One of the great benefits of an SMSF is it can buy the commercial property used by your business, with the fund becoming your landlord. But how do you go about organising a loan and rental arrangement that keeps the tax man happy?
Location the missing ingredient in retirement planning
It’s often said that location is everything where property is concerned, but it also makes a big difference to how far your money stretches in retirement.
What on earth is an in-specie transfer?
Most super fund members are familiar with the process of making contributions to their super account. However, they may be less familiar with the process of transferring an asset such as property or shares in or out of their fund without any money changing hands. We take a look at the pros and cons of in specie transfers relating to SMSFs.
Super scams: What are they and how do you avoid them?
By definition scamming is a fraudulent activity that aims to unlawfully take something from you, whether it be your identity, money, property, or to gain other benefits.
SMSFs: Investment property tax deduction mistakes to avoid
SMSFs can reduce their tax payable by claiming investment property expense deductions against the rental income they generate, but it’s important to understand what your fund can and can’t claim as investment property tax deductions.
SMSFs and property: A Super Guide
One of the unique characteristics of self-managed superannuation funds (SMSFs), which make them attractive to some investors, is their ability to invest in direct property.
SMSFs and capital gains tax (CGT)
Capital gains and their potential tax liabilities need to be an important part of investment decision making for an SMSF. Careful consideration and planning of when capital gains, and losses, may be realised can have a significant impact on an SMSF’s balance.
Which asset classes are popular with SMSFs?
Which investments are most popular with SMSFs? A short and simplistic answer is that shares and cash and term deposits compete as the most popular investments across the board for SMSFs.
What are the SMSF borrowing rules?
A relaxation of rules around borrowing in self-managed superannuation funds (SMSFs) nearly a decade ago now means that SMSFs can borrow to invest in some circumstances. Although loans were originally allowed for borrowing to invest in shares, restrictions around the rules mean that in most cases they are now used for property assets.