before retirement

    If you’ve left building retirement savings a little late, these four options could provide the boost you need to get your balance on track.

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  • How do I apply for the Age Pension?

    How do I apply for the Age Pension?

    This article is a step-by-step guide to claiming the Age Pension and getting it right the first time so you can avoid any delays or frustration.

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  • Financial advisers give tips on preparing for retirement

    Financial advisers give tips on preparing for retirement

    Preparing for retirement can be daunting for many Australians. In this video members of the Profession of Independent Financial Advisers help you understand the important things to consider.

  • Adjusting to retirement: 8 factors that can help

    Adjusting to retirement: 8 factors that can help

    This article presents findings from a research program that analysed the retirement experience of 200 Australians, and identifies eight specific factors that had helped those that had best adjusted to retirement.