The way the super industry tends to invest your money can be compared to a team sport, which more often than not involves third parties to execute investment strategies on their behalf.
Set out below are all SuperGuide articles that relate to Superannuation investment for beginners.
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Besides being a great way to save for retirement, Australia’s super system offers some valuable – but little-known – benefits for super fund members. Here’s our list of the top 10 super benefits and how they can help improve your financial situation.
If you’d like more control over how your super is invested, we have prepared a simple guide to what responsible investment means when it comes to super.
If you’re unhappy with how your super savings have grown, it’s worth considering whether you’re in the right investment option in your super fund. To help you work through the process of making an investment option switch, check out our simple explainer.
When it comes to delivering a good investment return to their fund members, super funds mix a variety of investment assets and structures together. To understand what your super fund is doing on your behalf, it’s worth learning a little more about these investments – particularly whether they are listed or unlisted.
Most super funds offer a range of super pension products, so you have lots of choices when it comes to investment options.
With more and more retirees being forced to dip into their retirement capital to meet the rising costs of everyday expenses, it’s more important than ever to understand how to protect your retirement income.
What’s your risk profile and why is it key to one of the most important decisions you can make when it comes to boosting your super account?
It can be difficult for young adults to think long-term, but engaging your kids early can make a big difference to their future.
Like it or not, investing to grow a retirement nest egg involves taking some risks. Super funds use a variety of strategies to help reduce the inevitable investment risks they face as they work to deliver good investment returns to their members.
When it comes to the investment performance of your super account, funds love to talk about how much they have outperformed the index or benchmark. But what does that really mean? And what the heck is an investment index anyhow?
Diversification can be one the biggest protections against investment risk. We look at how smaller investments can learn from what the big funds do.
Knowledge, as they say, is power. Find out the ways your super can be impacted by risk so you can, where possible, reduce your exposure.
Compound interest is the interest calculated from an initial sum of money which is then added to the total which increases each time that interest payment is paid out.