Women and super

Women and superannuation is a special section that includes articles that women may find of special interest, or deal specifically with issues affecting women such as: how much super is enough, how long can you expect to live, divorce, retirement planning in six steps and many more topics.

Set out below are all SuperGuide articles explaining Women and super.

Financial advice: Only 32 (10 + 13 + 9) independent financial advisers in Australia   Super Guide

This article is updated regularly when new financial advisers join the independence club. A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an independent adviser.

Q: Where do I go to find a calculator that helps me work out how much co-contribution I will be entitled to, and how much super I need to contribute to get that co-contribution?

Cashing in on the co contribution rules (2014/2015 year)   Super Guide

The federal government is giving away money to anyone who makes a non-concessional (after-tax) contribution to their super fund, and who earns less than $49,488 a year (for the 2014/2015 year). The tax-free giveaway is officially called the co-contribution scheme.

Super concessional contributions: 2014/2015 survival guide   Super Guide

Superannuation contributions can be divided into two types — concessional (before-tax) and non-concessional (after-tax). Each type of super contribution is subject to a contributions cap.

Your 2014/2015 guide to non concessional (after tax) contributions   Super Guide

Non-concessional contributions are more popularly known as after-tax contributions. Such contributions are subject to a contributions cap, which sets a limit on the amount of after-tax contributions that you can make in one year.

Age Pension: More Australians entitled to payments from July 2014   Super Guide

In March, July and September of each year, the Federal Government changes the rules for claiming the Age Pension… for the better!

Age Pension: Income test thresholds rise 1 July 2014   Super Guide

The upper income thresholds for the Age Pension income test lift again on 1 July 2014, which means more Australians are now eligible for the PART Age Pension.

Superannuation Guarantee: Many Aussies to miss out on SG increase   Super Guide

You can expect some difficult conversations between employers and employees in coming months as some salaried employees discover that the Superannuation Guarantee (SG) increase of 0.25% (taking the SG rate to 9.5%) will not benefit those employees on fixed remuneration packages.

Super for beginners, part 23: My pay changes every week. Am I paid the right super?   Super Guide

Q: How can I tell if my husband is being paid the correct amount of super into his fund by his employer. He is a truck driver and his wage varies from week to week.

Do you fit the latest profile of a ‘typical’ SMSF trustee?    Super Guide

The latest ATO statistics on SMSFs (representing SMSF activity up to the end of March 2014) highlight some interesting observations that can be made about the current batch of SMSF trustees.