SuperGuide

Superannuation and retirement planning information

September 2023 Retirement planner newsletter

How to plan for your retirement
It can be difficult knowing where to start when you are ready to think seriously about retirement, but working through these easy steps will help. Read more.
How to plan for your retirement
It can be difficult knowing where to start when you are ready to think seriously about retirement, but working through these easy steps will help. Read more.
Why financial literacy is vital for a good retirement
Good financial literacy and understanding how to manage and invest your nest-egg is an essential skill when it comes to navigating the complexity of creating a steady retirement income. Read more.
Why financial literacy is vital for a good retirement
Good financial literacy and understanding how to manage and invest your nest-egg is an essential skill when it comes to navigating the complexity of creating a steady retirement income. Read more.
What age should I retire?
It’s a common question and the short answer is that age is only one of many considerations when you are weighing up when to retire. Read more.
What age should I retire?
It’s a common question and the short answer is that age is only one of many considerations when you are weighing up when to retire. Read more.
Case study: When can I afford to retire?
It’s a common question, and in this case study we follow one couple as they calculate the financial impact of retiring early or delaying by a few years. Read more.
Case study: When can I afford to retire?
It’s a common question, and in this case study we follow one couple as they calculate the financial impact of retiring early or delaying by a few years. Read more.
What I would do differently now: Retirement plans are shifting with the times
After years of rapid change, we ask retirees and those thinking about retirement what they would do differently if they knew then what they know now. Read more.
What I would do differently now: Retirement plans are shifting with the times
After years of rapid change, we ask retirees and those thinking about retirement what they would do differently if they knew then what they know now. Read more.

SuperGuide members Q&A: September 2023

Thursday 28 September 2023 at 11:00 am AEST

In this webinar super expert Garth McNally will answer recent questions from SuperGuide members.

Find out more
Q&A: What is the tax treatment on lump sum withdrawals when 65 and not retired?
Q: For an over 65, not retired, still working and paying income tax, what is the tax treatment on any lump sum withdrawals from super (where super is still in… Read more.
Q&A: What is the tax treatment on lump sum withdrawals when 65 and not retired?
Q: For an over 65, not retired, still working and paying income tax, what is the tax treatment on any lump sum withdrawals from super (where super is still in… Read more.

All things being well, you should have your highest ever super balance around the time you retire. Having a big balance is certainly desirable, but it does mean that a market downturn close to retirement could really dent your plans.

Learn about sequencing risk and how to deal with it.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.