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Home / Super funds / Best performing pension funds / Best performing pension funds: Balanced category (41–60%)

Best performing pension funds: Balanced category (41–60%)

Nicole Small

Important

Past performance is not necessarily a guide to future performance. The returns that super funds achieve will change over time and readers should continue to monitor their fund’s performance.

All information on SuperGuide is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate for you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

In this article you can discover the top 10 performing Balanced pension funds over 1 year and 10 years. We recommend that you also read our explanatory article Introduction to SuperGuide’s top 10 performing super fund lists which can help you understand how to compare the different risk categories that super investment options sit within. 

What is a Balanced investment option?

Investment options with a 41–60% allocation to growth assets are termed Balanced by Chant West, a research company that has been analysing super fund performance for more than 20 years.

Balanced investment options may appeal to people who want a more balanced mix of growth and defensive assets.

Many super funds label their investment options as Balanced and in SuperGuide’s research these investment options can have between 49% and 80% of growth assets. Investment options that have between 61% and 80% of growth assets are classified as Growth category.

Good to know

Investments such as shares, property, infrastructure and private equity are referred to as growth assets for their ability to produce strong returns over the long term, but they are more likely to experience volatility (and even negative returns) in shorter timeframes. Conversely, assets like cash and fixed interest are referred to as defensive assets for their ability to defend against volatility, but generally cannot produce high returns over long periods of time.

How does a Balanced investment option behave?

Related topics,

IMPORTANT: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions. Comments provided by readers that may include information relating to tax, superannuation or other rules cannot be relied upon as advice. SuperGuide does not verify the information provided within comments from readers. Learn more

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Responses

  1. Leigh Phillips Avatar
    Leigh Phillips

    why are your estimates on returns so different to other comparison sites including the ATO’s your super comparison. very confusing, how does an average joe make an informed decision.

    1. SuperGuide Avatar
      SuperGuide

      Hi Leigh, we’re sorry to hear you’re finding the numbers confusing.

      SuperGuide provides investment returns for a wide range of superannuation investment options, from conservative to all growth, over a wide range of timeframes and our figures are updated on a quarterly basis to keep them up to date.

      The ATO’s YourSuper Comparison tool only provides details of MySuper options, which represent a small sample of the available investment options provided by super funds. It also displays past returns up to the most recent 30 June rather than updating performance information quarterly.

      These are some of the reasons that the information you see here and in that tool are not the same.

      Our guides on how to compare super funds and risk profiling and your investment choice may assist you further to choose a good super fund and suitable investment option for yourself.

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