Best performing super funds, Aged care planning, Maximise your Age Pension, Best time to retire, Death benefits
Highlights of the July 2019 edition of the SuperGuide Premium newsletter include:
- SUPER FUND PERFORMANCE: Find out how the median super funds performed over the last financial year, and who were the best performing super funds over one year and 10 years.
- THE BEST TIME TO RETIRE: Choosing when you retire can ultimately have a big impact on your retirement savings, so before you flick the switch to pension phase, we look at a few issues and strategies to consider. In a separate article we list the five questions you need to ask if you’re thinking of retiring in the next 12 months.
- AGED CARE PLANNING: Bina Brown walks us through what to consider when planning for the later stages of retirement.
- PROPORTIONING RULE AND SUPER TAX: What it is and why does it matter? The proportioning rule can impact retirement income, because it can influence the effectiveness of many superannuation retirement strategies in relation to tax. Find out what you need to know in this in-depth article.
- 12 TIPS TO HELP MAXIMISE YOUR AGE PENSION: Regan Welburn shares his top tips to get the most out of your Age Pension. In a separate article, Barbara Drury looks at the recent deeming rate changes and whether they are fair for pensioners.
- WHAT HAPPENS TO YOUR SMSF WHEN YOU GO OVERSEAS? Want to live, travel or work in another country? Make sure you’re across the residency rules and what else you need to take into consideration before you pack your passport.
- HOW TO MAKE YOUR SUPER MORE SOCIALLY AWARE: If you care about responsible investing, check out our article on how to be sure your super and SMSF is backing ethical investments.
FEATURES
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Why aged care deserves to be part of your retirement plan
When you are planning your retirement bucket list, aged care probably doesn’t rate a mention, but it should if you want to live out your days in comfort and security.
Strategies for boosting your super in the gig economy
While working in the gig economy can be more flexible, it can also be a recipe for a much smaller retirement savings pot if you don’t take steps to fix it.
How to make your super more socially aware
Aligning your super investments with your values is increasingly important to many people, but before you switch you should understand what to look for.
Legal case a lesson in proper SMSF admin and record keeping
A recent court case, known as the Narumon case, demonstrates how important it is for self-managed super fund (SMSF) trustees to ensure their documentation is up-to-date, and that binding death benefit nominations are valid.
What are average super fund fees?
An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different types of super funds available.
SUPER FUND PERFORMANCE
Best performing super funds: Balanced category (41–60%)
In this article you can discover the top 10 performing Balanced super funds over 1 year and 10 years to 31 December 2025. Balanced funds have 41-60% invested in growth assets.
Best performing super funds: Growth category (61–80%)
While the top 10 Growth funds bounce around from year to year, the cream floats to the top over 10 years and tends to stay there.
Super fund performance: Annual returns to December 2025
Super funds hit the trifecta in 2025, with strongly positive returns for the third year running, despite rising geopolitical tensions and volatile investment markets.
RETIREMENT PLANNING
Retiring soon? Here are 5 questions you need to answer first
There’s a lot to think about in the run-up to retirement, from where your income will come from to where you’ll live, but answering these questions should help you prepare.
Retiring this year? What to know before starting a super pension
As retirement beckons, it’s worth checking the rules around making last minute super contributions and how much you can transfer into a tax-free pension account.
Retiring overseas: Implications for your super and tax
Escaping to a dream location where the living is easy can be tempting for cash-strapped retirees, but there are some practical issues to be aware of before you make the leap.
AGE PENSION
How to maximise your Age Pension
If you’re on a part-Age Pension, or just miss out on one, you may be able to increase your pension entitlements with some of these perfectly legitimate strategies.
Deeming rates (2025-26) and calculator for the Age Pension income test
On 20 August 2025 the government announced the first change to deeming rates since 1 May 2020 when rates were frozen at artificially low levels during COVID.
SUPER DEATH BENEFITS
Super after death: How to get it to beneficiaries fast
With the news that super funds have taken a year or more to pay families after a member dies, what can you do to protect your loved ones?
Super death benefits and tax explained
Your beneficiaries could end up paying more tax than necessary when they receive your superannuation death benefit if you don’t learn the rules that apply.
Reversionary pensions: What they are and how they work
If you want your partner to continue receiving your super pension when you die, a reversionary pension can make the process easy for them at what can be a difficult time.
Proportioning rule and super tax: What it is and why it matters
Before withdrawing your super, it’s important to understand the proportioning rule and how it will impact the amount of tax you will pay on your super savings.