SuperGuide

Simple superannuation and retirement planning information

Property and superannuation

Property and superannuation is a popular topic and covers both direct property investment and listed property investment.

Direct property can be investment in residential property (houses, townhouses, or apartments), commercial property, industrial property, land or farms.

Listed property includes Australian listed property and global listed property trusts (investing in office blocks, shopping complexes and other similar major buildings or land developments). Australian listed property is usually described as A-REITs (Australian Real Estate Investment Trusts) and international listed property is described as REITs.

Self-managed super funds (SMSFs) are subject to special rules in relation to business real property. Also, SMSFs may be able to borrow money in strict circumstances to purchase fund investments, including property  – for more information on SMSF borrowing (gearing) click here.

Set out below are all SuperGuide articles referring to Property and superannuation.

Accessing super for a home loan deposit?

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Q: A few years back my wife and I owned six homes, before we were caught out by a marketeer over an investment. We lost it all. Not good when you consider we are in our 50s. Now 59, we are looking at trying to by a modest unit or home, within the next two years. Would we both be able to cash in our super funds toward a ... Read more

Non-cash contributions, CGT and contributions caps

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Q: My husband and I, both near 50, plan to spend around $700,000 of our cash to buy shares soon. We don’t have a trust structure or company (both PAYG) and wondered how/if we could buy them in the name of our self-managed super fund? How do we get the cash from our names to the super fund? I’ve read about in-specie ... Read more

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