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Age Pension age

Age Pension age is the age at which an Australian can claim the Age Pension, subject to meeting the other Age Pension rules. Australians retiring today can access the Age Pension from age 65 (for men) and since July 2013, from age 65 for women. The Age Pension age for women used to be 60 years but has steadily increased to 65 years, in line with the Age Pension age for men.

The Age Pension age has also risen for Australians born after a certain date.

For anyone born after June 1952, your Age Pension age will be older than 65 years. (The Age Pension age will remain at 65 for anyone born before July 1952.) If you were born after June 1952, then your Age Pension age depends on your specific date of birth.

The first shift upwards in Age Pension age will occur in July 2017 when the eligibility age increases to 65.5 years (for Australians born on or after 1 July 1952 and before January 1953), and then in six-month increments every 2 years, until it reaches the age of 67 years from 1 July 2023.

Note: The Liberal government wanted to increase Age Pension age to 70 years but has received no support from the ALP opposition or the minority parties. The Liberal government intended to increase the Age pension age in six-month increments (every 18 months) from July 2017, until it reached the age of 70 years from 1 July 2035.

For more specific information on your Age Pension age, see SuperGuide article Age Pension age increasing to 67 years (not 70 years).

Set out below are all SuperGuide articles referring to Age Pension age.

Age Pension age increases to 65.5 years from July 2017

From 1 July 2017, the Age Pension age effectively increases to 65.5 years (from its current 65 years) until it reaches age 67 from July 2023. Your Age Pension age is the age at which you are eligible to apply for the Age Pension, and this will depend on your date of birth.Australian residents born on or after 1 ... Read more

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Age Pension: Are you eligible for the Work Bonus?

If you choose to work while receiving the Age Pension, then you will be entitled to a Work Bonus. The work bonus operates so that only half of your first $500 of employment income each fortnight counts towards the Age Pension income test.The Age Pension income test is one of 2 tests used to decide if you’re ... Read more

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Accessing super: What is my preservation age?

Note: This article explains at what age you can access your superannuation benefits. If you are seeking information on when you can claim the Age Pension, see SuperGuide article Age Pension age increasing to 67 years (not 70 years).We receive hundreds of questions each year asking when you can retire under the ... Read more

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The super challenge: At what age should I retire?

Selecting a retirement age, even if you plan to continue some form of work during retirement, can be a difficult decision. In some cases, individuals don’t get a choice about when to retire due to health issues, or due to redundancy in later years and then difficulty finding another job.Although life after work is ... Read more

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Retirement: Want to live on $100,000 a year?

We receive hundreds of questions each week from readers, and some of those questions relate to how much money is needed to create a comfortable life in retirement. At SuperGuide, we regular update our ‘how much super is enough’ articles and these articles cover scenarios for those seeking modest, comfortable or more ... Read more

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Repay debts with super: then claim Age Pension

Q: I have read about the changes to the Age Pension assets test which hit Age Pensioners from January 2017. My question is, can I pay my superannuation into my mortgage, live off my private savings and then receive the Age Pension when I turn 65? My age pension age is 65, because I was born in June 1952.A: Before I ... Read more

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Age Pension age increasing to 67 years (not 70 years)

Note: This article explains the current Age Pension age. If you are seeking information on the retirement age for accessing superannuation benefits see SuperGuide article Accessing super: What is my preservation age?If you are seeking information on the January 2017 changes to the Age Pension asset test, then see ... Read more

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