Women and super

Women and superannuation is a special section that includes articles that women may find of special interest, or deal specifically with issues affecting women such as: how much super is enough, how long can you expect to live, divorce, retirement planning in six steps and many more topics.

Set out below are all SuperGuide articles explaining Women and super.

Super tax refund for lower-income earners continues for 4 more years, then axed

axed_19019187_c

SUPERGUIDE ALERT: The Coalition government is repealing the Low Income Super Contribution: due to parliamentary negotiations to secure passage of the repeal of the Mineral Resource Rent Tax, the government has extended the LISC for 4 more years. Under the legislation likely to be passed by … [Read more...]

Accessing super early: 14 legal reasons to cash your super

Pixmac000083333457_access

Many Australians are facing hard times, especially with structural change transforming our economy. The harsh reality is that mortgage repayments and everyday living expenses continue even when you when suffer redundancy, illness or other forms of misfortune. We receive hundreds of emails from … [Read more...]

Are you eligible for a Commonwealth Seniors Health Card?

retired_couple_12485974_c

IMPORTANT: The government has announced that the income thresholds for singles ($50,000) and couples ($80,000) will be indexed in September 2014; the first time since 2001. From 1 January 2015, new applicants for CSHC will need to include superannuation pension income when assessing CSHC … [Read more...]

Financial advice: Only 34 (12 + 13 + 9) independent financial advisers in Australia

Advice_7180285_c

Note: This article is updated regularly when new financial advisers join the independence club (latest update August 2014). A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an independent … [Read more...]

Can I access super early due to ‘severe financial hardship’?

Creditcards_1940410_c

Q: I am in financial hardship. Can I withdraw my super to pay my expenses? A: I’m sorry to read about your circumstances. Yes, in certain circumstances individuals suffering financial hardship may be able to access a portion of their super benefits. You must apply to your super fund to claim … [Read more...]

Super for beginners, part 24: Do I have to withdraw my super when I turn 65?

Pixmac000082823027_withdraw

Q: I retired, sold my large house, downgraded, invested spare money and one month after I invested, I lost $50,000 just like that. I would like to know whether I can keep my super going beyond age 65, maybe to age 67 to help recoup my losses on my outside investment? A: I’m very sorry to read … [Read more...]

Accessing super early: Unemployed and in financial hardship

Pixmac000051617777_lifesaver

Q: I have been unemployed for 10 months now and I am still having problems finding work. I’ve got bills to pay off and I’m finding it hard to do that with the tiny amount I get from Centrelink each fortnight. Is there any way I can claim I have financial difficulties and use my superannuation … [Read more...]