Women and super

Women and superannuation is a special section that includes articles that women may find of special interest, or deal specifically with issues affecting women such as: how much super is enough, how long can you expect to live, divorce, retirement planning in six steps and many more topics.

Set out below are all SuperGuide articles explaining Women and super.

Financial advice: Only 42 independent financial advisers in Australia

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Note: This article is updated regularly when new financial advisers join the independence club (latest update September 2014). A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an … [Read more...]

Are you eligible for a Commonwealth Seniors Health Card?

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IMPORTANT: The government has indexed the income test thresholds for the CSHC, effective from September 2014. The income test thresholds will be now indexed annually from September of each year. WARNING: From 1 January 2015, new applicants for CSHC will need to include superannuation pension … [Read more...]

Age Pension: More Australians entitled to payments from September 2014

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In March, July and September of each year, the Federal Government changes the rules for claiming the Age Pension… for the better! Currently, the Age Pension income test and the Age Pension assets test are adjusted three times a year in line with increases in the Consumer Price Index. Effective … [Read more...]

Age Pension: Income test thresholds rise 20 September 2014

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The UPPER income thresholds for the Age Pension income test lift again on 20 September 2014, which means more Australians are now eligible for a PART Age Pension. A single person can earn just under $49,000 a year, and still receive a PART Age Pension, while a couple can earn just over $74,000 a … [Read more...]

Super tax refund for lower-income earners continues for 4 more years, then axed

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SUPERGUIDE ALERT: The Coalition government is repealing the Low Income Super Contribution: due to parliamentary negotiations to secure passage of the repeal of the Mineral Resource Rent Tax, the government has extended the LISC for 4 more years. Under the legislation likely to be passed by … [Read more...]

Accessing super early: 14 legal reasons to cash your super

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Many Australians are facing hard times, especially with structural change transforming our economy. The harsh reality is that mortgage repayments and everyday living expenses continue even when you when suffer redundancy, illness or other forms of misfortune. We receive hundreds of emails from … [Read more...]

Can I access super early due to ‘severe financial hardship’?

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Q: I am in financial hardship. Can I withdraw my super to pay my expenses? A: I’m sorry to read about your circumstances. Yes, in certain circumstances individuals suffering financial hardship may be able to access a portion of their super benefits. You must apply to your super fund to claim … [Read more...]