Women and super

Women and superannuation is a special section that includes articles that women may find of special interest, or deal specifically with issues affecting women such as: how much super is enough, how long can you expect to live, divorce, retirement planning in six steps and many more topics.

Set out below are all SuperGuide articles explaining Women and super.

Retiring before the age of 60: the tax deal

If you retire before the age of 60, your super benefit payments are likely to be subject to tax — but not always. With the right structure, and usually with expert advice, many Australians retiring early can end up paying no tax.If you’re willing to wait until you turn 60 before you retire, you … [Read more...]

Liberals to ban anti-detriment payments from July 2017

On 3 May 2016 (2016 Federal Budget), the Coalition government announced that it intends to abolish the anti-detriment provisions from July 2017.From 1 July 2017, subject to legislation, a super fund will not be able to pay a refund of a member’s lifetime superannuation contributions tax payments … [Read more...]

Super tax refund for lower-income earners to extend beyond June 2017

In a welcome backflip, as part of its 2016 Federal Budget release on 3 May 2016, the Coalition government announced it will extend the Low Income Super Contribution (LISC) beyond its legislated expiry date of June 2017. The only change is that it will be renamed as the Low Income Superannuation Tax … [Read more...]

Superannuation tax refund: 10 things you should know

SUPER ALERT! In a welcome backflip, as part of its 2016 Federal Budget announcement on 3 May 2016, and confirmed with the re-election of the Coalition government in July 2016, the Coalition government has announced it will extend the Low Income Super Contribution (LISC) beyond its legislated expiry … [Read more...]

Does shift work count for SG entitlements and income protection insurance?

Q: I’m a shift worker and have a question about whether my ‘Super fund salary’ figure which my employer gives to my super fund should include both my base and shift loading salary. At the moment it only includes my base even though my employer does pay super for both my base and shift loading. What … [Read more...]

Salary sacrificing and super: 10 facts you should know

Salary sacrificing superannuation, by making before-tax super contributions, is a popular strategy for employees on middle-to-high incomes. The deal is that you increase your superannuation balance (and pay 15% contributions tax, and for those earning an adjusted taxable income of more than … [Read more...]

Superannuation Guarantee: Many Aussies miss out on SG increase

Now that we are well into the third financial year of a higher Superannuation Guarantee rate of 9.5%, you can expect some difficult conversations between employers and employees in coming months as some salaried employees discover that the Superannuation Guarantee (SG) increase of 0.25%, which took … [Read more...]

Who can make tax-deductible super contributions?

Note: From 1 July 2017, the Coalition government intends to allow all individuals under the age of 75 to claim tax deductions for persona super contributions, subject to the concessional contributions cap, and taking account of previously-made super contributions for a financial year. Such a measure … [Read more...]

Find lost super in 5 steps, and make quick cash

Did you know that more than $16 billion dollars is sitting in 6 million lost super accounts (and ATO-held super accounts) waiting for Australians to claim the super cash?If you’re one of the many Aussies with one or more lost accounts then you better act quickly. The federal government has … [Read more...]

Financial advice: Only 80 independent financial advisers in Australia

Note: This article is updated regularly when new financial advisers join the independence club (latest update May 2016). A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an independent … [Read more...]

IMPORTANT: SuperGuide does not provide financial advice. SuperGuide does not answer all questions posted in the comments section. SuperGuide may use your question or comment, or use questions from several readers, as the basis for an article topic that we publish on the SuperGuide website. We will not disclose names or personal information in these articles. Comments provided by readers that may include information relating to tax, superannuation or other rules cannot be relied upon as advice. SuperGuide does not verify the information provided within comments from readers. Readers need to seek independent advice about their personal circumstances.