Another strong performance from global sharemarkets in November has set up younger members of lifecycle funds for bumper returns in the 2019 calendar year.
When it comes to investing your super, working out what mix of assets to use is tricky. But new research shows there are important issues to remember when selecting your mix of investment assets.
Although building your super account balance is a good idea, the current Age Pension and super system rules can create a black hole for some people – leaving them better off with less money in their super account. Could you be at risk?
If you’re a member of a big super fund, chances are you are a part-owner in an airport, a pipeline or a major shipping port. So why have super funds embraced infrastructure and what’s in it for you as a super fund member?
The investment assets of many super funds are far from transparent – both publicly and for fund members. It’s a situation the government has tried to remedy over a number of years, but from 31 December 2020 all that’s changing.
If you believe your super fund is not performing as well as you had hoped, or as well as other super funds, what can you do? Here’s our 5-step guide to help you assess whether your super fund’s investment performance is staying with the pack – or lagging the field.
Although you might want your super fund to produce a good investment return every year, many fund members also want their money invested responsibly and in line with their personal values. To help you ensure your super account is being invested the way you want, we have prepared a simple guide to what responsible investment means when it comes to your super fund.
If you’re unhappy with how your super savings have grown, it’s worth considering whether you’re in the right investment option in your super fund. To help you work through the process of making an investment option switch, check out our simple explainer.
When it comes to delivering a good investment return to their fund members, super funds mix a variety of investment assets and structures together. To understand what your super fund is doing on your behalf, it’s worth learning a little more about these investments – particularly whether they are listed or unlisted.
With more and more retirees being forced to dip into their retirement capital to meet the rising costs of everyday expenses, it’s more important than ever to understand how to protect your retirement income.
What’s your risk profile and why is it key to one of the most important decisions you can make when it comes to boosting your super account?
Like it or not, investing to grow a retirement nest egg involves taking some risks. Super funds use a variety of strategies to help reduce the inevitable investment risks they face as they work to deliver good investment returns to their members.
When it comes to the investment performance of your super account, funds love to talk about how much they have outperformed the index or benchmark. But what does that really mean? And what the heck is an investment index anyhow?
Diversification can be one the biggest protections against investment risk. We look at how smaller investments can learn from what the big funds do.
Knowledge, as they say, is power. Find out the ways your super can be impacted by risk so you can, where possible, reduce your exposure.